The top-rated landlord insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Kauai Rentals and Real Estate. This directory lists 18 landlord insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Kauai Rentals and Real Estate | 4253 Rice St Suite B | (808) 245-3343 |
| 5 | Kauai Vacation Rentals & Real Estate, Inc | 3-3311 Kuhio Hwy | (808) 245-8841 |
| 6 | Island Rentals & Real Estate | 3501 Rice St Suite 2023 | (808) 822-1049 |
| 7 | OneMain Financial | 4370 Kukui Grove St #104 | (808) 245-5611 |
| 8 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 9 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 10 | Kauai Estate Law, LLLC | 4334 Rice St # 202 | (808) 245-9991 |
Yukimura & Associates: Allstate Insurance serves landlords in Lihue, Kauai, providing property coverage for rental dwellings within the island community. The agency assists property owners in protecting their income streams against tenant-related damages and unexpected liability claims common in Hawaii’s hospitality-driven rental market. Policies are tailored to address the unique risks of short-term vacation rentals and long-term residential leases in the area. It handles loss of rent protection and landlord liability insurance for local rental properties.
Adam Smith - State Farm Insurance Agent in Lihue, HI serves local homeowners, property managers, and small business owners who need coverage for rental properties. The agency provides landlord insurance policies that help protect against common risks such as property damage, liability claims, and loss of rental income. Each client receives personalized attention to find a plan that matches their specific property needs and portfolio size. The company also extends its services to clients in Kapaa and other communities throughout Kauai County.
Serving Lihue and the surrounding communities on Kauai, Skip Koenig’s State Farm Insurance office handles landlord insurance policies for rental property owners. They manage coverage for property damage, liability protection, and loss of rental income. When managing a typical claim, the agency works directly with the property owner to review the policy details and then coordinates with the adjuster to process the documentation efficiently.
Kauai Rentals and Real Estate provides comprehensive landlord insurance services, including liability coverage and property protection solutions for rental properties. The company offers ongoing account management and policy reviews to adapt to changing local regulations and market conditions. Clients receive guidance on loss prevention measures relevant to island properties. The agency maintains clear communication regarding coverage options and policy updates throughout the term. Their services encompass single-family homes, apartment complexes, retail spaces, and restaurants across Lihue.
Kauai Vacation Rentals & Real Estate, Inc provides landlord insurance agent services in Lihue, HI, offering a distinction between a one-time policy review for short-term properties and recurring consultation for long-term rental management. Coverage typically addresses damage from tropical weather, tenant liability, and loss of rental income. Service is available on a scheduled basis, with policies adjusted during lease renewals and periodic inspections.
Island Rentals & Real Estate in Lihue specializes in landlord insurance for vacation rental and long-term property owners. It tailors coverage to address the unique risks of managing residential units on Kauai. The agency guides clients through policy selection for property protection and liability. A primary concern it addresses each hurricane season is securing adequate windstorm and flood coverage for coastal rental properties.
With heavy winter rains increasing the risk of property damage in Lihue, OneMain Financial assists local landlords in reviewing coverage for rental units. As a landlord insurance agent, the company helps property owners address policies that protect against liability and structural issues common to island homes. Every new client relationship begins with a thorough discussion of the specific property layout followed by a detailed inspection of the rental to identify potential hazards before any policy is finalized.
Punua Insurance offers residential landlord insurance for property owners in Lihue, Hawaii, along with commercial coverage tailored for rental portfolios across Kauai. They understand the unique risks of island property management, from weather exposure to tenant turnover, helping landlords protect their investments with appropriate policy options. Follow-up service is available between regular visits to discuss any changes in property occupancy or local regulations.
For over one hundred years, the professionals at Eric Kaneda - State Farm Insurance Agent in Lihue, HI have guided landlord insurance agent work to protect property investments in the area. This includes customizing coverage for structures, liability, and loss of rental income. The firm can serve commercial sectors such as offices, warehouses, and food service establishments with tailored policy solutions.
Kauai Estate Law, LLLC is a Lihue, HI agency known for helping property owners secure appropriate landlord insurance coverage tailored to rental properties on the island. The firm assists clients with policies that guard against common risks such as tenant damage, liability claims, and loss of rental income. It also offers guidance on additional coverage for vacant units or short-term vacation rentals, a specialty service for landlords managing seasonal occupancy.
What Does a a Landlord Insurance Agent in Lihue Cost?
The cost of landlord insurance in Hawaii typically ranges from $800 to $2,500 per year for a single family rental property. Factors that affect price include property location, age of the home, rental amount, and coverage limits. Policies in Lihue may cost more due to hurricane exposure and higher replacement costs. This is general information and not insurance advice.
About landlord insurance agents in Lihue
A landlord insurance agent in Lihue can help you protect your rental property with the right coverage. Hawaii law requires landlords to maintain certain safety standards and liability protections. An agent familiar with Kauai can guide you through local risks like hurricane exposure and volcanic activity.
Frequently Asked Questions
What does a landlord insurance agent in Lihue do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They can explain Hawaii specific requirements like hurricane deductibles and flood insurance needs.
Is landlord insurance required by law in Hawaii?
Hawaii does not legally require landlord insurance, but most mortgage lenders and property management companies will require it. Without it, you may be personally liable for damages or legal claims from tenants.
How do I find a landlord insurance agent in Lihue?
You can search online for independent agents in Lihue or ask local real estate professionals for referrals. Make sure the agent has experience with Hawaii rental properties and understands local risks like termite damage and hurricane season.