The top-rated landlord insurance agent in Eugene, Oregon is LeDoux Insurance, rated 4.8 stars across 229 reviews. Other highly rated options include Affordable Insurance Solutions, Medicare Plans Resource Center, WHA Insurance Agency Inc.. This directory lists 20 landlord insurance agents serving Eugene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LeDoux Insurance | 2160 W 11th Ave D | (541) 683-5112 |
| 2 | Affordable Insurance Solutions | 319 W 13th Ave | (541) 485-8437 |
| 3 | Medicare Plans Resource Center | 1011 Valley River Way #116a | (541) 654-4207 |
| 4 | WHA Insurance Agency Inc. | 2930 Chad Dr | (541) 342-4441 |
| 5 | Advantage Insurance | 1500 Valley River Dr Suite 210 | (541) 485-0122 |
| 6 | Nova Insurance | 116 State Hwy 99 N #106 | (541) 512-5122 |
| 7 | Boone Insurance Associates | 411 E 3rd Ave #100 | (541) 345-3707 |
| 8 | CDA Insurance LLC | 2160 W 11th Ave D | (800) 884-2343 |
| 9 | Goosehead Insurance - Kevin Reimer | 1500 Valley River Dr # 370 | (541) 512-7008 |
| 10 | Heidi Pollock - State Farm Insurance Agent | 1478 Willamette St | (541) 344-4612 |
LeDoux Insurance serves landlords throughout the Eugene area, offering specialized coverage for rental property owners. As a dedicated landlord insurance agent, the company helps property investors protect their buildings and liability exposure. Their policies address common risks such as tenant damage, loss of rental income, and weather-related property claims. In this region, LeDoux Insurance handles both dwelling fire policies and comprehensive landlord liability protection for residential rental units.
Affordable Insurance Solutions in Eugene, Oregon, provides a comprehensive range of services tailored for landlords, including coverage for property damage, liability protection, and loss of rental income. The company offers customizable service plans to help property owners manage risk and maintain their investments. These maintenance plans assist with routine inspections and emergency response coordination to ensure properties remain compliant and habitable. Its services cover a diverse portfolio of rental properties, from single-family homes and apartment complexes to commercial retail spaces and full-service restaurants.
Serving homeowners, businesses, and property managers in Eugene, this agency specializes in insurance solutions for landlords seeking to protect their rental investments. Its agents provide guidance on policies covering property damage, liability, and income loss that are essential for the local rental market. Services are tailored to the specific risks of managing residential and commercial properties in the area. The agency also covers the neighboring community of Springfield to support landlords with properties across the wider metropolitan region.
WHA Insurance Agency Inc. serves Eugene, Oregon, and surrounding communities, handling specialized landlord insurance policies for residential and commercial property owners in the area. The company addresses typical risks such as property damage, liability claims, and rental income loss. It works with local clients to find coverage that fits the unique demands of being a landlord. To handle each job, an agent reviews the property and leasing details, then presents a selection of policies for the client to choose from.
Advantage Insurance in Eugene, Oregon distinguishes between offering a single landlord policy for a specific rental property and providing ongoing portfolio coverage for multiple units. Their policies generally protect against property damage, liability claims, and lost rental income due to covered perils. For landlords in this region, they typically tailor coverage to local risks such as weather-related damage. Service for policy adjustments, claims support, or renewals is available on an as-needed basis when a landlord initiates a request or files a claim.
Nova Insurance specializes in property protection solutions tailored to landlords, offering general coverage for rental properties of all sizes in Eugene, OR. It assists property owners with policies that address liability, property damage, and income loss from tenant vacancies. The company also provides guidance on risk mitigation specific to residential and small commercial units. During the region’s wildfire season, Nova Insurance helps landlords secure adequate protection against smoke and fire damage to their investments.
When seasonal rains burden Eugene landlords with unexpected roof and drainage claims, Boone Insurance Associates provides responsive tenant landlord coverage specifically for rental property owners in this market. The company customizes liability policies to align with local building codes and tenant turnover cycles common to Oregon college towns. Each landlord client begins with a full documentation of onsite conditions and occupancy agreements, as the agency always conducts an initial property inspection before binding any new landlord insurance policy.
CDA Insurance LLC assists property owners with landlord insurance coverage in Eugene, Oregon, addressing risks associated with rental properties. Its specialty includes tailored liability protection and policies for residential or commercial leased spaces. The agency helps clients understand coverage options for property damage, loss of rental income, and legal costs from tenant disputes. It serves sectors such as offices, warehouses, and food service operations, ensuring clients find appropriate protection for their specific commercial property needs.
Goosehead Insurance - Kevin Reimer in Eugene, Oregon, is known for helping property owners manage the specific risks of renting out residential and commercial spaces. Its service range connects landlords with tailored coverage that protects their investments from common local liabilities. This independent agency focuses on policies that address property damage, lost rental income, and personal liability. As a specialty service, it can add on coverage for loss of rents resulting from an insured event.
Heidi Pollock, operating as a State Farm Insurance agent in Eugene, Oregon, provides residential landlord insurance policies for property owners renting out single-family homes and duplexes. Her office also handles commercial coverage for multi-unit apartment buildings and small rental complexes within the Eugene area. Working with a national insurer allows her to tailor policies for liability protection and property damage. Clients contact her for initial policy setup and return for annual reviews or when adding new rental properties between regular inspections.
What Does a a Landlord Insurance Agent in Eugene Cost?
Landlord insurance in Oregon typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in Eugene, annual premiums often range from 800 to 1,500 dollars depending on property value and location. Higher risk properties near wildland urban interface may cost more. This is general information and not insurance advice.
About landlord insurance agents in Eugene
A landlord insurance agent in Eugene Oregon helps rental property owners find coverage for their buildings and liability. Oregon law requires landlords to maintain certain insurance standards for habitability and liability. Local agents understand the specific risks of the Eugene rental market including wildfire zones and tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Oregon?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. Oregon law does not require landlord insurance but most mortgage lenders do require it. Policies can also cover vandalism and certain natural disasters common in the Eugene area.
How do I find a landlord insurance agent in Eugene?
You can search for licensed insurance agents in Oregon through the Oregon Division of Financial Regulation website. Local Eugene agents often specialize in rental property coverage and can quote policies from multiple carriers. Ask about coverage for earthquake and wildfire which are relevant risks in Lane County.
What is the difference between landlord insurance and homeowners insurance in Oregon?
Landlord insurance is designed for rental properties and covers loss of rental income and liability for tenant injuries. Homeowners insurance does not cover rental use and may deny claims if the property is rented out. Oregon courts have upheld that using homeowners insurance for a rental property can void coverage.
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