The top-rated landlord insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 landlord insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas, area as a landlord insurance agent. The company provides property coverage tailored for rental dwellings and investment properties. Its services help protect landlords against risks like property damage and liability claims. Policies can also address loss of rental income when units become uninhabitable. The agency typically handles coverage for single-family rentals and multi-unit residential buildings in the region.
Oden Insurance provides landlord insurance agent services in Denison, Texas, helping property owners secure appropriate coverage for their rental investments. The company assists clients in understanding policy options that address liability and property protection needs for residential and commercial rentals. Maintenance guidance and claims assistance are offered to support landlords in managing their properties effectively. Oden Insurance services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, real estate investors, and property managers with rental properties in the Denison area rely on this agency for landlord insurance coverage. Policies can help protect against losses from tenant damage, liability claims, and lost rental income. As a local agent, Larry Landrum works directly with clients to review coverage options tailored to their specific rental properties. The office also provides service for landlords with residential or commercial units. This agency extends its assistance to neighboring communities in Sherman as well.
Serving Denison, Texas, and the surrounding communities, David Means: Allstate Insurance handles landlord insurance policies for residential and commercial rental property owners. It provides coverage for property damage, liability protection, and potential loss of rental income during repairs. The agency understands the unique risks local landlords face, from weather-related damage to tenant issues. To manage a typical job, it conducts a thorough review of each property, assesses specific coverage needs, and tailors a policy that balances protection with the property owner's budget.
Jim McClure - State Farm Insurance Agent in Denison, Texas provides tailored coverage for rental properties, including protection for dwellings, liability, and loss of rental income. The agency also serves local landlords with personal insurance configurations such as auto and life policies to complement property needs. Regular consultations help property owners evaluate building replacement costs and liability limits. As winter approaches in North Texas, the agent assists landlords with coverage for frozen pipe damage and related water claims from tenant vacancies.
For each new policy or a scheduled renewal, Charles Holder Insurance Agency, Inc. in Denison, TX guides landlords through coverage options. They help tailor protection for rental properties against common local risks, such as liability or property damage. Local knowledge of the Denison area informs their specific housing market recommendations. Their service to landlords typically runs on an as-needed basis for immediate questions, as well as on a scheduled basis for policy updates at each renewal cycle.
When seasonal storms threaten rental properties in Denison, landlords need prompt coverage advice to protect their investments. Sandra Phillips, a local landlord insurance agent with State Farm Insurance, assists property owners in evaluating policies suited to their specific units. She helps clients differentiate between standard homeowners coverage and the specialized protection required for income-generating dwellings. Her agency reviews exposure to common local risks, such as fire or liability claims from tenants. The initial step involves scheduling a thorough property inspection to assess the building’s age, systems, and current coverage needs.
Phillips Insurance Agency works with property owners in Denison, TX, to structure commercial policies that address basic property protection. For clients who rent out residential or commercial spaces, the agency provides specialized landlord coverage addressing liability concerns and income loss from tenant vacancies. Its policy options can extend to umbrella liability endorsements and property damage protections for multi-unit dwellings. Beyond residential rentals, Phillips Insurance Agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Bayless-Hall Insurance Inc provides residential landlord insurance coverage for property owners in the Denison, TX area, addressing risks such as liability and property damage. Commercial coverage is also available for multi-unit or business-use rental properties. The agency works with landlords to ensure protection remains current as local regulations change. Follow-up communication helps adjust policies for new tenants or property improvements, and consistent service between regular annual visits maintains coverage alignment with each client’s evolving rental needs.
Hempkins Insurance is known for providing tailored coverage solutions for rental property owners in Denison, Texas. Its services help landlords protect residential and commercial investment properties from common risks, including property damage, liability claims, and loss of rental income. The agency advises clients on navigating the specific insurance requirements unique to the North Texas rental market. As an add-on service, Hempkins Insurance offers specialized liability coverage for properties with short-term vacation rentals.
What Does a a Landlord Insurance Agent in Denison Cost?
The cost of landlord insurance in Texas typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Denison, annual premiums often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Factors such as property age, roof condition, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Denison
A landlord insurance agent in Denison Texas helps property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the specific risks for rental properties in Grayson County including weather damage and liability claims.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance in Texas typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal property or intentional damage. Many policies also include coverage for fire, hail, and windstorms common in North Texas.
Is landlord insurance required by law in Denison Texas?
Texas state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Some property management companies in Denison also require proof of coverage before they will manage your rental.
How does Texas landlord insurance differ from homeowners insurance?
Landlord insurance is designed for rental properties and covers loss of rental income and liability for tenant injuries. Homeowners insurance does not cover rental situations. Using homeowners insurance for a rental property can lead to claim denial in Texas.
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