The top-rated landlord insurance agent in Farmington, New Mexico is Ginny Gil - State Farm Insurance Agent, rated 4.9 stars across 328 reviews. Other highly rated options include Affordable Insurance, Freedom Insurance, Ben Mortensen - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ginny Gil - State Farm Insurance Agent | 3030 E Main St Ste C | (505) 327-3771 |
| 2 | Affordable Insurance | 560 E Main St #104 | (505) 325-9391 |
| 3 | Freedom Insurance | 312 W Apache St | (505) 516-0100 |
| 4 | Ben Mortensen - State Farm Insurance Agent | 3900 E Main St | (505) 327-6117 |
| 5 | C&R Insurance | 3501 E Main St Ste C | (505) 325-9610 |
| 6 | Groves Insurance Group, Inc. | 707 N Dustin Ave | (866) 371-1836 |
| 7 | Walker Agency | 1501 San Juan Blvd # 201 | (505) 326-4952 |
| 8 | Kysar Millennium Leavitt | 300 West Arrington Street #100 | (505) 325-4561 |
| 9 | Trudy Goldsmith - State Farm Insurance Agent | 800 E 30th St Bldg 2A | (505) 327-4841 |
| 10 | Silvia Ramos: Allstate Insurance | 2400 E 20th St | (505) 327-9667 |
Ginny Gil - State Farm Insurance Agent serves the Farmington, New Mexico metro area and provides landlord insurance policies for property owners. The company helps residential and commercial landlords protect their rental properties against common risks such as fire, theft, and liability claims. Landlord insurance covers not only the physical structure but also the owner's loss of rental income when a property becomes uninhabitable. This agency specifically handles dwelling fire insurance and liability coverage for property owners renting out homes or apartments.
Affordable Insurance in Farmington, NM, provides a range of landlord insurance agent services in the region, including property coverage, liability protection, and loss-of-rent options tailored for rental property owners. The agency offers standard service consultations and policy review plans designed to help maintain appropriate coverage as property values and tenant situations evolve. Its focus is on guiding landlords through local insurance requirements and risk management options. The company services single-family homes, apartments, retail spaces, and restaurants.
Freedom Insurance serves residential landlords and property managers in the Farmington area, offering tailored coverage policies to protect rental properties and investment assets. The agency assists with liability protection, building and contents insurance, and loss-of-rent options essential for property oversight. By evaluating specific risk factors common to local climate and market conditions, the agent helps clients secure appropriate policies. Freedom Insurance also extends its landlord insurance services to property owners in the neighboring community of Aztec.
Ben Mortensen - State Farm Insurance Agent serves Farmington, New Mexico, and the surrounding communities. The agency handles landlord insurance policies designed to protect rental properties and their owners from common risks. They work with landlords to cover structures and liability for multi-family buildings or single-family rentals. Typical coverage addresses property damage from fire, weather, or vandalism, along with loss of rental income. To handle a typical job, the agent begins by reviewing the property's details and the landlord's specific exposure before recommending a matching policy that meets basic coverage needs.
C&R Insurance in Farmington, NM provides landlord insurance services on either a one-time policy or a recurring annual renewal basis, each tailored to protect rental properties. Coverage typically includes property damage, liability protection, and potential loss of rental income. Service runs on a scheduled annual cycle for policy renewals with as-needed adjustments available for new property acquisitions or coverage updates.
As a landlord insurance agent, Groves Insurance Group, Inc. specializes in policies tailored for rental property owners. It offers coverage for structures, liability, and lost rental income. The company assists property owners throughout Farmington, NM with risk management needs. Additional general services include reviewing policy limits and explaining common exclusions such as flood and earthquake damage. This agent helps local landlords secure protection before peak summer leasing seasons, when tenant turnover and rental activity typically increase.
As winter weather approaches the San Juan Basin, landlords in Farmington need to confirm their rental properties are protected against freeze-related damage and liability. Walker Agency responds by helping property owners review their landlord insurance policies for adequate coverage against such seasonal risks. The agency focuses on securing policies that address tenant injuries and property damage common in this region’s rental market. Walker Agency recommends scheduling a thorough property inspection to start the initial-assessment step and identify any hazards before a policy is written.
Kysar Millennium Leavitt provides landlord insurance agent services in the Farmington, NM area, focusing on the unique property protection needs of rental property owners. Its specialty add-ons cover liability coverage and dwelling protection tailored for local real estate investments. Policy structures are designed to address common risks associated with residential rentals and commercial leases. The agency can serve various commercial sectors, including offices, warehouses, and food service establishments.
Trudy Goldsmith – State Farm Insurance Agent provides residential landlord insurance coverage for rental properties in Farmington, NM. This agency also works with commercial landlord policies for local property owners managing apartments, office spaces, or retail units. Services extend throughout Farmington and the surrounding San Juan County area. A dedicated agent can help review policy options, adjust coverage limits after tenant changes, and answer questions regarding liability or property protection. Clients often return to update their policies between regular property inspections or lease renewals.
Silvia Ramos: Allstate Insurance serves property owners in Farmington, NM, specializing in landlord insurance coverage for rental properties. The agency provides policies that protect buildings and liability exposures common to residential and commercial landlords in the region. Renters can secure customizable plans that include dwelling protection, loss of rental income coverage, and equipment breakdown options. Additional services often involve bundling landlord policies with personal lines. The agency can also add on vacant property insurance to cover unoccupied rental units.
What Does a a Landlord Insurance Agent in Farmington Cost?
In New Mexico, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Farmington, annual costs often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Policies with higher liability limits or coverage for flood or earthquake will cost more. This is general information and not insurance advice.
About landlord insurance agents in Farmington
A landlord insurance agent in Farmington, New Mexico can help you find a policy that covers your rental property, liability, and loss of rental income. New Mexico law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to the Four Corners region, such as weather damage and wildfire exposure.
Frequently Asked Questions
What does landlord insurance cover in Farmington New Mexico?
Landlord insurance typically covers the dwelling, other structures, liability protection, and loss of rental income. In New Mexico, policies may also include coverage for vandalism or weather events like hailstorms common in the Farmington area.
Is landlord insurance required by law in New Mexico?
New Mexico state law does not require landlords to carry insurance. However, your mortgage lender or homeowners association may require it. An agent can help you meet those requirements while protecting your investment.
How do I choose a landlord insurance agent in Farmington?
Look for an agent licensed in New Mexico who has experience with rental properties. Ask about coverage for vacant units, liability limits, and whether the policy covers damage from the nearby San Juan River flooding.
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