The top-rated landlord insurance agent in Metairie, Louisiana is Nora Vaden Holmes - State Farm Insurance Agent, rated 5.0 stars across 2,524 reviews. Other highly rated options include Granen Insurance, Michael Dunbar Insurance, Archangel Insurance. This directory lists 20 landlord insurance agents serving Metairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nora Vaden Holmes - State Farm Insurance Agent | 117 Metairie Lawn Dr | (504) 831-0002 |
| 2 | Granen Insurance | 3005 Harvard Ave # 101 | (504) 541-5777 |
| 3 | Michael Dunbar Insurance | 3445 N Causeway Blvd #313 | (985) 607-4949 |
| 4 | Archangel Insurance | 3527 Ridgelake Dr STE 200 | (504) 290-0650 |
| 5 | Expert Insurance Services | 649 Papworth Ave Suite 200C | (504) 835-1602 |
| 6 | Dan Burghardt Insurance Agency | 3008 David Dr | (504) 455-7283 |
| 7 | Premiere Metro Group | 3106 Cleary Ave | (504) 780-9980 |
| 8 | Daniel Rahman Agency | 6660 Riverside Dr STE 100 | (504) 356-0003 |
| 9 | Gulf Region Insurance | 433 Metairie Rd #315 | (504) 315-4536 |
| 10 | TWFG Landeche Insurance | 3500 N Causeway Blvd Ste 160 | (504) 228-7184 |
Nora Vaden Holmes - State Farm Insurance Agent serves Metairie and surrounding areas in Louisiana, specializing in landlord insurance coverage. This agent helps property owners protect rental homes and multi-unit dwellings against common risks like fire damage and liability claims. Customized policies manage income loss if a dwelling becomes uninhabitable. Coverage also extends to structures such as fences and sheds. Offering guidance on liability protection for tenant injuries, the agency handles property damage and loss of rent insurance specifically tailored for local residential landlords.
Granen Insurance serves landlords, property managers, and small business owners who need coverage for rental properties in the Metairie area. It focuses on policies that protect against property damage, liability claims, and loss of rental income. The agency helps clients understand what their policies cover and how to file claims when necessary. Its work supports the local rental market in Jefferson Parish. The company also provides landlord insurance services to property owners in nearby Kenner and the broader New Orleans metro region.
Michael Dunbar Insurance serves Metairie, Louisiana, and the surrounding communities, handling property coverage specifically for landlords. The agency provides policies that protect rental properties from common risks such as fire, storm damage, and liability claims. Its work involves tailoring each policy to the unique needs of the rental owner, whether for a single-family home or a small multi-unit building. The company approaches a typical job by first reviewing the property details to identify specific exposures, then matching those risks with appropriate coverage options from its available carriers.
When seasonal storms make rent-ready properties vulnerable in Metairie, Archangel Insurance provides landlord insurance agent services to reduce exposure to liability claims and repair costs. This company evaluates owner-occupied and investment units, tailoring coverage for rental income interruption or tenant damage. A typical first engagement includes an inspection of the insured property to document existing conditions and discuss deductible options.
Expert Insurance Services in Metairie, LA, offers specialized landlord insurance coverage for residential and commercial rental properties. Its work includes advising property owners on appropriate liability limits and dwelling protection, assessing unique risks associated with local rental units, and tailoring policies for single-family homes or multi-unit buildings. These agents assist with the complex task of ensuring adequate coverage for both the structure and lost rental income. A common seasonal concern it helps landlords address is the increased liability exposure during extended vacancies that often occur over the slower summer moving season.
Dan Burghardt Insurance Agency provides landlord insurance coverage for rental properties in Metairie, Louisiana. Its service includes policy consultations to match landlords with appropriate protection plans and periodic coverage reviews to account for changing property values or rental market conditions. Claims assistance is offered to help property owners navigate the process after property damage or liability incidents. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Landlord insurance from Premiere Metro Group can be arranged for either a single property or for an entire portfolio of rental units, with coverage tailored to protect buildings and mitigate liability risks in the Metairie area. Policies address common exposures such as property damage, loss of rental income, and legal defense costs from tenant incidents. Consultations help identify appropriate policy structures for individual rental situations. Their service model operates primarily on an as-needed basis, allowing landlords to adjust coverage when properties change.
Daniel Rahman Agency works with property owners throughout Metairie, LA, to structure insurance coverage that addresses the specific risks of leasing residential units. The agency also specializes in endorsements that fill common gaps in standard policies, such as loss of rental income protection and coverage for damage caused by tenant negligence. This approach allows the firm to serve commercial sectors including offices, warehouses, and food service properties.
Gulf Region Insurance, based in Metairie, LA, provides landlord insurance services for residential rental properties, including single-family homes and small apartment buildings. The agency also handles commercial coverage for larger multi-unit complexes and retail spaces. Serving the greater New Orleans area and surrounding parishes, its agents assist landlords in managing property risks and securing appropriate policies. After the initial placement of coverage, the company follows up with clients between regular renewal visits to address any changes in property occupancy, renovations, or tenant-related concerns.
What Does a a Landlord Insurance Agent in Metairie Cost?
The cost of landlord insurance in Metairie Louisiana typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. A basic policy for a single family rental might cost 800 to 1500 dollars per year while higher value properties or those in flood zones can cost 2000 dollars or more. Premiums depend on the propertys age location deductible and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Metairie
Landlord insurance agents in Metairie Louisiana help rental property owners secure coverage that protects against property damage liability and lost rental income. Louisiana law requires landlords to maintain certain safety standards and insurance can help cover legal costs if a tenant sues for negligence. Local agents understand the risks from hurricanes and flooding that are common in the greater New Orleans area.
Frequently Asked Questions
What does landlord insurance cover in Metairie Louisiana?
Landlord insurance typically covers the building structure liability protection for injuries on the property and loss of rental income if the unit becomes uninhabitable. Flood damage is not included in standard policies and must be purchased separately through the National Flood Insurance Program.
Is landlord insurance required by law in Louisiana?
Louisiana law does not require landlords to carry insurance but most mortgage lenders require it. Without insurance a landlord may be personally liable for damages from hurricanes fires or tenant injuries. Many lease agreements also include a clause requiring the landlord to maintain property insurance.
How do landlord insurance agents in Metairie help with hurricane coverage?
Agents can help you understand windstorm deductibles and recommend policies that include named storm coverage. Louisiana has a high risk of hurricane damage so agents often advise adding replacement cost coverage for the building and contents. They can also explain the Louisiana Citizens Property Insurance Corporation as a last resort option.
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