The top-rated landlord insurance agent in Marlborough, Massachusetts is Globe Life American Income Division: Moore Sodan Gelb Organization, rated 4.9 stars across 1,399 reviews. Other highly rated options include FAZZA INSURANCE, Ultimate Insurance Agency, Point Insurance - Marlborough. This directory lists 18 landlord insurance agents serving Marlborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Moore Sodan Gelb Organization | 65 Boston Post Rd W #200 | (508) 658-9635 |
| 2 | FAZZA INSURANCE | 401 Maple St | (888) 212-0176 |
| 3 | Ultimate Insurance Agency | 28 Boston Post Rd E | (508) 485-1835 |
| 4 | Point Insurance - Marlborough | 190 Main St | (508) 480-0054 |
| 5 | KHANH NGUYEN at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-3859 |
| 6 | Stephen W. Gersh Insurance Agency Inc. | 9 Monument Ave | (508) 485-1926 |
| 7 | Lunova Insurance LLC, Business, Commercial Auto, Property, Liability, Flood, Life, Cyber, Home & Auto Insurance Agency | 14A Winthrop St | (508) 258-7195 |
| 8 | Hutchins & Threatt Insurance Agency Inc | 4 Mt Royal Ave Suite 350 BUIlDING # 4, 3rd floor | (508) 460-0800 |
| 9 | D. Francis Murphy Insurance Agency | 200 Main St | (508) 485-8211 |
| 10 | Downey Insurance Group | 190 E Main St | (508) 485-0130 |
Globe Life American Income Division Moore Sodan Gelb Organization serves landlords in the greater Marlborough area and surrounding Middlesex County. As a landlord insurance agent, the company helps property owners obtain coverage tailored to rental properties in this region. Policies typically address risks such as property damage, liability for tenant injuries, and loss of rental income during repairs. Agents work to match each landlord’s specific needs with appropriate protection plans. The agency handles general liability insurance and property damage coverage for residential rental units.
FAZZA Insurance serves landlords in Marlborough, Massachusetts and the surrounding communities. The agency handles property insurance policies designed specifically for rental property owners in this area. It covers risks associated with residential and commercial units leased to tenants. For each client, the agency begins by carefully evaluating the specific property and its unique rental circumstances. From there, it identifies appropriate coverage options that address liability, building replacement, and loss of rental income. The approach relies on a straightforward, step-by-step consultation to match the policy to the landlord’s property profile and exposure.
Ultimate Insurance Agency in Marlborough, MA offers a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. It provides tailored risk assessment plans to help property owners maintain adequate protection as their portfolios evolve. Regular policy reviews are available to ensure coverage keeps pace with changing local regulations and market conditions. The agency services a variety of properties, including single-family homes, multifamily apartments, retail spaces, and restaurants.
Point Insurance in Marlborough serves property managers, real estate investors, and other landlords in the region by providing specialized insurance coverage for rental dwellings. They assist clients with structuring policies that address liability protection and property damage for single-family homes, apartments, or multi-unit buildings. Their work involves evaluating unique risks associated with tenant-occupied properties. The agency also extends its services to property owners in communities throughout the greater Marlborough area, including nearby Framingham and Hudson.
KHANH NGUYEN at Comparion Insurance Agency in Marlborough, MA, specializes in crafting customized landlord insurance policies that protect rental properties and their owners. It also works with investors to cover general liability and property damage risks common to residential rentals. The agency helps area landlords navigate coverage for unforeseen issues like tenant-caused damage during peak leasing seasons or after harsh New England winters. This localized focus addresses flooding and freezing pipe concerns typical for Massachusetts rental units in early spring.
Some landlord insurance agencies offer both annual policies and individual project coverages. Stephen W. Gersh Insurance Agency Inc., serving Marlborough, MA, provides protection for residential rental properties. Coverage typically addresses property damage, liability claims, and loss of rental income. This agency works with local landlords to tailor policies to their specific property portfolios. Service for policy reviews and new quotes generally operates on a scheduled or as-needed basis, depending on each client’s unique circumstances.
When a heavy New England snow threatens a multifamily rental property in Marlborough, local landlords rely on Lunova Insurance LLC to safeguard their investments. This agency provides coverage for landlord-specific needs including business, liability, flood, and property insurance, as well as commercial auto for maintenance vehicles and life or cyber policies as needed. It also writes standard home and auto policies. A full assessment of a rental property’s unique risks typically begins with a no-obligation initial inspection.
D. Francis Murphy Insurance Agency in Marlborough, MA provides residential landlord insurance policies to protect rental properties from common risks. The agency also offers commercial coverage for multi-unit buildings and mixed-use spaces within the local area and surrounding communities. For each policy, tailored protection addresses property damage, liability exposure, and income loss due to tenant issues. After regular inspections, landlords can follow up with the agency to adjust their coverage as their property or tenant circumstances change.
Downey Insurance Group provides property coverage solutions for landlords in Marlborough, Massachusetts. Their work focuses on protecting rental investments against common property-related risks and liability concerns. Additionally, they offer specialty endorsements that can address gaps in standard policies, such as coverage for vacant units or ordinance and law compliance. This tailored approach helps property owners manage unique exposures. Their services are available for various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Marlborough Cost?
Typical landlord insurance in Massachusetts costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental expect annual premiums from 800 to 1500 dollars. Multi unit properties or older buildings may cost 2000 dollars or more per year. Factors like property age location and coverage limits affect the final price. This is general information not insurance advice.
About landlord insurance agents in Marlborough
Landlord insurance agents in Marlborough Massachusetts help property owners protect their rental investments. Massachusetts law requires liability coverage for certain rental properties and agents can guide you on state-specific requirements like lead paint liability. Working with a local agent ensures your policy meets Marlborough zoning and building code standards.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Standard landlord insurance covers property damage, liability, and lost rental income. Massachusetts law also requires coverage for lead paint claims if your property was built before 1978. Your agent can help you add endorsements for flood or sewer backup risks common in Marlborough.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance but most mortgage lenders do require it. If you have a mortgage on a rental property your lender will mandate a policy with minimum coverage amounts. Landlords without insurance risk personal financial loss from lawsuits or property damage.
How do I choose a landlord insurance agent in Marlborough?
Look for an agent licensed in Massachusetts with experience insuring rental properties. Ask about their knowledge of Marlborough specific risks like winter freeze damage or older building codes. Compare quotes from multiple agents to find coverage that fits your property type and budget.
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