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Find Landlord Insurance Agents Near You in Chelsea, MA

Browse landlord insurance agents serving Chelsea, Massachusetts. Updated 2026-07-14.

The top-rated landlord insurance agent in Chelsea, Massachusetts is PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea, rated 4.8 stars across 355 reviews. Other highly rated options include Bello Insurance Agency, Metro Boston Insurance Agency, JB Insurance Agency, Inc.. This directory lists 10 landlord insurance agents serving Chelsea.

Showing 10 landlord insurance agents in Chelsea, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea186 Broadway(617) 884-2700
2Bello Insurance Agency25A Williams St(617) 370-5855
3Metro Boston Insurance Agency300 Eastern Ave(617) 884-5480
4JB Insurance Agency, Inc.18 Washington Ave(617) 884-8282
5Edward A Mc Carthy Insurance90 Everett Ave 1st Floor(617) 889-0309
6Stable Insurance LLC908 Broadway(617) 586-2036
7Christopher Kokoras Insurance Agency, Inc688 Broadway(617) 738-8143
8Louis J Brudnick & Sons100 Everett Ave # 1(617) 889-1100
9Plus Insurance Inc100 Everett Ave # 1(617) 889-4101
10Best Flood Rates300 Eastern Ave(833) 544-6033
PI
186 Broadway
PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea
Landlord Insurance Agent · Chelsea, MA

PRT Insurance Agency Inc, formerly Gorman Insurance of Chelsea, serves landlords throughout Suffolk County. The agency specializes in property coverage tailored for rental property owners. Their work helps clients manage risks associated with residential and commercial tenancies. Understanding local building codes and liability exposures in Chelsea and the surrounding area allows the firm to address common landlord needs. PRT Insurance Agency Inc handles general liability policies for rental dwellings and can arrange loss of rental income protection for property owners.

BI
25A Williams St
Bello Insurance Agency
Landlord Insurance Agent · Chelsea, MA

Bello Insurance Agency provides landlord insurance services designed to protect property owners in Chelsea, MA. Its offerings include policies that cover common liability risks and physical damage to rental structures. The agency assists clients with routine maintenance evaluations to help identify potential issues before they escalate into costly claims. Bello Insurance Agency also offers guidance on adjusting coverage limits as property values change. Properties serviced include single-family homes, apartments, retail spaces, and local restaurants that require specialized business property and liability protections.

MB
300 Eastern Ave
Metro Boston Insurance Agency
Landlord Insurance Agent · Chelsea, MA

Metro Boston Insurance Agency, based in Chelsea, Massachusetts, serves landlords and property managers who own residential or commercial rental properties in the region. It provides landlord insurance policies that cover risks such as property damage, liability, and loss of rental income. The agency helps local investors protect their real estate assets while meeting lender requirements. Metro Boston Insurance Agency also extends its services to property owners in neighboring communities throughout the greater Boston metropolitan area, including nearby Revere and Everett.

JI
18 Washington Ave
JB Insurance Agency, Inc.
Landlord Insurance Agent · Chelsea, MA

JB Insurance Agency, Inc. serves Chelsea, Massachusetts, and the surrounding communities, handling landlord insurance policies for residential and commercial rental properties. It addresses typical coverage needs such as property damage, liability protection, and loss of rental income for property owners. When handling a job, the agency evaluates each client’s specific portfolio and locates an appropriate policy that balances comprehensive protection with manageable premiums.

EM
90 Everett Ave 1st Floor
Edward A Mc Carthy Insurance
Landlord Insurance Agent · Chelsea, MA

Edward A Mc Carthy Insurance in Chelsea, MA provides landlord insurance with a distinction between one-time policies for short-term property coverage and recurring plans offering ongoing annual protection against common rental risks. Their general liability policies safeguard against tenant injuries, while property coverage addresses physical damage to the building from fire or weather. Services run strictly on an as-needed basis when landlords request a new quote or file a claim.

