The top-rated landlord insurance agent in Grants Pass, Oregon is Tom Randall - State Farm Insurance Agent, rated 4.9 stars across 439 reviews. Other highly rated options include Insurance Lounge, Insurance Services of S Oregon, Bill Thorp - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Grants Pass.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Randall - State Farm Insurance Agent | 337 Union Ave Ste A | (541) 474-4900 |
| 2 | Insurance Lounge | 1221 NE 7th St | (541) 479-4975 |
| 3 | Insurance Services of S Oregon | 1309 NE 7th St STE C | (541) 476-3527 |
| 4 | Bill Thorp - State Farm Insurance Agent | 323 NE 7th St | (541) 479-3339 |
| 5 | Siskiyou Insurance of Grants Pass | 704 SW 4th St | (541) 479-6672 |
| 6 | Kenneth Kinzler: Allstate Insurance | 400 SE G St A | (541) 472-1644 |
| 7 | Nicole Whitcomb - State Farm Insurance Agent | 115 SE 6th St | (541) 474-2800 |
| 8 | Midland Empire Insurance Agency | 814 SW 4th St | (541) 476-7715 |
| 9 | AAA Grants Pass Service Center | Service Center, 1563 NE F St | (541) 479-7829 |
| 10 | Jason Lewis: Allstate Insurance | 1023 NE 7th St | (541) 476-8851 |
Tom Randall - State Farm Insurance Agent serves Grants Pass and the surrounding communities as a landlord insurance provider. The agency helps property owners secure coverage for rental homes, duplexes, and similar residential income properties. Typical policies address risks like property damage, liability protection, and loss of rental income due to covered events. Each client receives a personalized consultation to match coverage to their specific rental situation. The company handles both standard landlord policies and umbrella liability options.
Insurance Lounge serves homeowners, property managers, and small business owners in Grants Pass, Oregon, who require specialized landlord insurance policies for their rental properties. The agency offers coverage solutions designed to protect residential and commercial rental investments from common liabilities and property damage risks. Every client receives personalized guidance to navigate the unique insurance needs of being a landlord in southern Oregon. Their services also extend to property owners in the neighboring communities of Merlin and Rogue River, ensuring comprehensive local coverage options for rental properties.
Insurance Services of S Oregon assists homeowners, small businesses, and property managers in Grants Pass, Oregon, with tailored landlord insurance policies. It helps protect rental properties against common risks such as property damage, liability claims, and loss of rental income. The agency works to match clients with appropriate coverage for single-family homes or multi-unit dwellings. Its service area also extends to the neighboring communities of Medford and the broader Rogue Valley region.
Bill Thorp - State Farm Insurance Agent provides landlord insurance policies designed to protect rental property investments. Its service includes customized coverage options and regular policy reviews to adjust for changing property needs or local rental market conditions. The agency offers maintenance plan recommendations to help landlords preserve property value and minimize tenant-related risks. It serves residential properties such as single-family homes and apartments, along with commercial types including retail spaces and restaurants.
Serving Grants Pass and the surrounding communities of Josephine County, Siskiyou Insurance of Grants Pass handles landlord insurance coverage for rental property owners. It addresses the specific risks of property damage, liability protection, and potential loss of rental income. The agent works to secure policies tailored for single-family homes, duplexes, and multifamily units. For a typical job, it begins by reviewing the client’s property portfolio and exposure to local hazards before recommending suitable coverage limits.
Kenneth Kinzler: Allstate Insurance provides landlord insurance solutions for property owners in Grants Pass, Oregon. Clients may choose between one-time policies for a single rental property or recurring service plans for multiple units. Coverage typically protects against property damage, liability claims, and loss of rental income. Each policy is tailored to the specific needs of the landlord and their investment. On-site consultations help assess risk factors unique to local properties. Service is available on a scheduled or as-needed basis to accommodate varying property management demands.
Nicole Whitcomb - State Farm Insurance Agent in Grants Pass, OR, offers specialty services for landlord insurance, including coverage for rental dwelling properties and liability protection for property owners. It also provides general personal insurance solutions, such as auto and homeowners policies, to meet broader needs of local clients. The agency helps landlords address specific seasonal concerns, such as damage from winter storms or summer wildfire risks common in southern Oregon.
Midland Empire Insurance Agency in Grants Pass, Oregon, provides insurance coverage for rental property owners, including policies tailored to protect against property damage and liability claims. It also offers specialized add-ons such as flood and earthquake endorsements, which are relevant in this region. The agency can serve commercial sectors including office buildings, warehouses, and food service establishments, ensuring those properties have appropriate protection for their specific operational risks.
As fall rains begin across southern Oregon, landlords in Grants Pass face increased risk of water damage to rental properties. AAA Grants Pass Service Center provides local landlord insurance agents who help property owners review their coverage against common seasonal claims. They assist walk-throughs of duplexes, single-family homes, and small apartment buildings. An agent at their local office usually begins by scheduling an on-site inspection of the rental’s condition to identify any structural concerns.
Jason Lewis: Allstate Insurance provides residential landlord insurance for property owners in Grants Pass, helping protect rental homes and duplexes against common claims. This office also handles commercial landlord policies for small apartment buildings and retail spaces, serving owners throughout Josephine County. Clients can discuss tailored coverage options during an initial consultation to match specific rental portfolios. Building on that foundation, the agency supports ongoing risk management needs, making it easy to adjust policies when leases renew or new units come online between regular visits.
What Does a a Landlord Insurance Agent in Grants Pass Cost?
The cost of landlord insurance in Oregon typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Grants Pass, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Grants Pass
Landlord insurance agents in Grants Pass Oregon help rental property owners protect their investments with policies tailored to Oregon law. Oregon requires landlords to maintain certain coverages, such as liability protection for common areas. A local agent can explain how Oregon landlord-tenant laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Oregon?
Landlord insurance in Oregon typically covers property damage, loss of rental income, and liability protection. It does not cover tenant personal belongings or intentional damage. Oregon law does not require landlord insurance, but most mortgage lenders do.
How is landlord insurance different from homeowners insurance in Grants Pass?
Landlord insurance is designed for rental properties and includes coverage for loss of rent and liability for tenant injuries. Homeowners insurance does not cover rental use. Oregon insurance regulations require a separate policy for rented dwellings.
Do I need landlord insurance for a single-family rental in Oregon?
Yes, it is strongly recommended even for single-family rentals. Oregon law does not mandate it, but without it you risk financial loss from property damage or liability claims. Many Grants Pass lenders require it for mortgage approval.
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