The top-rated landlord insurance agent in Holyoke, Massachusetts is The Dowd Insurance Agencies & Dowd Financial Services, rated 4.9 stars across 186 reviews. Other highly rated options include Lawler Insurance Agency, Gillis Insurance Inc, CHI Insurance Agency Inc.. This directory lists 15 landlord insurance agents serving Holyoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Dowd Insurance Agencies & Dowd Financial Services | 14 Bobala Rd | (413) 538-7444 |
| 2 | Lawler Insurance Agency | 1 Main St | (413) 532-0305 |
| 3 | Gillis Insurance Inc | 290 High St | (413) 536-1294 |
| 4 | CHI Insurance Agency Inc. | 416 Main St | (413) 536-2685 |
| 5 | Rewarding Insurance Agency | 284 Maple St Suite 1 | (413) 359-2771 |
| 6 | Goss & McLain Insurance Agency, Inc. | 59 Bobala Rd | (413) 534-7355 |
| 7 | Webber and Grinnell Insurance, an Alera Group Company | 98 Lower Westfield Rd #301 | (413) 536-8380 |
| 8 | Chase Clarke Stewart & Fontana Insurance | 59 Bobala Rd | (413) 788-4531 |
| 9 | Bresnahan Insurance Agency, Inc. | 100 Whiting Farms Rd | (413) 536-0536 |
| 10 | Estrella Insurance | 580 Appleton St | (413) 306-5739 |
The Dowd Insurance Agencies & Dowd Financial Services serves the Hampden County area from Holyoke, MA, providing landlord insurance agent services. This agency helps property owners secure coverage for rental dwellings, addressing risks such as property damage and liability. Policies can be tailored to protect residential income properties within the region. Specific services it offers include vacancy insurance and loss of rent coverage.
Lawler Insurance Agency provides landlord insurance solutions for property owners in Holyoke, Massachusetts. Its services include protection plans that cover potential rental income loss and liability exposures associated with managing leased buildings. Clients can obtain maintenance plan options designed to help safeguard their investments from unforeseen damages. The agency supports coverage for a variety of property types, including single-family homes, multi-unit apartment buildings, retail spaces, and local restaurants.
Gillis Insurance Inc serves homeowners and property managers in Holyoke, Massachusetts who are seeking coverage for their rental properties. This agency offers landlord insurance policies designed to protect income-generating real estate from common risks. Clients can discuss their specific property needs and obtain quotes for various dwelling types. The company also provides assistance to those managing single-family homes or multi-unit apartment buildings. Gillis Insurance Inc extends its insurance services to landlords and property owners located throughout the neighboring city of Springfield and surrounding areas of Hampden County.
CHI Insurance Agency Inc. provides a full range of landlord insurance services in the Holyoke, Massachusetts area, crafting policies that protect rental property investments against common risks. It helps property owners secure coverage for liability, property damage, and income loss, then offers ongoing policy maintenance and periodic coverage reviews to adapt to changing market conditions. The agency serves clients owning diverse property types including single-family homes, apartments, retail spaces, and restaurants.
Rewarding Insurance Agency serves Holyoke, Massachusetts, and the surrounding communities in the Pioneer Valley, handling landlord insurance policies for residential and commercial rental properties. This firm specializes in protecting property owners from common risks such as property damage, liability claims, and lost rental income. It typically approaches each client's situation by assessing the specific type of rental property involved and then comparing coverage options from multiple insurers to find a balanced policy.
Goss & McLain Insurance Agency, Inc. in Holyoke, MA offers both one-time landlord policies for specific property needs and recurring annual plans to ensure continuous coverage. Their policies typically protect rental properties from common perils such as fire damage, liability claims from tenants, and loss of rental income during repairs. They explain how each coverage type responds to different property risks and lease situations. Service runs on a one-time, scheduled, or as-needed basis to match each client’s changing portfolio size and renewal dates.
Webber and Grinnell Insurance, an Alera Group Company, in Holyoke, MA, offers specialty coverage tailored for rental property owners, including protection for multi-family dwellings and single-family rentals. It also provides general landlord liability policies to safeguard against property damage and tenant-related claims. As a local agent, it helps landlords navigate coverage options that address specific seasonal concerns, such as winter freeze damage from burst pipes or liability issues arising from snow removal accidents on rental properties.
As winter snow and ice recede in Holyoke, landlords often discover hidden roof, gutter, or foundation damage from months of harsh weather. Chase Clarke Stewart & Fontana Insurance provides landlord insurance agent services to property owners seeking coverage for such seasonal maintenance risks, loss of rental income, and liability protection. The agency helps landlords review policies ahead of spring leasing cycles, addressing typical concerns like tenant turnover repairs and weather-related claims. An initial assessment of current coverage is conducted to identify potential gaps before any property inspection begins.
Bresnahan Insurance Agency, Inc. assists property owners in managing complex insurance needs for their residential rental properties in Holyoke. The agency provides endorsements for liability and property damage tailored specifically for landlord policies. Additional coverage selections may include loss of rental income protection and coverage against vandalism or tenant damage. Commercial clients with different property types are also accommodated. The agency serves sectors such as office spaces, warehouses, and food service operations.
Estrella Insurance serves residential landlords in Holyoke, Massachusetts, offering policies tailored to protect rental properties and their owners. Commercial landlord coverage is also available for multi-unit buildings and small apartment complexes. They serve property owners throughout Holyoke and the surrounding Hampden County area. Account managers provide detailed policy reviews for new clients and remain accessible for questions between regular renewal periods, ensuring that routine follow-up and repeat service are handled promptly.
What Does a a Landlord Insurance Agent in Holyoke Cost?
In Massachusetts landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Holyoke you might pay between 800 and 1500 dollars per year. Costs depend on property value location number of units and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Holyoke
Landlord insurance agents in Holyoke Massachusetts help property owners protect their rental investments with tailored coverage. Massachusetts law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain how state specific rules like lead paint liability and snow removal risks affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Holyoke Massachusetts?
Landlord insurance typically covers property damage liability and loss of rental income. In Massachusetts policies can also include coverage for lead paint claims and ice dam damage which are common in Holyoke winters.
Is landlord insurance required by law in Massachusetts?
Massachusetts state law does not require landlord insurance. However most mortgage lenders for rental properties will require a landlord policy. Without it you could be personally liable for tenant injuries or property damage.
How do Holyoke agents handle Massachusetts lead paint regulations?
Massachusetts has strict lead paint laws for homes built before 1978. A Holyoke landlord insurance agent can help you get lead liability coverage. This is important because Massachusetts law holds landlords responsible for lead hazards even if they did not cause them.
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