The top-rated landlord insurance agent in Albany, Oregon is Marisa Luna - State Farm Insurance Agent, rated 5.0 stars across 266 reviews. Other highly rated options include Suzanne Bodlovic - State Farm Insurance Agent, Alex Serra - State Farm Insurance Agent, Corwin Insurance Agency. This directory lists 20 landlord insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marisa Luna - State Farm Insurance Agent | 629 NW Hickory St Suite 110 | (541) 967-9100 |
| 2 | Suzanne Bodlovic - State Farm Insurance Agent | 904 Pacific Blvd SE | (541) 926-5501 |
| 3 | Alex Serra - State Farm Insurance Agent | 1113 SE 9th Ave | (541) 926-8787 |
| 4 | Corwin Insurance Agency | 2231 Santiam Hwy SE | (541) 928-6196 |
| 5 | Rhodes-Warden Insurance Agency | 1129 Hill St SE | (541) 967-8062 |
| 6 | Jessie Carlson - State Farm Insurance Agent | 2350 14th Ave SE | (541) 926-6665 |
| 7 | LeDoux Insurance | 1550 SE 9th Ave | (541) 683-5112 |
| 8 | Bob Symons Insurance | 440 SE 1st Ave #4 | (541) 928-3149 |
| 9 | The RBI Agency LLC | 1207 SE 9th Ave | (541) 738-1500 |
| 10 | Linn Benton Insurance, Todd Miller | 750 SW Queen Ave | (541) 926-3967 |
Marisa Luna, operating as a State Farm Insurance Agent in Albany, OR, offers a range of landlord insurance services designed to protect rental property investments. Her office provides policies that cover property damage and liability claims, with service plans that can adapt to changing tenant situations. These include common maintenance options for routine property upkeep and claim response. The agency services various property types, such as single-family homes, apartment complexes, retail spaces, and restaurants in the local area.
Suzanne Bodlovic - State Farm Insurance Agent serves the Albany, Oregon area, focusing on landlord insurance for residential and commercial rental properties. This agency helps property owners manage risks by tailoring coverage to protect their real estate investments. Policies typically address dwellings, other structures, and loss of rental income. The firm specifically handles liability protection and coverage for landlord furnishings and appliances.
Serving homeowners, businesses, and property managers in the Albany area, Alex Serra - State Farm Insurance Agent provides landlord insurance policies. It helps property owners protect their rental homes and investment properties against common risks like fire damage, liability claims, and weather-related losses. The agency also advises clients on the unique coverage needs that come with leasing residential real estate. Its service area additionally covers neighboring communities in Linn County, including the Philomath and Tangent regions.
Corwin Insurance Agency serves Albany, Oregon, and the surrounding communities with specialized landlord insurance policies. It handles coverage for rental properties, including protection against property damage, liability claims, and loss of rental income. The agency also addresses common risks such as fire, vandalism, and tenant injury. For a typical job, Corwin Insurance Agency conducts a detailed review of the specific property and the landlord’s exposure, then customizes the policy terms to match those unique needs while ensuring compliance with local regulations.
Rhodes-Warden Insurance Agency in Albany, Oregon offers both one-time policies for short-term rental coverage and recurring annual packages for long-term property management needs. Their landlord insurance policies typically protect against building damage, liability claims, and loss of rental income. This agency provides essential coverage options tailored to residential and commercial rental properties in the local area. Service appointments, consultations, and policy adjustments are available on either a one-time or as-needed basis.
Jessie Carlson - State Farm Insurance Agent in Albany, OR, specializes in landlord insurance policies that protect rental properties from property damage and liability claims. The agency also assists local property owners with general insurance needs, including homeowners and auto coverage. Landlords in the area rely on these services to manage risks associated with tenant occupancy. During the winter months, the agent helps clients address potential issues such as freeze-related pipe bursts or ice dam damage on rental units.
LeDoux Insurance in Albany, Oregon, provides specialized landlord insurance coverage, focusing on policies that protect rental properties from liability and property damage. It also offers general insurance services tailored to property owners in the local area. The agency assists landlords in managing risks associated with tenant turnover and seasonal weather events. This includes guidance on coverage adjustments for winter freeze damage that can threaten unoccupied units or aging plumbing systems in the region.
As rainy season approaches in the Willamette Valley, property owners in Albany, OR seek protection for their rental investments. Bob Symons Insurance provides landlord insurance agent services tailored to this local climate and market. Policies from this agency help cover buildings and liability when tenants occupy a dwelling. Agents work to match coverage with each landlord's portfolio, accounting for property age and rental terms. A typical initial consultation involves reviewing the property and discussing current lease agreements before an assessment is scheduled.
The RBI Agency LLC in Albany, Oregon provides property insurance services for landlords, offering specialized coverage options that address common risks in rental housing. Beyond standard policies, the agency helps secure protection for liability, property damage, and loss of rental income. These services extend to a variety of commercial sectors, including office buildings, industrial warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Albany Cost?
The cost of landlord insurance in Oregon typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental in Albany you might pay between 800 and 1500 dollars per year depending on property value location and coverage limits. Factors like the age of the property your claims history and the deductible you choose also affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Albany
A landlord insurance agent in Albany Oregon helps rental property owners find policies that cover dwelling damage liability and loss of rental income. Oregon law requires landlords to maintain habitable premises and proper insurance can help meet those obligations. Local agents understand Albany market conditions and the specific risks of Willamette Valley weather.
Frequently Asked Questions
What does landlord insurance cover in Oregon?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income if the property becomes uninhabitable. Oregon law does not require landlord insurance but most mortgage lenders do require it for rental properties.
Do I need landlord insurance for a single family rental in Albany?
Yes if you rent out a single family home in Albany you should carry landlord insurance. A standard homeowners policy will not cover claims related to tenant damage or liability from rental activity. Oregon landlord tenant law also holds owners responsible for certain safety standards.
How does Oregon landlord tenant law affect my insurance needs?
Oregon Revised Statutes Chapter 90 outlines landlord duties such as maintaining smoke detectors and providing locks. If you fail to meet these duties and a tenant is injured your liability coverage becomes critical. An agent can help you choose liability limits that match your risk exposure.
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