The top-rated landlord insurance agent in McAllen, Texas is Abelardo Ramirez-Meda: Allstate Insurance, rated 4.9 stars across 750 reviews. Other highly rated options include Farmers Insurance - Griselda Melendez, Bridgepoint Insurance Agency & Permit Center, LLC, Acumen Insurance Group LLC. This directory lists 19 landlord insurance agents serving McAllen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abelardo Ramirez-Meda: Allstate Insurance | 704 N McColl Rd | (956) 668-0059 |
| 2 | Farmers Insurance - Griselda Melendez | 505 Lindberg Ave | (956) 622-5520 |
| 3 | Bridgepoint Insurance Agency & Permit Center, LLC | 101 N McColl Rd Unit 1 | (956) 683-9400 |
| 4 | Acumen Insurance Group LLC | 3400 N McColl Rd Suite i | (956) 803-8000 |
| 5 | Verax Insurance Services | 5414 N 10th St | (956) 928-1236 |
| 6 | Safe Stop Insurance & Tax Services | 309 N Ware Rd Suite A | (956) 322-5441 |
| 7 | Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services | 1321 Pecan Blvd Suite A | (956) 668-7505 |
| 8 | Showery Insurance & Financial Services | 1321 Pecan Blvd Suite A | (956) 668-7505 |
| 9 | 1st Hometown Insurance- Sanchez Agency : Auto, Home, Business | 2538 Pecan Blvd | (956) 687-5830 |
| 10 | Hope Insurance Agency | 514 S 16th St | (956) 329-5312 |
Abelardo Ramirez-Meda: Allstate Insurance serves landlords in and around McAllen, Texas, with tailored coverage solutions for rental property owners. The agency helps local investors protect their income properties against common liabilities and physical damages. Landlord insurance policies typically address risks such as tenant injuries, property vandalism, and loss of rental income. The agency also handles claims assistance to guide clients through the recovery process after a covered event. Specific services include dwelling protection for the physical structure and liability coverage for landlord exposures.
Farmers Insurance - Griselda Melendez provides landlord insurance services for property owners in McAllen, Texas. Coverage options include protection against property damage, liability claims, and loss of rental income. Policyholders receive ongoing risk management support and guidance on reducing potential liabilities associated with rented dwellings. The agent assists with policy reviews and updates to ensure coverage remains current as tenancies or property conditions change. Services are available for single-family homes, apartments, retail spaces, and restaurants.
Bridgepoint Insurance Agency & Permit Center, LLC in McAllen, TX serves property owners, landlords, and property managers seeking coverage for rental dwellings. It offers landlord insurance policies designed to protect residential and commercial rental properties from common risks such as property damage, liability claims, and loss of rental income. The agency provides tailored solutions to help local investors safeguard their real estate assets. It also extends its services to clients in surrounding communities like Mission and the broader Rio Grande Valley metro area.
Serving McAllen and the surrounding communities of the Rio Grande Valley, Acumen Insurance Group LLC handles residential and commercial landlord insurance for property owners. Protecting rental investments from property damage, liability claims, and income loss is the core of its daily operations. The agency evaluates each property and lease arrangement individually. To complete a standard policy, it first assesses the specific risks tied to a local rental property, then secures appropriate liability protection and dwelling coverage for the landlord.
Verax Insurance Services in McAllen, TX, distinguishes between one-time policies for single property transactions and recurring service plans for ongoing portfolios, ensuring landlords can match coverage to their operational cycle. Their landlord insurance typically includes dwelling, liability, and loss-of-use protection tailored to rental properties. The company serves clients on either a scheduled or as-needed basis, depending on whether a landlord requires continuous risk management or sporadic policy adjustments.
Safe Stop Insurance & Tax Services specializes in customizing landlord insurance policies tailored to rental property owners in the McAllen, Texas area. It also provides general insurance agency services and tax solutions to help property managers protect their investments. The company guides landlords through common perils such as fire, liability, and vandalism coverage. It helps with the specific concerns of navigating claims or adjusting coverage after seasonal storms and hurricane threats common to the Rio Grande Valley.
Landlords in McAllen often need coverage tailored to protect rental properties from weather damage and tenant-related liability during seasonal storms. Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services writes landlord insurance policies that address these local risks. The agency works directly with property owners to identify coverage gaps for aging roofs, vacant units, or flood-prone areas. A thorough assessment of each rental property, including a walkthrough or document review, typically begins the process of securing appropriate protection.
Showery Insurance & Financial Services serves property owners in McAllen, Texas, helping them secure general landlord insurance coverage for rental dwellings. The agency additionally offers specialty endorsements to protect against common risks such as fire, liability claims, and loss of rental income during property repairs. It assists commercial clients who own and lease various types of real estate, including professional office buildings, commercial warehouses, and food service establishments.
As a landlord insurance agent, 1st Hometown Insurance- Sanchez Agency : Auto, Home, Business in McAllen, TX primarily serves residential rental property owners in the area. Commercial landlord coverage is also available for larger holdings within the local region. Policies help property managers protect income from tenant losses and property damage. The agency arranges routine follow-ups after policy issuance to review any changes in property values or coverage needs between the regular renewal visits to each client property.
Hope Insurance Agency, based in McAllen, TX, is known for guiding property owners through the specific coverage needs of rental dwellings. Its service range includes standard policies that protect against property damage and liability common to landlord agreements. The agency also helps clients navigate local regulations regarding tenant-occupied homes in the Rio Grande Valley. A specialty service it can add on is flood insurance, which addresses water damage risks frequent to the South Texas region.
What Does a a Landlord Insurance Agent in McAllen Cost?
In Texas landlord insurance typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in McAllen you might pay 800 to 1500 dollars per year depending on the property value, location, and coverage limits. Costs vary by case based on the age of the property, deductible chosen, and risk factors. This is general information not insurance advice.
About landlord insurance agents in McAllen
A landlord insurance agent in McAllen Texas helps property owners protect their rental investments with policies tailored to local needs. Texas law does not require landlord insurance but mortgage lenders often mandate it. Agents in McAllen can guide you on coverage for property damage, liability, and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers the dwelling, other structures, liability, and loss of rental income. In Texas it may also include coverage for vandalism or weather damage like hail or wind.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However if you have a mortgage on the rental property your lender will likely require a policy that meets their coverage minimums.
How is landlord insurance different from homeowners insurance in McAllen?
Homeowners insurance covers owner occupied homes while landlord insurance covers rental properties. Landlord policies do not cover tenant personal belongings and often include liability for tenant injuries and loss of rental income.
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