The top-rated landlord insurance agent in Chelmsford, Massachusetts is Premiere Insurance, rated 5.0 stars across 1,256 reviews. Other highly rated options include Lamacchia Realty - Chelmsford, MA, Allstate Insurance: Todd Seesman, L'Hussier Insurance. This directory lists 10 landlord insurance agents serving Chelmsford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premiere Insurance | 7 Summer St # 19 | (978) 221-0139 |
| 2 | Lamacchia Realty - Chelmsford, MA | 6 North Rd | (978) 250-1900 |
| 3 | Allstate Insurance: Todd Seesman | 83 Parkhurst Rd #10 | (978) 710-7040 |
| 4 | L'Hussier Insurance | 63 Chelmsford St #2 | (978) 256-1583 |
| 5 | Talbot Insurance Agency | 205 Chelmsford St | (978) 256-3367 |
| 6 | Kaplansky Insurance - Chelmsford Branch | 118 Chelmsford St | (978) 256-0900 |
| 7 | Kevin Lynch office of Commonwealth Property & Casualty | 233 Chelmsford St | (978) 322-5639 |
| 8 | Alpine Insurance Inc | 15 Fletcher St STE 2 | (978) 453-0076 |
| 9 | LaMarche Associates, Inc. | 4 North Rd | (978) 256-8586 |
| 10 | Smart Financial Inc | 48 Chelmsford St #5b | (978) 226-3856 |
Premiere Insurance serves the Chelmsford, Massachusetts area and surrounding communities as a landlord insurance agent. It offers property coverage tailored to residential rental dwellings, protecting owners from potential financial losses due to damage or liability claims. The agency assists landlords in understanding policy terms to meet local requirements. Its services include securing coverage for single-family rental homes and multi-unit apartment buildings in the region.
Lamacchia Realty in Chelmsford, MA provides a range of services focused on protecting rental property investments for local landlords. This includes securing appropriate liability coverage and tailored policies for various residential and commercial rental situations. Its approach emphasizes understanding the unique risks of tenant-occupied properties, ensuring clients receive necessary protection for their assets. The agency services single-family homes, apartments, retail spaces, and restaurants, addressing their distinct insurance requirements with specific coverage options.
Landlords and property managers in Chelmsford, Massachusetts turn to Allstate Insurance: Todd Seesman for landlord insurance coverage. The agency helps property owners secure policies that address risks like rental property damage and liability claims. A typical landlord policy can also cover loss of rental income during repairs. The agent provides these services for single-family rentals, multi-unit buildings, and small commercial properties. This agency also serves clients throughout the Lowell metro region.
L'Hussier Insurance in Chelmsford, MA offers landlord insurance agents who explain both the one-time policy for a single property and the recurring options for a portfolio of rentals. Coverage typically includes property damage, liability protection, and loss of rental income. They help local landlords assess their specific risk exposures and select appropriate policy limits for each unit. Service for clients runs on either a scheduled annual review or an as-needed basis when a new property is acquired.
Talbot Insurance Agency specializes in policies tailored for residential and commercial property owners who rent out units in Chelmsford, Massachusetts. The agency works diligently to structure coverage that protects landlords from property damage, liability claims, and lost rental income. It also offers guidance on navigating local housing regulations to ensure compliance. As winter snow and ice accumulation can create slip hazards on walkways and driveways, the agency helps landlords secure policies that address these seasonal risks and tenant safety concerns.
Kaplansky Insurance, with its Chelmsford Branch, serves client needs in Chelmsford, Massachusetts, and the surrounding communities. It handles landlord insurance agent work, including property coverage for residential rental dwellings. Every policy is assessed based on individual property conditions and potential liabilities. The agent generally works directly with landlords to explain coverage types such as dwelling protection and liability limits. It takes a detailed approach to each account, focusing on matching protection to the specific features and usage of the rental property.
As the New England winter thaws into mud season, landlords in Chelmsford face the renewed risk of roof leaks and water damage from melting snow. The Kevin Lynch office of Commonwealth Property & Casualty provides landlord insurance tailored to cover these common seasonal exposures, as well as liability protection for rental properties owned within the area. Their process begins with a thorough inspection and risk assessment of the property to determine appropriate coverage limits for the landlord.
Alpine Insurance Inc. assists property owners in Chelmsford, MA, with securing protection for rental dwellings. Their agency specializes in landlord insurance, focusing on policies that can cover lost rental income and liability for tenant injuries. They also provide options for insuring the physical structures and any attached amenities. Commercial sectors the firm can serve include office buildings, warehouses, food service establishments, and other mixed-use tenant properties within the region.
Serving residential landlords in the Chelmsford area, LaMarche Associates, Inc. also provides commercial property coverage to business owners throughout northern Middlesex County. This agency specializes in matching rental property owners with tailored policies that address liability, property damage, and income loss. Their local knowledge helps clients understand specific regional insurance requirements for multi-family dwellings and single-unit rentals. After initial policy placement, the team handles renewals and mid-term adjustments as properties change, ensuring each client receives attentive follow-up between regular review cycles.
Smart Financial Inc in Chelmsford, MA is known for providing landlord insurance policies tailored to property owners in the region. The company handles essential coverage options such as property damage protection, liability for rental units, and loss of rental income safeguards. Agents assess local building codes and common area risks specific to multi-family homes and small apartment buildings in the Chelmsford area. Clients can also request specialized add-on coverage for flood and sewer backup protection.
What Does a a Landlord Insurance Agent in Chelmsford Cost?
The cost of landlord insurance in Massachusetts typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Chelmsford annual premiums often fall between 800 and 1500 dollars. Factors like property age location and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Chelmsford
Landlord insurance agents in Chelmsford Massachusetts help property owners protect their rental investments with specialized coverage. Massachusetts law does not require landlord insurance but mortgage lenders often mandate it. A local agent can guide you through policies that cover property damage liability and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Chelmsford Massachusetts?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Massachusetts policies may also include coverage for water damage from burst pipes which is common in cold winters. Personal property of tenants is not covered by your policy.
Is landlord insurance required by law in Massachusetts?
Massachusetts state law does not require landlord insurance. However most mortgage lenders for rental properties will require you to have a policy. Additionally if you have a homeowners association they may have their own insurance requirements.
How do I choose a landlord insurance agent in Chelmsford?
Look for an agent who specializes in rental properties and understands Massachusetts specific risks like snow damage and lead paint liability. Ask about coverage limits deductibles and whether the policy covers fair rental value. Compare quotes from multiple agents to find suitable terms.
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