The top-rated landlord insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 landlord insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves Waipahu and the broader Honolulu County area. The agency provides landlord insurance policies designed to protect rental property investments. Coverage typically includes dwelling protection, liability coverage, and loss of rental income benefits. Policies can also cover structures like fences and sheds on the property. Common services involve helping property owners assess necessary coverage levels. The agent assists with filing property damage claims and advising on liability risk mitigation for residential rentals.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides landlord insurance services designed to protect property owners from financial losses due to tenant damages, liability claims, and income interruption. The agency offers assistance with customizing coverage plans that address routine property maintenance needs and unexpected repair scenarios. Clients may discuss policy options to manage risks associated with rental properties. The company services various property types including single-family homes, apartments, retail spaces, and restaurants.
Property managers and individual landlords in the Waipahu area rely on Valerie Bruner at Comparion Insurance Agency for tailored landlord insurance solutions. The agency provides essential coverage for rental properties, including protection against property damage, liability, and potential loss of rental income. Serving both single-family homes and larger multifamily buildings, they help clients manage the unique risks of being a landlord in this growing market. Their service area also extends to neighboring communities in the Ewa Beach and Kapolei region.
Kendrick Nishiguchi at Comparion Insurance Agency offers both one-time and recurring service options for landlord insurance needs. Their coverage can protect rental properties in Waipahu and the surrounding area from common risks. A landlord insurance agent works to find appropriate policies for property owners renting out homes. This agency provides service on a one-time, scheduled, or as-needed basis to accommodate different property management schedules.
Susan Santos - State Farm Insurance Agent in Waipahu, HI, specializes in landlord insurance policies tailored for rental property owners in the area. It provides general insurance services covering property protection, liability coverage, and loss of rental income for residential landlords. The agency assists clients with navigating claims and policy adjustments to meet local housing regulations. Ahead of Hawaii’s rainy season, it helps landlords secure coverage against storm damage, flooding, and tenant-related disputes that frequently arise during wetter months.
Dawn Mira-Whitson: Allstate Insurance works with property owners who need protection for rental dwellings, specializing in landlord insurance policies available in Waipahu. This agency assists clients with tailored coverage options such as loss of rental income protection. These policies also address specific risks common to landlords, including tenant damage. The services extend to owners of diverse commercial properties, serving sectors like offices, warehouses, and food service.
As the rainy season approaches in Waipahu, property owners seek reliable coverage against weather-related damage to their rental units. Ricky Bonilla: Allstate Insurance offers landlord insurance policies designed to protect residential investments from these common seasonal risks. Their agency understands the specific liabilities of leasing property in Hawaii, including potential tenant issues and structural maintenance concerns. An initial consultation begins with a property inspection to assess individual coverage needs and identify any vulnerable areas of the home before issuing a policy.
Deborah Sumulong at Comparion Insurance Agency provides residential landlord insurance services in Waipahu, HI, tailoring coverage for rental properties such as single-family homes and small multi-unit dwellings. The agency also offers commercial policies for larger rental complexes and serves clients throughout the surrounding Oahu area. Policies are structured to protect against common landlord risks like property damage, liability claims, and loss of rental income. The agent can follow up after claims or policy changes and be available for repeat service between regular policy visits to address evolving coverage needs.
Leilani Yee at Comparion Insurance Agency is known for providing landlord insurance solutions in Waipahu, HI. The agency serves property owners who rent out residential units, offering coverage that addresses common risks such as property damage and liability claims. Policies can be tailored to fit single-family homes, duplexes, or small multi-unit buildings in the local area. A specialty service it can add on is coverage for loss of rental income during necessary repairs after a covered event.
What Does a a Landlord Insurance Agent in Waipahu Cost?
Typical landlord insurance in Hawaii costs between 25 and 50 percent more than standard homeowners insurance. For a single family rental in Waipahu you might pay 1,200 to 2,500 per year depending on coverage limits and deductibles. Properties near the coast or in high lava zones may cost more. This is general information not insurance advice.
About landlord insurance agents in Waipahu
A landlord insurance agent in Waipahu Hawaii helps property owners find coverage that meets state specific requirements. Hawaii law does not require landlord insurance but mortgage lenders often do. Agents can explain how local risks like volcanic activity or hurricane exposure affect your policy.
Frequently Asked Questions
What does a landlord insurance agent in Waipahu do?
A landlord insurance agent helps you compare policies from different carriers. They explain coverage for dwelling liability and loss of rental income. They also advise on Hawaii specific exclusions like flood or lava damage.
Is landlord insurance required by law in Hawaii?
No Hawaii state law does not require landlord insurance. However your mortgage lender may require a policy. Also condominium associations often have minimum coverage rules for owners who rent their units.
How long does it take to get a landlord insurance policy in Waipahu?
Most policies can be issued within one to three business days. The agent will need details about your property including its age location and rental history. Some carriers may require a property inspection before binding coverage.