The top-rated landlord insurance agent in Springfield, Massachusetts is Western Mass Auto Insurance Inc., rated 4.8 stars across 529 reviews. Other highly rated options include Christopher Bergquist at Comparion Insurance Agency, Comparion Insurance Agency, CHI Insurance Agency Inc.. This directory lists 17 landlord insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Western Mass Auto Insurance Inc. | 383 Belmont Ave | (413) 781-3800 |
| 2 | Christopher Bergquist at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 263-2966 |
| 3 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 4 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 5 | Heather Arnold at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7004 |
| 6 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 7 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 8 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 9 | Freeway Insurance | 54 Island Pond Rd | (413) 449-7010 |
| 10 | Local Auto Insurance LLC | 481 Cooley St | (413) 444-1200 |
Western Mass Auto Insurance Inc. serves the greater Springfield, Massachusetts, metro area as a landlord insurance agent. The agency assists property owners in securing coverage tailored to rental dwellings, addressing the specific risks associated with leasing residential properties. Policies typically help safeguard against property damage, liability claims, and loss of rental income. The company handles the unique insurance requirements for both single-family rentals and multi-unit apartment buildings in Western Massachusetts.
Christopher Bergquist at Comparion Insurance Agency serves property owners and landlords in Springfield, Massachusetts, offering specialized landlord insurance policies tailored to rental property needs. The agency assists clients with protecting single-family rentals, multi-unit dwellings, and commercial real estate investments from common property risks. Policies typically cover building damage, liability protection, and loss of rental income. The team focuses on providing clear coverage explanations and competitive options for local investors. In addition to serving Springfield, the agency extends its landlord insurance services to property managers and homeowners in neighboring West Springfield.
Comparion Insurance Agency provides a comprehensive range of landlord insurance services for property owners in Springfield, Massachusetts. It assists with policy selection, coverage adjustments, and claims guidance to protect rental investments. The agency offers routine policy reviews and proactive maintenance recommendations to help prevent common property issues. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
CHI Insurance Agency Inc. serves Springfield, Massachusetts, and the surrounding communities, handling landlord insurance needs for local property owners. The company works with policies for rental dwellings, covering structures and liability for residential and small commercial buildings in this area. It provides guidance on the specific risks involved with leasing properties in the region. To handle a typical job, CHI Insurance Agency Inc. takes the approach of meeting with the property owner to review the building details and tailor protection to the unique circumstances of each rental.
As New England’s winter ice and snow often cause damage to rental roofs and pipes, property owners in Springfield turn to Heather Arnold at Comparion Insurance Agency for tailored landlord insurance. This agency specializes in policies that cover dwellings, liability, and loss of rental income. Because every property has unique risks, the initial process always begins with a thorough on-site or virtual inspection of the building’s condition and tenant usage to determine appropriate coverage.
Alban Insurance Agency specializes in connecting property owners in Springfield, MA with tailored landlord insurance policies. It works to secure coverage for rental dwellings, including multi-family homes and single-unit properties, protecting against common risks such as fire, theft, and liability claims. Understanding local real estate conditions, the agency assists both new and experienced landlords in managing their portfolios. When seasonal storms threaten the region, it helps property owners review their policies to ensure adequate protection against wind or water damage from heavy spring rains.
Amber Barnes at Comparion Insurance Agency provides residential landlord coverage for property owners in Springfield, Massachusetts. Commercial coverage extends to multi-unit buildings and rental properties throughout the surrounding area. Policies are designed to address common risks associated with leasing property, including liability and property damage. Clients can reach out at any time to adjust their coverage as their portfolio changes. The office encourages periodic follow-up after each policy enrollment to ensure protection remains appropriate between regular property inspections.
FR insurance and Benefits LLC offers property coverage for Springfield rental property owners, serving clients who need to protect residential and commercial investment buildings. Its specialty services extend to policies covering liability, property damage, and loss of rental income, which are common needs for local landlords. This agency can assist with coverage for a range of commercial sectors including offices, retail spaces, warehouses, and food service operations.
For property owners in Springfield, MA, one-time landlord insurance applications secure a single property, while recurring service options update coverage each lease term or policy renewal. This agency supports landlords with policies covering dwelling protection and potential liability exposure common to rental properties in the area. Property types accommodated range from single-family homes to multi-unit apartment buildings. Service runs on a one-time, scheduled, or as-needed basis depending on each client's rental portfolio changes and policy anniversary dates.
Local Auto Insurance LLC serves as a Springfield, MA, landlord insurance agent known for helping property owners secure coverage for rental dwellings. Their service range includes policies that protect against property damage and liability claims common to residential landlords. They assist local clients in evaluating deductibles and coverage limits suited to individual rental portfolios. An available specialty service is the addition of loss-of-rent coverage to a standard landlord policy.
What Does a a Landlord Insurance Agent in Springfield Cost?
Landlord insurance in Massachusetts typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Springfield, annual premiums often range from 800 to 1,500 dollars. Multi-unit properties can cost 1,500 to 3,000 dollars or more per year. Actual costs depend on property value, location, and coverage limits. This is general information, not insurance advice.
About landlord insurance agents in Springfield
Landlord insurance agents in Springfield Massachusetts help property owners secure coverage for rental homes and multi-unit buildings. Massachusetts law requires landlords to maintain certain liability protections and property coverage. A local agent understands Springfield market conditions and can guide you through policy options for your rental investment.
Frequently Asked Questions
What does landlord insurance cover in Springfield Massachusetts?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In Massachusetts, policies often include protection against weather events like snow and ice damage. It does not cover tenant personal belongings.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance, but mortgage lenders usually mandate it. Without coverage, you risk paying out of pocket for property damage or liability claims from tenants or visitors.
How do Springfield landlord insurance agents handle Massachusetts tenant laws?
Agents can explain how Massachusetts security deposit laws and lead paint regulations affect your policy. They help ensure your coverage meets state requirements for habitability and liability. This protects you from common legal disputes.
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