The top-rated landlord insurance agent in Rio Rancho, New Mexico is Jalene Berger: Allstate Insurance, rated 4.8 stars across 515 reviews. Other highly rated options include Joanna Boothe - State Farm Insurance Agent, Franklin Insurance Agency, Farmers Insurance - Hoffman Agency - Robert Hoffman. This directory lists 20 landlord insurance agents serving Rio Rancho.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jalene Berger: Allstate Insurance | 4100 Southern Blvd SE Ste 3c | (505) 891-1780 |
| 2 | Joanna Boothe - State Farm Insurance Agent | 2316 Southern Blvd SE | (505) 892-5960 |
| 3 | Franklin Insurance Agency | 2345 Southern Blvd SE C 4 | (505) 891-8733 |
| 4 | Farmers Insurance - Hoffman Agency - Robert Hoffman | 4351 Jager Dr NE Ste C | (505) 771-3035 |
| 5 | Anthony Delgado: Allstate Insurance | 1015 Golf Course Rd SE | (505) 821-0276 |
| 6 | Jason Chandler - State Farm Insurance Agent | 750 Broadmoor Blvd NE | (505) 896-6939 |
| 7 | Jeff Valler - State Farm Insurance Agent | 1350 Jackie Rd SE STE 106 | (505) 792-6884 |
| 8 | Jeremy Dudar - State Farm Insurance Agent | 111 Rio Rancho Blvd SE Ste #106 | (505) 985-5038 |
| 9 | Gabe Ortega - State Farm Insurance Agent | 7820 Enchanted Hills Blvd NE Ste F | (505) 771-8872 |
| 10 | Southwest Federal Insurance | 2220 Grande Blvd SE STE D | (505) 807-2886 |
Jalene Berger: Allstate Insurance serves the Rio Rancho, New Mexico area, offering landlord insurance agent services for property owners. The company helps local landlords find appropriate coverage for rental homes and buildings, addressing needs such as property damage and liability protection. Policies can be tailored to account for tenant-related risks and income loss. Specific services handled include protection for multi-family dwellings and coverage for common landlord exposures like vandalism and water damage.
Joanna Boothe - State Farm Insurance Agent in Rio Rancho, NM, provides landlord insurance policies that cover property damage, liability protection, and loss of rental income. The agency offers policy reviews and updates to help maintain adequate coverage as property values or tenant situations change. It ensures property owners are protected against common risks such as fire, vandalism, and weather events. The company services single-family homes, apartments, retail spaces, and restaurants.
Franklin Insurance Agency serves landlords who own rental properties in Rio Rancho, developing tailored policies that protect both single-family homes and multi-unit buildings against common risks such as property damage and liability claims. It also works closely with property managers who oversee residential portfolios, ensuring comprehensive coverage that meets the unique demands of leasing out living spaces. The agency extends its services to covered properties in neighboring Corrales, offering clients localized support across the greater Albuquerque metropolitan area.
Farmers Insurance - Hoffman Agency - Robert Hoffman serves landlord clients in Rio Rancho, NM, distinguishing between one-time policy setups and recurring service plans for ongoing property management needs. Coverage typically includes protection for rental structures, liability for tenant injuries, and loss of rental income when a unit becomes uninhabitable. Vacant dwelling endorsements may be added as needed. Service for landlord insurance agents here generally runs on an as-needed basis for new policies, renewals, or claims support.
Serving Rio Rancho and the surrounding communities in central New Mexico, Anthony Delgado: Allstate Insurance specializes in landlord insurance policies for residential and small commercial rental properties. It handles coverage for property damage, liability protection, and loss of rental income that property owners in this region commonly require. The agency’s approach involves reviewing individual property types and local risk factors to tailor a policy that addresses a landlord’s specific exposure. Typical jobs begin with a detailed consultation to assess coverage needs before presenting appropriate options for the client’s portfolio.
Jason Chandler, a State Farm Insurance Agent in Rio Rancho, NM, provides specialized landlord insurance policies designed to protect rental property investments. The agency also offers a range of personal insurance coverages for area homeowners, renters, and auto owners. Their work generally focuses on evaluating property risks and structuring appropriate liability and property damage protection plans for local landlords. This service becomes especially critical during the New Mexico monsoon season, when sudden summer storms can cause unexpected roof leaks and flood damage to unoccupied rental units.
As the monsoon season brings sudden hailstorms and wind damage to Rio Rancho properties, Jeff Valler - State Farm Insurance Agent assists local landlords with tailored insurance coverage for their rental investments. The agency focuses on policies that protect against tenant-related liabilities and property repairs. Landlords in the area rely on this agent to navigate coverage specifics for residential rentals, including loss of rental income protection. An initial consultation begins with a walkthrough of the rental property to assess its unique risk factors.
Jeremy Dudar’s State Farm agency in Rio Rancho, NM, provides property coverage for residential rental dwellings and tailors each policy with liability protection and loss of rent add-ons when a unit becomes uninhabitable. The agent helps landlords safeguard their investments by addressing common risks such as fire, vandalism, and weather damage to leased homes. Clients seeking coverage for commercial uses including offices, warehouses, and food service operations can also receive personalized attention from this local office.
Gabe Ortega - State Farm Insurance Agent in Rio Rancho, NM offers residential landlord insurance to protect rental properties and income. Commercial coverage is also available for larger multi-unit dwellings or business properties in the surrounding area. The agency helps local landlords select policies that address liability, property damage, and loss of rent. Clients can expect prompt follow-up after claims or changes to a policy, making it easy to adjust coverage between regular building inspections or tenant turnovers.
What Does a a Landlord Insurance Agent in Rio Rancho Cost?
Typical landlord insurance costs in New Mexico range from 800 to 2500 dollars per year for a standard single family home. Rates depend on the propertys value, location in Rio Rancho, and coverage deductibles. Policies with higher liability limits or replacement cost coverage cost more. This is general information and not insurance advice.
About landlord insurance agents in Rio Rancho
Landlord insurance agents in Rio Rancho help property owners protect their rental investments with policies tailored to New Mexico regulations. Local agents understand risks like desert fire damage and the New Mexico Owner Liability Act. They guide you through coverage for property damage, liability, and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Rio Rancho New Mexico?
Landlord insurance typically covers property damage from fire weather or vandalism. It also includes liability protection if a tenant is injured on the property. In New Mexico, policies often exclude flood and earthquake damage so separate coverage may be needed.
Is landlord insurance required by law in New Mexico?
New Mexico does not require landlord insurance by state law. However mortgage lenders usually require it for rental properties. It is strongly recommended to protect against lawsuits and property loss.
How much does landlord insurance cost in Rio Rancho New Mexico?
Costs vary based on property value location and coverage limits. In New Mexico, average annual premiums range from 800 to 2500 dollars for a single family rental. Factors like property age and proximity to fire zones affect the price.
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