The top-rated landlord insurance agent in Baton Rouge, Louisiana is The Root Agency, rated 4.9 stars across 363 reviews. Other highly rated options include Gama Insurance Agencies, Chabert Insurance of Baton Rouge, The Highland Insurance Group. This directory lists 20 landlord insurance agents serving Baton Rouge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Root Agency | 8676 Goodwood Blvd Ste 303 | (225) 926-0160 |
| 2 | Gama Insurance Agencies | 5185 S Sherwood Forest Blvd | (225) 963-6383 |
| 3 | Chabert Insurance of Baton Rouge | 3888 S Sherwood Forest Blvd T | (225) 395-4000 |
| 4 | The Highland Insurance Group | 8235 YMCA Plaza Dr Suite 200 | (225) 408-1630 |
| 5 | Insurance Network of Louisiana | 4606 Bluebonnet Blvd | (225) 293-0450 |
| 6 | The Louisiana Insurance Center | 5432 Superior Dr A Suite A | (225) 233-6861 |
| 7 | Insurance & Financial Services, Inc | 3466 Drusilla Ln Suite A | (225) 296-0226 |
| 8 | Independent Insurance Agents | 18153 E Petroleum Dr | (225) 819-8007 |
| 9 | Lewis Mohr Insurance Agency | 11051 Coursey Blvd | (225) 293-1086 |
| 10 | Airline Insurance LLC | 11747 Wentling Ave | (225) 926-2999 |
The Root Agency serves the Baton Rouge, Louisiana metro area as a landlord insurance agent. It arranges coverage policies specifically designed for residential rental property owners and commercial landlords. These policies help protect rental income streams and provide liability safeguards against tenant-related claims. The agency also assists property owners in understanding required coverage amounts based on local rental regulations and building values. Specific services it handles in this area include loss-of-rent insurance and property damage liability policies for multi-unit dwellings.
Gama Insurance Agencies provides a range of services for Baton Rouge property owners, focusing on protecting income streams from leased real estate. Its typical plans cover liability, property damage, and loss of rent, helping clients manage maintenance risks and tenant-related claims. The company assists landlords in reviewing policy terms to ensure adequate coverage for their specific holdings. Gama Insurance Agencies services single-family homes, apartments, retail spaces, and restaurants.
Chabert Insurance of Baton Rouge serves landlords and property managers needing coverage for rental dwellings in the area. Its landlord insurance agents help clients secure policies that protect against property damage, liability claims, and lost rental income. The company assists with customizing coverage for single-family homes, duplexes, or multifamily apartment buildings. Supporting property owners throughout East Baton Rouge Parish, it also extends its services to neighboring communities such as Denham Springs and the greater Capital Region metro area.
The Highland Insurance Group serves the Baton Rouge area and its surrounding communities, handling specialized landlord insurance policies for property owners. This company addresses the unique coverage needs of rental properties, including protection for dwelling structures, liability risks, and income loss from tenant vacancies. Their approach to a typical job involves a thorough risk assessment customized to each client’s portfolio, ensuring all property-specific exposures are examined before tailoring a policy to match those requirements.
Insurance Network of Louisiana in Baton Rouge distinguishes between one-time landlord insurance policies and recurring coverage options to accommodate varying property management needs. Their landlord insurance plans typically protect rental structures against fire, wind, and liability claims arising from tenant incidents. Coverage also extends to loss of rental income during property repairs. Property owners can schedule their service on a one-time, scheduled, or as-needed basis to address specific policy updates or claims.
The Louisiana Insurance Center specializes in crafting landlord insurance policies for residential and commercial rental properties in Baton Rouge. Its general agency work includes risk assessments and coverage reviews tailored for property owners seeking financial protection. This expertise becomes essential during seasonal hurricane threats, when ensuring adequate wind and flood coverage helps safeguard rental investments against unpredictable storm damage.
As storm season nears in Baton Rouge, property owners face increased risk of weather-related damage to rental units. Insurance & Financial Services, Inc helps landlords assess their coverage needs for residential and commercial rental properties. Their agency focuses on policies that address typical liability and property concerns specific to landlord real estate in the Louisiana market, considering local building types and tenant turnover patterns. They conduct a thorough review of each property's current insurance before suggesting appropriate options, always beginning with an inspection or an initial coverage assessment.
Independent Insurance Agents in Baton Rouge, LA provides residential landlord insurance for property owners seeking coverage for rental homes and apartments. The agency also offers commercial landlord insurance for larger multi-unit buildings or mixed-use properties in the Baton Rouge area. Their services are available across the broader local region, helping landlords protect their investments from liability and property damage claims. Between regular policy cycles, the agency follows up to address any changes in property use or tenant status.
Lewis Mohr Insurance Agency in Baton Rouge, LA, works with property owners to secure coverage that protects rental buildings and investment properties. Its landlord insurance agent services focus on policies tailored for residential landlords, including options for liability and property damage. For additional protection, it can arrange add-ons for loss of rental income and vandalism coverage. The agency serves commercial sectors such as offices, warehouses, and food service operations.
Airline Insurance LLC in Baton Rouge, LA, is known for providing landlord insurance agent services that help property owners manage their investment risks. The company offers coverage tailored to residential and commercial rental properties in the region. Standard policies typically address dwelling protection, liability claims, and loss of rental income. For properties leased to tenants, airline insurance LLC can add on coverage for vandalism or tenant-caused damage.
What Does a a Landlord Insurance Agent in Baton Rouge Cost?
Landlord insurance in Louisiana typically costs between 25 and 50 percent more than standard homeowners insurance due to storm and flood risks. For a single family rental property in Baton Rouge annual premiums often range from 1,200 to 3,000 dollars depending on property value location and coverage limits. Higher risk areas near the Mississippi River may see premiums above 4,000 dollars. This is general information and not insurance advice.
About landlord insurance agents in Baton Rouge
A landlord insurance agent in Baton Rouge helps property owners protect their rental investments with tailored policies. Louisiana law requires landlords to maintain certain coverages for liability and property damage, especially in flood prone areas. Local agents understand the unique risks of Baton Rouge including hurricane season and tenant liability issues.
Frequently Asked Questions
What does a landlord insurance agent in Baton Rouge do?
A landlord insurance agent helps rental property owners find policies that cover dwelling damage liability and loss of rental income. They assess your specific property type and location to recommend appropriate coverage limits. Agents also explain Louisiana specific requirements such as flood insurance mandates in high risk zones.
Is landlord insurance required by law in Louisiana?
Louisiana does not legally require landlord insurance but most mortgage lenders mandate it. Without coverage you could face major financial loss from fire storm or tenant injury claims. A local agent can help you meet lender requirements and avoid gaps in protection.
How does Louisiana hurricane risk affect landlord insurance costs?
Louisiana hurricane risk significantly raises premiums especially for properties in Baton Rouge near flood zones. Many policies exclude flood damage so separate flood insurance is often needed. Your agent can help you compare deductibles and windstorm coverage options.
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