The top-rated landlord insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Title Guaranty Kona. This directory lists 10 landlord insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Title Guaranty Kona | 75-5660 Kopiko St B3 | (808) 329-6666 |
| 5 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 6 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 7 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 8 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 9 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 10 | Pyramid Insurance - Kona | 75-5591 Palani Rd Suite 2001 | (808) 527-7667 |
What Does a a Landlord Insurance Agent in Kailua-Kona Cost?
Landlord insurance in Hawaii typically costs between 15 and 25 percent more than standard homeowners insurance due to island risks. For a single-family rental in Kailua-Kona, annual premiums often range from 1,200 to 2,500 dollars. Costs vary based on property value, location, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Kailua-Kona
Landlord insurance agents in Kailua-Kona help property owners protect rental homes and condos. Hawaii law requires landlords to maintain dwelling coverage and liability protection. Local agents understand risks like volcanic activity and hurricane exposure specific to the Big Island.
Frequently Asked Questions
What does landlord insurance cover in Kailua-Kona?
Landlord insurance typically covers the dwelling structure, loss of rental income, and liability. In Hawaii, policies often exclude flood and earthquake damage, so separate coverage may be needed.
Is landlord insurance required by law in Hawaii?
Hawaii does not legally require landlord insurance. However, mortgage lenders usually mandate dwelling coverage. Local agents can help you meet lender requirements and protect your investment.
How do I choose a landlord insurance agent in Kailua-Kona?
Look for an agent licensed in Hawaii who specializes in rental properties. Ask about their experience with condominium associations and vacation rentals, which are common in Kailua-Kona.