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HomeLandlord Insurance AgentsCalifornia › Watsonville

Find Landlord Insurance Agents Near You in Watsonville, CA

Browse landlord insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Watsonville, California is Freeway Insurance, rated 4.9 stars across 342 reviews. Other highly rated options include Fernando Lopez - State Farm Insurance Agent, AAA Watsonville Branch, KBK Insurance Agency. This directory lists 16 landlord insurance agents serving Watsonville.

Showing 16 landlord insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1441 Main St Ste 103(831) 287-6764
2Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
3AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
4KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
5Universal Agency Insurance and Tax Service Inc1426 Freedom Blvd STE 101(831) 319-4500
6Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
7Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
8Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
9LIS Insurance Services1469 Freedom Blvd(831) 724-8100
10Farmers Insurance - Derek Diaz30 E 5th St Ste H(831) 319-4623
FI
1441 Main St Ste 103
Freeway Insurance
Landlord Insurance Agent · Watsonville, CA

Freeway Insurance provides residential landlord insurance services in Watsonville, California, helping property owners protect rental homes from common risks. The agency also offers commercial coverage for apartment buildings and multi-unit properties throughout the region, serving landlords with policies tailored to local rental market conditions. Clients may request follow-up policy adjustments or renewals between regular visits, ensuring ongoing coverage as tenant situations or property details evolve.

FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Landlord Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent in Watsonville, California, is a provider of landlord insurance policies designed to protect rental property investments. The agency helps property owners secure coverage for single-family rentals, multi-unit dwellings, and other residential income properties in the local area. This includes protection for the physical structure, lost rental income, and liability risks associated with being a landlord in Watsonville. An add-on specialty service it can provide is guest medical protection for tenant visitors.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Landlord Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves Santa Cruz County and the surrounding metro area with specialized landlord insurance agent services. The agency helps property owners secure coverage tailored to rental dwellings and investment properties in the local market. Landlords in this region benefit from policies that protect against common risks specific to rental units. AAA Watsonville Branch handles tenant liability coverage and loss of rental income protection for residential and commercial rental properties.

KI
1006 Freedom Blvd
KBK Insurance Agency
Landlord Insurance Agent · Watsonville, CA

KBK Insurance Agency provides a full range of landlord insurance services for property owners in Watsonville, CA, including coverage for property damage, liability protection, and loss of rental income. The agency offers policy review and consultation to help landlords maintain appropriate coverage as their properties or tenant situations change. It services single-family homes, multi-unit apartments, retail commercial spaces, and restaurants.

UA
1426 Freedom Blvd STE 101
Universal Agency Insurance and Tax Service Inc
Landlord Insurance Agent · Watsonville, CA

Universal Agency Insurance and Tax Service Inc serves property owners and landlords throughout Watsonville, California, providing policies that protect rental properties against common liabilities and property damage. The agency works with local investors to secure appropriate coverage for residential and commercial rental units, assisting with claims and policy adjustments as needed. It also offers tax preparation services to support property-related financial planning. The agency extends its landlord insurance services to nearby communities such as Freedom and the broader Pajaro Valley area.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Landlord Insurance Agent · Watsonville, CA

Huizar-Albor Insurance Agency Inc.: Allstate Insurance serves Watsonville and its surrounding communities in the Pajaro Valley and Santa Cruz County area, handling coverage needs for local landlords who rent out residential properties. The agency specifically addresses property damage, liability protection, and loss of rental income for these investment properties. It works with landlords to evaluate their exposure from tenant risks and building maintenance issues. To manage a typical job, Huizar-Albor Insurance Agency discusses policy limits and deductible options with the property owner to craft a suitable protection plan.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Landlord Insurance Agent · Watsonville, CA

