The top-rated landlord insurance agent in Santa Fe, New Mexico is Orale Insurance Agency, rated 4.9 stars across 465 reviews. Other highly rated options include James Armijo - State Farm Insurance Agent, Bryan Doerner - State Farm Insurance Agent, Stephen Gillespie - State Farm Home & Auto Insurance Agent. This directory lists 20 landlord insurance agents serving Santa Fe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Orale Insurance Agency | 1251 S St Francis Dr # 2 | (505) 819-0225 |
| 2 | James Armijo - State Farm Insurance Agent | 901 W Alameda St | (505) 982-4412 |
| 3 | Bryan Doerner - State Farm Insurance Agent | 2905 Rodeo Park Dr E BLDG 2 | (505) 930-5210 |
| 4 | Stephen Gillespie - State Farm Home & Auto Insurance Agent | 510 N Guadalupe St suite k | (505) 982-3604 |
| 5 | Wayne Steen - State Farm Insurance Agent | 3005 S St Francis Dr Ste 1E | (505) 820-7926 |
| 6 | Belinda Maez-Ferrero - State Farm Insurance Agent | 2641 Cerrillos Rd | (505) 471-1313 |
| 7 | George Gandy Insurance | 1730 Cerrillos Rd | (505) 983-8406 |
| 8 | Robert Prather Insurance | 1447 St Michaels Dr | (505) 901-1238 |
| 9 | Silas T Garcia Agency & Associates LLC | 811 St Michaels Dr Suite 101 | (505) 982-9863 |
| 10 | Blue Fox Insurance Agency LLC | 1301 S St Francis Dr Ste D | (505) 933-6486 |
Orale Insurance Agency serves the Santa Fe, New Mexico metro area as a landlord insurance agent. The company assists property owners in this region with securing coverage that protects rental dwellings and associated liabilities. Local landlord policies from this agency can address damage from fire or weather events. Orale Insurance Agency also provides guidance on loss of rental income protection and general liability insurance for residential rental properties.
James Armijo - State Farm Insurance Agent in Santa Fe, NM, offers a range of landlord insurance services, including property coverage and liability protection. It provides ongoing policy maintenance reviews to ensure coverage keeps pace with changing rental market conditions and property values. Its service plans typically include annual assessments of deductibles and policy endorsements tailored to your needs. The company regularly services single-family homes, multi-unit apartments, retail spaces, and restaurants across the local area.
Bryan Doerner - State Farm Insurance Agent serves Santa Fe and the surrounding New Mexico communities, handling landlord insurance for residential and commercial rental properties. It offers policies tailored to property owners who lease homes or apartments, covering building damage and liability exposures. The agency generally evaluates each client’s specific rental portfolio to recommend appropriate coverage limits and deductibles, then presents clear options for protecting the investment property.
Stephen Gillespie - State Farm Home & Auto Insurance Agency serves homeowners, businesses, and property managers in Santa Fe with landlord insurance policies designed to protect rental properties and income streams. The agency assists clients in securing coverage for dwelling damage, liability claims, and loss of rent due to covered perils. Property owners receive guidance on selecting appropriate deductibles and policy limits for their specific rental units. The agency also extends its landlord insurance services throughout the broader Santa Fe metropolitan area to include communities like Eldorado at Santa Fe.
Wayne Steen - State Farm Insurance Agent in Santa Fe, NM, offers landlord insurance coverage, distinguishing between one-time policies for single rental properties and recurring policies for multiple units or ongoing landlord operations. Coverage typically protects against property damage, liability, and rental income loss from covered events. This landlord insurance agent provides services that can be arranged on a one-time, scheduled, or as-needed basis to match different property management cycles.
As a landlord insurance agent in Santa Fe, Belinda Maez-Ferrero with State Farm provides tailored coverage for protecting rental properties and associated liability. It also offers general insurance services, including auto and homeowners policies, to local residents. For landlords, specific concerns such as flood damage from monsoon rains or liability from tenant injuries are common in this area. This agency helps owners address rising repair costs and vacancy risks that often follow seasonal weather shifts.
George Gandy Insurance provides residential landlord insurance services in Santa Fe, New Mexico, addressing coverage needs for rental properties. The agency also offers commercial landlord policies suited for multi-unit buildings and mixed-use properties throughout the Santa Fe area. Services are designed to protect property owners against common risks such as property damage and liability claims. New coverage arrangements are established during initial consultations, with ongoing policy reviews and adjustments available between regular visits, allowing landlords to update protection as their rental situations evolve.
As summer storms threaten Santa Fe properties, Robert Prather Insurance helps local landlords secure appropriate coverage for rental houses and multifamily units against common regional hazards. The agency specializes in policies tailored for this sector, addressing loss-of-rent scenarios and liability risks specific to property owners in northern New Mexico landfills. Their process begins with a thorough assessment of each rental property’s age, construction, and occupancy situation to determine suitable protection options. A walkthrough inspection is arranged before presenting coverage recommendations.
Silas T Garcia Agency & Associates LLC works with property owners throughout Santa Fe, New Mexico, providing landlord insurance agent services. The agency specializes in adding coverage options tailored for rental properties, including protection for liability claims and structural damages. It can serve various commercial sectors such as office spaces that require liability coverage, warehouses needing property insurance for stored goods, and food service establishments seeking protection for equipment and premises.
Blue Fox Insurance Agency LLC provides residential landlord insurance for property owners in Santa Fe, New Mexico, covering risks such as property damage and liability claims. Commercial landlord coverage is also available for apartments, office buildings, and mixed-use properties throughout the region. The agency assists clients with policy reviews, claims support, and adjustments for changing tenant situations, ensuring coverage keeps pace with evolving needs. This established local service encourages landlords to return for annual policy updates and between regular inspection visits.
What Does a a Landlord Insurance Agent in Santa Fe Cost?
Typical landlord insurance costs in New Mexico range from 15 to 25 percent more than standard homeowners insurance. For a single family rental in Santa Fe, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Santa Fe
A landlord insurance agent in Santa Fe, New Mexico helps property owners protect their rental investments. New Mexico law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand risks like wildfire and adobe construction common in Santa Fe.
Frequently Asked Questions
What does landlord insurance cover in Santa Fe New Mexico?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New Mexico, policies may also include coverage for vandalism or weather events like hailstorms. Each policy is customized to the specific rental property.
Is landlord insurance required by law in New Mexico?
New Mexico state law does not require landlord insurance. However, most mortgage lenders require it for rental properties. Some Santa Fe homeowners associations may also require proof of insurance.
How do I choose a landlord insurance agent in Santa Fe?
Look for an agent licensed in New Mexico with experience insuring rental properties. Ask about coverage for Santa Fe specific risks like wildfire or historic adobe structures. Compare quotes from multiple agents to find suitable coverage.
Landlord Insurance Agents in Other New Mexico Cities
Alamogordo · Albuquerque · Carlsbad · Farmington · Hobbs · Las Cruces · Rio Rancho