The top-rated landlord insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Terry Romero Wofford - State Farm Insurance Agency, Ideal Insurance, LLC, TSL Insurance Group. This directory lists 20 landlord insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 3 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 4 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 5 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 6 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 7 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
| 8 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 9 | Roane Insurance Agency, Inc. | 419 Rena Dr | (337) 981-6979 |
| 10 | Select Risk Insurance Group | 200 W Congress St Suite 9300 | (337) 504-3354 |
Leauxcal Insurance Agency, LLC serves landlords throughout Lafayette Parish and the surrounding areas, specializing in property protection for residential and commercial rental owners. This agency focuses on securing coverage tailored to mitigate unique risks associated with leasing properties, including liability and building damage claims. Common policies address issues such as tenant-related incidents and weather-related property losses common to south Louisiana. Its specific services include landlord liability insurance and rental dwelling coverage for single-family and multi-unit properties in the Lafayette metro area.
Terry Romero Wofford - State Farm Insurance Agency provides a full range of landlord insurance coverages, including property protection and liability options tailored for rental property owners in Lafayette, LA. The agency helps landlords secure policies that address damage, loss of rental income, and hazard exposure for residential and commercial units. Its service approach includes regular coverage reviews and claims assistance to manage ongoing maintenance and risk. The agency insures single-family homes, apartments, retail spaces, and restaurants.
Ideal Insurance, LLC serves landlords and property managers in Lafayette, LA, offering tailored insurance coverage for residential rental properties and small commercial buildings. Their services help protect against property damage, liability claims, and loss of rental income. The agency assists clients in understanding policy options specific to local regulations and weather risks common to south Louisiana. Ideal Insurance also covers property owners located in the neighboring Broussard community and surrounding areas of the Lafayette metropolitan region.
TSL Insurance Group serves Lafayette, Louisiana, and the surroundingcommunities, offering landlord insurance policies for residential and commercial rental properties. It handles coverage for property damage, liability protection, and loss of rental income during repairs. For each client, the agency conducts a careful assessment of the property’s value and occupancy risks to tailor the policy accordingly. This approach ensures that coverage limits and deductibles match the specific needs of the rental investment.
Liggio Insurance Agency focuses on crafting tailored landlord insurance policies in Lafayette, Louisiana. It covers property damage and liability protection for residential rental units. The agency also guides local property owners through general insurance needs and risk management strategies. By specializing in the area’s unique weather patterns, it assists landlords with securing policies that address hurricane wind damage and flooding concerns during peak storm season.
Homeowners managing rental properties with occasional vacancies can choose one-time plans for a specific policy, while those with permanent tenants typically require recurring coverage for continuous liability and property protection. As a landlord insurance agent in Lafayette, LA, the agency procures policies that shield against rental income loss, building damage, and liability claims from tenants or visitors. Service schedules are arranged on an as-needed or annual renewal basis, depending on the client's preference and lease duration.
Core Insurance Solutions connects property owners in Lafayette, LA with landlord insurance policies that address common rental risks such as property damage and liability claims. Its specialized add-ons can extend coverage to include loss of rental income following a covered event or protection against equipment breakdown. The agency also offers tailored insurance solutions for commercial sectors, including offices, warehouses, and food service establishments.
Kastner Insurance Group LLC provides residential landlord insurance services for property owners in Lafayette, LA. The agency also offers commercial coverage policies tailored for rental properties and multi-unit dwellings. Serving the greater Lafayette area, the team assists both new and existing landlords in securing appropriate protection. Clients typically reach out before a new tenant moves in and continue to return for periodic policy reviews between routine visits.
With spring storms threatening properties across Lafayette, Roane Insurance Agency, Inc. helps local landlords secure coverage that addresses weather-related damage and liability concerns. As a landlord insurance agent, this firm assists property owners in navigating policies that protect rental income and structural assets. Their process typically begins with a thorough review of the property’s current condition and risk exposure, followed by an initial in-person assessment of the premises.
Select Risk Insurance Group in Lafayette, LA is known as a dedicated landlord insurance agent, serving property owners who rent residential or commercial spaces. Their services typically include coverage for dwelling damage, liability protection, and loss of rental income. The company helps local landlords manage the unique risks associated with tenant-occupied properties in the Lafayette area. To support property owners further, Select Risk Insurance Group can also add on coverage for vandalism or tenant damage as needed.
What Does a a Landlord Insurance Agent in Lafayette Cost?
The cost of landlord insurance in Louisiana typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Lafayette, annual premiums often fall between 800 and 2,500 dollars depending on the property value, location, and coverage limits. Factors like the age of the property, proximity to the coast, and the deductible you choose will affect your rate. This is general information and not insurance advice.
About landlord insurance agents in Lafayette
Landlord insurance agents in Lafayette Louisiana help rental property owners protect their investments with specialized policies. Louisiana law requires landlords to maintain certain property standards, and a local agent can explain how liability coverage and dwelling protection apply to your specific rental units. These agents understand the unique risks of the Lafayette market, including hurricane and flood exposure.
Frequently Asked Questions
What does landlord insurance cover in Lafayette Louisiana?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Louisiana, policies often exclude flood damage, so you may need a separate flood policy from the National Flood Insurance Program.
Is landlord insurance required by law in Louisiana?
Louisiana law does not require landlord insurance, but most mortgage lenders will require it. Without coverage, you could be personally liable for property damage or tenant injuries on your rental property.
How do I find a qualified landlord insurance agent in Lafayette?
Look for agents who hold a Louisiana property and casualty license and have experience with rental properties. You can verify an agents license through the Louisiana Department of Insurance website.
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