SI
908 Broadway
Stable Insurance LLC
Landlord Insurance Agent · Chelsea, MA

Stable Insurance LLC in Chelsea, MA offers specialized landlord insurance policies that cover rental property structures and liability protection. The agency also assists property owners with general insurance needs, including securing coverage for multi-family dwellings and individual rental units in the area. It provides guidance on assessing adequate dwelling limits and policy endorsements for vandalism or fire. For seasonal concerns, it helps landlords review policies before winter to safeguard against losses from frozen pipes or roof damage caused by heavy snowfall.

CK
688 Broadway
Christopher Kokoras Insurance Agency, Inc
Landlord Insurance Agent · Chelsea, MA

Christopher Kokoras Insurance Agency, Inc is known for providing specialized landlord insurance solutions in Chelsea, Massachusetts. The company works with property owners to secure coverage tailored to rental properties, addressing liabilities and structural protections common in the local market. Policies typically include protections for building damage, loss of rental income, and liability claims. For those with specific risk exposures, the agency can add on coverage for equipment breakdowns or flood damage, ensuring landlords in Chelsea have adaptable protection options.

LJ
100 Everett Ave # 1
Louis J Brudnick & Sons
Landlord Insurance Agent · Chelsea, MA

As storm season arrives in Chelsea, a landlord’s primary concern shifts to protecting rental properties from sudden weather damage and liability claims. Louis J Brudnick & Sons provides landlord insurance agent services that help property owners select coverage tailored to multifamily dwellings and single-family rentals. They review policy limits and deductibles to match each building’s occupancy and condition. An initial call or property assessment is typically the first step in evaluating insurance needs.

PI
100 Everett Ave # 1
Plus Insurance Inc
Landlord Insurance Agent · Chelsea, MA

Plus Insurance Inc in Chelsea, MA, works with property owners to secure coverage for rental dwellings against common perils such as fire, weather damage, and liability claims. For enhanced protection, the agency offers specialty endorsements for loss of rental income and coverage for landlord- owned appliances and furnishings. The firm can serve commercial sectors including offices, warehouses, and food service operations, tailoring policies to the distinct exposures of each property type.

BF
300 Eastern Ave
Best Flood Rates
Landlord Insurance Agent · Chelsea, MA

Best Flood Rates offers landlord insurance solutions for residential properties in Chelsea, MA, and also provides commercial coverage to nearby communities. Their agents assist property owners in securing policies that protect against common risks associated with rental units. Clients can expect knowledgeable guidance when exploring coverage options tailored to local conditions. The agency remains available for follow-up inquiries and policy adjustments between regular billing cycles, ensuring continued support for changing property needs or renewal considerations.

What Does a a Landlord Insurance Agent in Chelsea Cost?

The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Chelsea, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. Multi-unit buildings or properties with older plumbing or electrical systems may cost more. This is general information and not insurance advice.

About landlord insurance agents in Chelsea

A landlord insurance agent in Chelsea, Massachusetts helps property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Agents in Chelsea understand the local market and can tailor policies to meet the needs of multi-family homes and apartment buildings common in the area.

Frequently Asked Questions

What does landlord insurance cover in Massachusetts?

Landlord insurance in Massachusetts typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. It does not cover tenant personal belongings, which require renters insurance. Massachusetts law does not mandate landlord insurance, but mortgage lenders often require it.

Do I need landlord insurance for a single-family rental in Chelsea?

Yes, landlord insurance is recommended for any rental property in Chelsea, including single-family homes. A standard homeowners policy does not cover rental risks. Massachusetts law holds landlords responsible for maintaining safe premises, and insurance helps cover legal costs if a tenant sues for injury.

How does Massachusetts law affect landlord insurance costs?

Massachusetts has strict lead paint laws and sanitary code requirements that can increase liability risks for landlords. Insurance costs may be higher for older properties in Chelsea due to these regulations. Agents can help you find coverage that meets state compliance needs.

Landlord Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.