The top-rated landlord insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 16 landlord insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves Salem, Massachusetts, as a landlord insurance agent specializing in coverage for residential and commercial rental properties. It helps property owners protect their investments against risks common to the area, including weather damage and liability claims. The agency works with local landlords to assess their coverage needs. It handles policies for dwelling protection and loss of rental income.
Farquhar and Black Insurance Agency offers a full spectrum of landlord insurance services, covering property damage, liability protection, and loss of rental income. They work with clients to secure comprehensive risk coverage and assist with policy adjustments. Their service plans include regular policy reviews to ensure adequate protection as properties change. The agency provides insurance solutions for single-family homes, apartments, retail spaces, and restaurants.
4 Insurance LLC serves landlords and property managers in Salem, Massachusetts who need coverage for rental dwellings and income properties. The agency helps clients select policies that protect against liability claims, property damage, and loss of rental income. It works with property owners to address the specific risks associated with managing residential and commercial rental units. The company extends its landlord insurance services to property professionals in neighboring Beverly and throughout Essex County.
Landlord insurance agents in Salem, MA typically offer either a one-time policy consultation or an ongoing service agreement for updates. Coverage commonly includes property damage, liability protection, and loss of rental income for residential or commercial rentals. These professionals help landlords assess risks and select appropriate limits. A local agency like Quote Carma can guide property owners through available options for their specific rental units. The service usually operates on an as-needed basis for policy reviews and new tenant placements.
Ahmed Insurance Inc in Salem, MA provides landlord insurance agent services, specializing in property coverage for residential and commercial rental units. The company also offers general risk management advice for local property owners. Tailored policies address common concerns such as liability protection, loss of rental income, and damage from weather events or tenant incidents. For seasonal considerations, it helps landlords navigate coverage adjustments needed when transitioning properties between peak summer rentals and longer-term winter leases.
John J. Walsh Insurance Agency, Inc. serves the Salem area and its surrounding communities in Massachusetts, handling landlord insurance needs for residential and commercial property owners. It provides policies that cover buildings, liability protection, and potential loss of rental income due to covered damages. To manage a typical job, the agency reviews each client's property portfolio and risk exposure in order to tailor a coverage plan that addresses specific exposures of renting units in the local market.
As the historic Salem coastal climate brings moisture and freeze-thaw cycles that challenge rental properties, Express Auto Insurance Agency Inc. provides landlord insurance agents who help owners address these seasonal risks. The team advises property owners on appropriate coverage options for multi-family dwellings and single-unit rentals. By blending knowledge of local weather impacts with comprehensive policy details, they guide clients toward suitable protection. An initial assessment step typically reviews the property’s age, construction materials, and existing safety features to identify specific insurance needs.
Serving landlords in Salem, Massachusetts, William C Burke Jr Insurance provides property coverage for residential rental dwellings. Its specialty add-ons protect against liability claims from tenants, loss of rental income, and damage from fire or vandalism on owned buildings. The agency also addresses policies covering related structures such as detached garages and fences. For commercial sectors, the firm can assist with policies for spaces including offices, warehouses, and food service establishments.
Salem’s historic properties and coastal exposure often require specialized landlord coverage. Relation Insurance Services addresses these concerns for local rental property owners, helping secure policies that protect against weather damage, liability claims, and income loss. Based in Salem, Massachusetts, this agency reviews each rental’s specific risk factors to tailor a landlord insurance plan. Clients begin with a thorough inspection of the property or an initial assessment of their current coverage to identify any gaps.
Culver Insurance in Salem, MA provides residential landlord insurance agents serve property owners with coverage for rental dwellings. Commercial landlord policies are also available for multi-unit buildings and mixed-use properties throughout the Salem area. Agents assess each property’s specific risks to recommend appropriate liability and property protection. The agency ensures policyholders receive clear guidance on coverage details. Follow-up consultations and repeat service between regular visits help keep policies aligned with changing tenant situations and local regulations.
What Does a a Landlord Insurance Agent in Salem Cost?
Landlord insurance in Massachusetts typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Salem annual premiums often range from 800 to 1,800 dollars depending on property value location and coverage limits. Multi unit properties and older buildings may cost more. This is general information and not insurance advice.
About landlord insurance agents in Salem
A landlord insurance agent in Salem Massachusetts helps property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards and liability coverage. An agent can guide you through policies that cover dwelling damage, loss of rental income, and legal liability specific to Salem and Essex County.
Frequently Asked Questions
What does landlord insurance cover in Salem Massachusetts?
Landlord insurance typically covers the dwelling structure, other structures like sheds, loss of rental income if the property becomes uninhabitable, and liability protection if a tenant or guest is injured. In Massachusetts, policies often exclude flood and earthquake damage so separate coverage may be needed.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance but most mortgage lenders and property management companies do require it. Without coverage you could face significant out of pocket costs for property damage or liability claims from tenants.
How do Massachusetts landlord tenant laws affect insurance needs?
Massachusetts law requires landlords to keep properties in habitable condition and comply with the state sanitary code. If a tenant sues for code violations or injuries your liability coverage can help pay legal costs and settlements. An agent can help you choose appropriate liability limits.
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