For those seeking occasional coverage or ongoing protection, a landlord insurance agent in Watsonville, CA, can assist with both single-policy rentals and recurring portfolio management. Coverage options typically include property damage, liability protection, and loss of rental income. Evan Darling - State Farm Insurance Agent offers services that help local property owners secure appropriate policies for their investment properties. Service arrangements are available on an as-needed basis for single policies or through scheduled reviews for landlords with multiple units who require regular assessment and updates.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Landlord Insurance Agent · Watsonville, CA

Farmers Insurance - Rafael Suarez provides specialized landlord insurance services, including property damage coverage and liability protection for rental properties in Watsonville, California. The agency also offers general insurance products to address broader personal and commercial needs. Close to the agricultural areas of the Pajaro Valley, it helps property owners manage risks related to seasonal farmworker tenancy or unanticipated flood damage during the winter rainy season that could affect rental units.

LI
1469 Freedom Blvd
LIS Insurance Services
Landlord Insurance Agent · Watsonville, CA

With winter rains approaching Watsonville, agricultural landlords often face roof and drainage concerns. LIS Insurance Services structures landlord policies to address repair costs from storm damage, tenant accidents, and liability claims common to regional rental properties. Each plan reviews coverage gaps for vacant units or older plumbing systems, ensuring residential and small commercial landlords avoid out-of-pocket expenses during lease disputes. The initial step with this company involves a property walkthrough with the agent to assess specific structural risks and establish appropriate coverage limits.

FI
30 E 5th St Ste H
Farmers Insurance - Derek Diaz
Landlord Insurance Agent · Watsonville, CA

Farmers Insurance - Derek Diaz in Watsonville, CA, provides property coverage for landlords who rent residential or commercial spaces. The agency specializes in supplemental policies useful for local rental property owners, such as liability protection and loss-of-income coverage. These add-ons help safeguard against tenant-related damages and vacancy periods common in this region. Commercial sectors served by this agent include offices, warehouses, and food service establishments, each requiring distinct insurance considerations for their leased properties.

DS
405 Union St
Del Sol Insurance Services
Landlord Insurance Agent · Watsonville, CA
(831) 254-1775
plazavigil.com
AG
217 E Lake Ave Ste 1
Aurelia Gomez Ramirez Insurance Services
Landlord Insurance Agent · Watsonville, CA
(831) 536-5656
agrinsuranceservices.net
FI
445 Union St
Farmers Insurance - Juan Uribe
Landlord Insurance Agent · Watsonville, CA
(831) 319-4024
agents.farmers.com/ca/watsonville/juan-uribe
MH
575 Auto Center Dr
Mcsherry & Hudson: Duke Steven
Landlord Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
FI
116 Martinelli St STE 5
Farmers Insurance - Daniel Youngs
Landlord Insurance Agent · Watsonville, CA
(831) 221-5588
agents.farmers.com/ca/watsonville/daniel-youngs
MS
35 Penny Ln
Mc Sherry & Hudson
Landlord Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com

What Does a a Landlord Insurance Agent in Watsonville Cost?

Landlord insurance costs in California range from 800 to 2500 dollars per year for most single-family rentals. Factors include property age location and coverage limits. Watsonville properties near the coast may have higher rates due to fire and flood risk. This is general information and not insurance advice.

About landlord insurance agents in Watsonville

A landlord insurance agent in Watsonville California helps property owners find policies that cover rental dwellings. California law does not require landlord insurance but most mortgage lenders do require it. Watsonville agents can explain coverage for fire liability and loss of rental income specific to the Central Coast region.

Frequently Asked Questions

What does landlord insurance cover in California?

Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. California agents often recommend adding earthquake coverage for properties in Watsonville.

Is landlord insurance required by California law?

California state law does not require landlord insurance. However most mortgage lenders and property management companies require it. An agent in Watsonville can help you meet these requirements.

How much does landlord insurance cost in Watsonville?

Costs vary based on property value location and coverage limits. In California a typical landlord policy costs 25 to 30 percent more than a standard homeowners policy. Expect to pay between 800 and 2500 dollars per year for most Watsonville rental properties.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.