The top-rated landlord insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,433 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 23 landlord insurance agents serving Worcester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 70 Southbridge St | (508) 799-3900 |
| 2 | Berlin Insurance Group | 61 Milton St | (508) 459-1226 |
| 3 | Mainstream Insurance Agency, Inc. | 704 Southbridge St | (508) 797-4500 |
| 4 | Zawada Insurance Agency | 52 Highland St | (508) 831-0133 |
| 5 | Universal Insurance Agency Inc | 374 Belmont St | (508) 752-9333 |
| 6 | HUB International | 292 Park Ave | (508) 755-3555 |
| 7 | The Hanover Insurance Group, Inc. | 440 Lincoln St | (800) 922-8427 |
| 8 | Feingold Insurance Agency | 446 Main St Suite 1403 | (508) 831-9500 |
| 9 | Educators Insurance | 440 Lincoln St | (888) 908-6822 |
| 10 | Point Insurance - Worcester | 424 Belmont St | (508) 552-8066 |
A-Affordable Insurance Agency, Inc. provides a full range of insurance products designed for landlords protecting rental properties in Worcester, Massachusetts. Their offerings include tailored policies that cover property damage and liability, ensuring comprehensive protection for each investment. This agency delivers maintenance plans focused on regular risk assessments and policy updates to match evolving property conditions. It serves a variety of property types, including single-family rental homes, multifamily apartment buildings, retail spaces, and restaurants.
Berlin Insurance Group serves the Worcester, Massachusetts area as a landlord insurance agent. The company assists property owners in securing coverage tailored for rental properties, addressing the specific liabilities associated with being a landlord in this region. They help clients navigate policies that protect against common risks such as property damage and liability claims from tenants. Berlin Insurance Group handles the placement of dwelling fire policies and specific loss-of-income coverage for rental units.
Mainstream Insurance Agency, Inc. offers a full range of landlord insurance services tailored to property owners in Worcester, MA. It provides comprehensive coverage options that protect rental investments from common risks, including property damage and liability. The agency also assists clients with maintenance-oriented plans that help preserve property value over time. It regularly reviews policies to ensure coverage keeps pace with changing local conditions. Mainstream Insurance Agency, Inc. services single-family homes, apartments, retail spaces, and restaurants.
Zawada Insurance Agency serves property managers and residential landlords throughout Worcester, Massachusetts. The agency offers tailored policies that protect rental properties from common liabilities, including property damage and loss of rental income. Their team helps clients understand the specific coverage needed for different types of rental units, from single-family homes to small apartment buildings. They work closely with landlords to review policy options and ensure adequate protection for their investments. Zawada Insurance Agency also provides landlord insurance services for properties in the neighboring community of Shrewsbury.
Universal Insurance Agency Inc in Worcester, MA offers both one-time policy adjustments for specific properties and recurring service plans for ongoing portfolio management. They handle coverage for rental dwellings, addressing liability protections and property damage risks common to local landlords. This includes options for both single-family units and multi-family buildings within the area. Service runs on a one-time, scheduled, or as-needed basis, allowing landlords to tailor support directly to their rental property cycle and immediate insurance needs.
HUB International in Worcester, MA provides specialty services in assessing property risks specific to rental dwellings, tailoring coverage for individual landlords managing single-family homes or multi-unit buildings. It handles general insurance work including protection against liability claims, property damage, and loss of rental income. For local landlords, the agency helps address seasonal concerns such as coverage adjustments for winter storms and frozen pipes, ensuring policies reflect changing property occupancy or vacancy during tenant turnovers.
The Hanover Insurance Group, Inc. serves Worcester, MA, and the surrounding communities, handling landlord insurance policies for residential and commercial property owners. It focuses on protecting rental properties against common risks such as fire damage, liability claims, and loss of rental income. For a typical job, agents work directly with landlords to tailor coverage limits and deductibles based on the specific property type and tenant scenario.
Feingold Insurance Agency works with property owners to address their coverage needs, focusing on the distinct risks that come with rental properties in Worcester, MA. The firm supports clients by structuring policies that go beyond standard homeowners insurance to include liability protection and loss-of-income provisions. These specialized add-ons are tailored for landlords, ensuring that both single-family rentals and multi-unit dwellings are properly safeguarded. The agency can serve a range of commercial sectors, including office spaces, warehouses, and food service operations.
Educators Insurance in Worcester, MA provides residential landlord coverage for rental properties, along with policies for commercial landlord needs across the local area. The agency helps property owners protect their investments from common risks like property damage and liability claims. After initial policies are in place, the company maintains contact with clients to adjust coverage as needed, offering straightforward follow-up service between regular visits without requiring repeated applications for updates.
As winter approaches in Worcester, landlords often worry about burst pipes and ice dam damage to their rental properties. Point Insurance - Worcester provides specialized coverage plans designed to protect landlords from these common seasonal risks in central Massachusetts. Their policies address the unique liabilities of rental property ownership, including lost rental income and structural repairs. To begin safeguarding a client’s investment, an agent schedules a thorough walkthrough of the property to identify existing hazards and assess the building’s current condition before quoting a tailored policy.
What Does a a Landlord Insurance Agent in Worcester Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Worcester you might pay between 800 and 1500 dollars per year. Costs vary based on property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Worcester
A landlord insurance agent in Worcester Massachusetts helps rental property owners find policies that cover damage liability and lost income. Massachusetts law requires landlords to maintain certain safety standards and insurance can help meet those obligations. Local agents understand Worcester specific risks like older buildings and seasonal weather.
Frequently Asked Questions
What does landlord insurance cover in Worcester Massachusetts?
Landlord insurance typically covers property damage liability and loss of rental income. In Massachusetts policies often include coverage for water damage from frozen pipes which is common in Worcester winters. It does not cover tenant personal property.
Is landlord insurance required in Massachusetts?
Massachusetts law does not require landlord insurance but most mortgage lenders do require it. Without insurance you could be personally liable for injuries or property damage. Many leases also require the landlord to carry a minimum amount of coverage.
How do I choose a landlord insurance agent in Worcester?
Look for an agent who specializes in rental properties and knows Massachusetts insurance laws. Ask about coverage for older buildings common in Worcester and about liability limits. Compare quotes from multiple agents to find a policy that fits your property type.
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