The top-rated landlord insurance agent in Lake Jackson, Texas is Best Insurance Services, rated 4.9 stars across 282 reviews. Other highly rated options include Ai United Insurance, Kristy Anders - Farmers Insurance, Apple Insurance Agency. This directory lists 18 landlord insurance agents serving Lake Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insurance Services | 125 S Parking Pl | (979) 297-2655 |
| 2 | Ai United Insurance | 103 Plantation Dr | (979) 285-3555 |
| 3 | Kristy Anders - Farmers Insurance | 208 Oak Dr S #100a | (979) 529-9492 |
| 4 | Apple Insurance Agency | 209 Plantation Dr | (979) 265-9922 |
| 5 | Nick Taylor: Allstate Insurance | 302 Plantation Dr | (979) 297-3600 |
| 6 | Wayne Reitmeyer - State Farm Insurance Agent | 107 Plantation Dr | (979) 299-1365 |
| 7 | TDECU Insurance Agency Lake Jackson | 80 Oak Dr | (979) 238-8283 |
| 8 | Pinkey Hartline - Acrisure, LLC | 504 This Way a | (979) 297-0033 |
| 9 | Farmers Insurance - Patti Cardenas | 469 This Way | (979) 299-1990 |
| 10 | George Franklin - State Farm Insurance Agent | 225 Parking Way | (979) 297-2425 |
Best Insurance Services serves Lake Jackson and the surrounding Brazoria County area as a landlord insurance agent. It helps property owners protect rental homes and multi-unit dwellings against common risks. Policies typically cover property damage, liability protection, and loss of rental income. The agency guides clients through coverage options specific to local housing regulations and tenant situations. For area investors, this includes writing policies for both single-family rentals and small apartment complexes.
As storm season approaches in Lake Jackson, many rental property owners review their coverage against wind and flood damage. Ai United Insurance assists landlords by explaining how a standard policy addresses fire, liability, and loss of rental income. The agent helps property owners understand dwelling replacement costs and the limits for tenant belongings. To provide an accurate quote, Ai United Insurance typically arranges a walk-through inspection of the property to assess its current condition and occupancy.
Kristy Anders - Farmers Insurance in Lake Jackson, TX provides a range of landlord insurance services tailored to property owners. Their coverage typically includes protection for the physical building structure and liability for rental exposures, though specific plan offerings may vary. Maintenance plans are generally designed to help property managers address routine upkeep and potential repair needs for their investments. The company services various types of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
In Lake Jackson, Texas, Apple Insurance Agency works with property managers and small-scale landlords who lease residential or commercial rental units. They arrange policies that safeguard buildings from fire, storm damage, and liability claims common to the Brazosport area. Their services routinely cover dwelling repair costs and loss of rental income during rebuilds. As a landlord insurance agent, they also address investor needs in neighboring communities such as Clute, ensuring property owners across southern Brazoria County secure proper protection.
Serving Lake Jackson and the surrounding communities in Brazoria County, Nick Taylor: Allstate Insurance handles landlord insurance policies for local residential property owners. The agency addresses the specific coverage needs that come with leasing homes to tenants. Typical offerings include protection for the building structure, liability coverage, and loss of rental income following a covered event. For each client, the agency first reviews the specific property type and local risks before presenting suitable policy options found through standard underwriting guidelines.
Wayne Reitmeyer - State Farm Insurance Agent specializes in creating customized landlord insurance policies that protect rental properties from structural damage and liability claims. It also works with local residential and commercial property owners in Lake Jackson, TX to review coverage needs and adjust deductibles. As seasonal storms bring flood risks and higher maintenance demands, the company helps landlords assess policy exclusions and add supplementary protection for income loss during repairs.
TDECU Insurance Agency Lake Jackson provides landlord insurance agents in Lake Jackson, TX, who distinguish between one-time policies for single rental placements and recurring coverage for ongoing property portfolios. Their service options address structure protection and liability coverage for residential landlords. Local agents assist with damage claims and vacancy periods common to this area. Property owners can arrange consultations and policy adjustments on either a one-time, scheduled, or as-needed basis depending on their rental management needs.
Storm season along the Gulf Coast near Lake Jackson, Texas often brings property damage risks, so landlords in Brazoria County need reliable coverage for their rentals. Pinkey Hartline - Acrisure, LLC assists local property owners in navigating commercial and residential landlord insurance policies. They help secure protection against tenant-related liabilities and weather wear. After an initial conversation, a standard next step involves scheduling a property inspection to evaluate current conditions and properly assess coverage needs before finalizing any policy.
Farmers Insurance - Patti Cardenas provides comprehensive landlord insurance solutions in the Lake Jackson, Texas area. The agency structures coverage to protect rental property owners from liability and property damage. Additional specialty add-ons can include policies for loss of rental income and flood insurance. The agency assists with policies suited for a variety of local commercial sectors, including office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Lake Jackson Cost?
The cost of a landlord insurance policy in Texas typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Lake Jackson, annual premiums often fall between 800 and 2,500 dollars, depending on property value, location, and coverage limits. Flood insurance through the National Flood Insurance Program costs extra. This is general information and not insurance advice.
About landlord insurance agents in Lake Jackson
Landlord insurance agents in Lake Jackson, Texas help rental property owners secure coverage for dwellings, liability, and loss of rental income. Texas law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand Gulf Coast risks like wind and flood damage.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. Texas policies often exclude flood and earthquake damage, which require separate coverage.
Is landlord insurance required by Texas law?
Texas state law does not require landlord insurance. However, most mortgage lenders require a landlord policy as a condition of the loan. It is also a common requirement in lease agreements.
How do I choose a landlord insurance agent in Lake Jackson?
Look for an agent licensed in Texas with experience in rental property coverage. Ask about windstorm and flood endorsements for the Lake Jackson area. Compare quotes from multiple agents to find suitable coverage.
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