The top-rated landlord insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 17 landlord insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Precision Insurance - Barry Smith Notary Public loan signing agent certified | 270 Union St #310 | (207) 437-5780 |
| 9 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 10 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
Global Insurance Services, Inc serves the North Shore area including Lynn, Essex County, and surrounding communities in Massachusetts as a landlord insurance agent. The agency helps property owners protect rental investments with tailored coverage for single-family homes, multi-unit dwellings, and apartment buildings. These policies typically address property damage, liability protection, and loss of rental income. The firm also assists with risk management strategies for residential landlords. Specific services it handles include screening lease requirements and vacant property coverage
Point Insurance - Lynn provides landlord insurance services in and around Lynn, Massachusetts. It offers coverage options designed for property owners who lease residential and commercial spaces. The agency helps landlords protect their investments against common rental risks. Service plans may include policy reviews to ensure adequate protection for each property. Maintenance plans cover regular updates to insurance as properties change or new tenants move in. It serves a range of properties, including single-family homes, apartments, condominium units, retail spaces, and restaurants.
Beacon Hill Insurance Agency in Lynn, Massachusetts, connects property owners with landlord insurance coverage tailored to rental dwellings. The agency specializes in supplementary policies such as liability protection for claims arising from tenant injuries. Loss of rental income coverage addresses financial gaps caused by uninhabitable units. It also structures plans for commercial sectors including office buildings, warehouses, and food service establishments.
David E. Zeller Insurance serves landlords in Lynn and the surrounding North Shore communities of Massachusetts. The agency handles both residential and commercial property insurance policies for rental property owners. It provides coverage for buildings, liability, and loss of rental income from damages or other covered perils. Its typical approach involves assessing individual property risks and matching each owner with a policy from a known carrier in the region.
Mill City Insurance in Lynn, Massachusetts, serves homeowners, businesses, and property managers seeking coverage for rental units. As a landlord insurance agent, it helps clients protect their investment properties against common local risks in this coastal area. The agency assists with policies tailored for single-family rentals and multi-unit buildings, guiding landlords through coverage options for liability and property damage. Mill City Insurance also serves landlords in neighboring communities across the North Shore, such as Swampscott and Saugus.
For landlord insurance in Lynn, a landlord can choose between a one-time policy for a single property or an ongoing policy that covers multiple rentals as the portfolio grows. Coverage typically includes property damage, liability protection, and loss of rental income. Ebenezer Insurance Agency serves local property owners in Lynn, Massachusetts, offering landlord insurance options tailored to different rental situations. Service runs on a scheduled basis with regular policy reviews to adjust coverage as needed.
Friendly Insurance specializes in offering tailored coverage plans for residential rental properties in Lynn. It also provides general landlord insurance agent services to help property owners protect their investments and manage liability concerns. Agents work with local clients to assess unique risks associated with aging infrastructure and coastal weather patterns. This focus extends to helping landlords secure appropriate policies before the peak of the winter storm season, when snow loads and ice damage become critical issues.
As autumn rains return to Lynn, local landlords seek reliable coverage against weather-related property claims. Precision Insurance - Barry Smith Notary Public loan signing agent certified offers tailored landlord insurance solutions for this seasonal need. The agency assists property owners in navigating policy options that protect rental investments while accommodating notary and loan signing requirements. An initial property inspection helps determine appropriate coverage levels for individual buildings and rental units.
Duffy Insurance serves as a Landlord Insurance Agent for residential property owners in Lynn, Massachusetts. The agency also assists clients who require commercial coverage for their rental buildings across the greater area. Policies are tailored to address the specific risks local landlords face. The agency encourages property owners to contact them for an initial risk assessment. If service needs arise between regular visits, clients are welcome to schedule follow-up consultations or policy updates.
Columbia Insurance Agency in Lynn, Massachusetts, helps property owners secure appropriate coverage for rental dwellings, focusing on policies that address landlord-specific risks such as property damage and liability claims. It offers specialty add-ons like coverage for loss of rental income and protection against tenant-caused damages. The agency can serve commercial sectors including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Lynn Cost?
Typical landlord insurance costs in Massachusetts range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Lynn, annual premiums often fall between 800 and 1500 dollars. Factors like property age, location near the coast, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Lynn
A landlord insurance agent in Lynn Massachusetts helps property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards and liability coverage. An agent can explain how local risks like coastal weather affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Lynn Massachusetts?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Massachusetts, policies often include protection against water damage and liability for common area accidents.
Do I need landlord insurance for a single family rental in Lynn?
Yes, even for a single family rental you should have landlord insurance. Massachusetts law does not require it but most mortgage lenders do. It also protects you from lawsuits if a tenant or visitor is injured on the property.
How is landlord insurance different from homeowners insurance in Massachusetts?
Landlord insurance covers the structure and your liability but does not cover the tenants personal belongings. Homeowners insurance includes coverage for owner occupied homes. Using homeowners insurance for a rental can lead to claim denial in Massachusetts.
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