The top-rated landlord insurance agent in Brawley, California is Fiesta Auto Insurance & Tax Services, rated 5.0 stars across 150 reviews. Other highly rated options include Marianne Fenley - State Farm Insurance Agent, Payless Auto Insurance Broker, Inc., Hart Insurance Center. This directory lists 11 landlord insurance agents serving Brawley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Services | 182 W Main St | (760) 498-1255 |
| 2 | Marianne Fenley - State Farm Insurance Agent | 528 G St | (760) 344-0447 |
| 3 | Payless Auto Insurance Broker, Inc. | 522 Main St | (760) 351-1200 |
| 4 | Hart Insurance Center | 580 S 1st St | (760) 344-1400 |
| 5 | Farmers Insurance - Karen Constable | 455 S 1st St | (760) 344-1563 |
| 6 | Coni Stokely Insurance Services, Inc. | 861 Main St | (760) 344-1700 |
| 7 | Smith-Kandal Insurance & Real Estate | 510 W Main St | (760) 344-2212 |
| 8 | Fred Loya Insurance | 1050 S Brawley Ave # 104 | (760) 351-8722 |
| 9 | Fred Eady Insurance Agency | 204 N Imperial Ave | (760) 344-2205 |
| 10 | Klicka Parker Insurance Brokers | 350 G St | (760) 344-0600 |
Fiesta Auto Insurance & Tax Services serves the Brawley, California area as a landlord insurance agent. The agency provides property owners with insurance policies tailored to rental dwellings, addressing potential liability and property damage concerns. Coverage offerings typically protect against losses from tenant incidents, weather events, and structural issues. For local landlords, the company handles risk management advice and policy adjustments to meet changing rental property requirements.
Marianne Fenley - State Farm Insurance Agent in Brawley, CA, provides landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency assists property owners in understanding their insurance needs and offers annual policy reviews to adjust coverage as circumstances change. Maintenance plans are not offered, but agents can guide clients on risk prevention and policy adjustments. Marianne Fenley’s agency serves owners of single-family homes, apartments, retail spaces, and restaurants.
Payless Auto Insurance Broker, Inc. in Brawley, California offers landlords distinct service options, allowing them to select either a single transaction for a specific need or set up an ongoing arrangement for continuous policy management. Their coverage addresses risks associated with rental property ownership, including building damage and liability protections. Service is provided strictly on an as-needed basis, meaning clients arrange assistance only when they require a policy change, a quote for a new property, or have a coverage question.
Hart Insurance Center serves homeowners, rental property owners, and property managers in Brawley, California, by providing specialized landlord insurance policies. These policies help protect residential and commercial rental properties from common risks such as property damage, liability claims, and loss of rental income. The agency works closely with clients to identify suitable coverage options tailored to individual property needs. Beyond Brawley, Hart Insurance Center also extends its landlord insurance services to the neighboring community of El Centro and the broader Imperial Valley region.
Farmers Insurance - Karen Constable serves landlord insurance clients in Brawley, California, and the surrounding Imperial Valley communities. The agency handles policies that protect rental properties, including coverage for property damage, liability, and loss of rental income. It works with landlords to identify the specific risks tied to their rental units. To handle a typical job, it assesses each property’s unique exposure and recommends a policy that balances necessary protection with cost considerations for the property owner.
Coni Stokely Insurance Services, Inc. in Brawley, CA offers landlord insurance options structured either as a single-policy purchase for a specific property or as an ongoing service with policy reviews and updates throughout the year. Coverage typically protects rental structures, liability, and potential income loss from tenant issues or property damage. Service is provided on an as-needed basis, where clients contact the agency when insuring a new rental property or adjusting an existing policy.
Smith-Kandal Insurance & Real Estate specializes in landlord insurance policies that cover rental property structures, liability protection, and loss-of-rent coverage. Based in Brawley, California, it assists property owners in managing their investment properties by addressing local insurance needs related to maintaining rental dwellings in the Imperial Valley. Expect straightforward consultation on policies. As summer heat increases the risk of air conditioning damage, the company helps landlords secure coverage for mechanical breakdowns during peak cooling seasons.
Fred Loya Insurance provides specialized landlord insurance policies designed to protect rental property investments in Brawley, California. Its general agency work covers a full range of property and liability coverage options for residential rental owners. The team assists with standard policy needs, including dwelling protection and loss-of-rent coverage. Local agents help clients navigate coverage requirements specific to California rental properties. In a desert climate, where summer heat can strain older roofing and HVAC systems, the agency assists landlords in securing policies that address potential seasonal damage from extreme temperatures.
As the Imperial Valley’s intense summer heat can accelerate wear on rental properties in Brawley, Fred Eady Insurance Agency provides landlord insurance agents who help property owners address these local risks. They guide clients through policies that cover typical inland-area concerns such as sudden heat damage and liability for tenant injuries. The agency works closely with landlords to structure coverage that aligns with the unique challenges of the region’s agricultural and desert environment, always beginning with a thorough inspection of the property to identify specific exposures and recommend appropriate protection.
Klicka Parker Insurance Brokers operates in Brawley, California, providing comprehensive protection for residential and commercial property owners. The agency specializes in customized landlord insurance policies, which typically include coverage for property damage, liability, and loss of rental income. To better serve clients, the firm also offers additional endorsements that address specific landlord concerns such as vandalism and natural disaster exposures. This insurance provider can assist with coverage for various commercial properties, including rental offices, warehouses, and food service establishments, tailoring policies to meet distinct operational needs.
What Does a a Landlord Insurance Agent in Brawley Cost?
The cost of a landlord insurance policy in California typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Brawley, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, proximity to fire zones, and the number of units also affect price. This is general information and not insurance advice.
About landlord insurance agents in Brawley
A landlord insurance agent in Brawley California helps property owners find coverage for rental homes and apartments. California law requires landlords to maintain certain liability protections, and an agent can explain policy options for fire, flood, and earthquake risks common in the Imperial Valley. Working with a local agent ensures your policy meets both state regulations and your specific property needs.
Frequently Asked Questions
What does a landlord insurance agent in Brawley do?
A landlord insurance agent helps you find a policy that covers your rental property against damage, liability, and loss of rental income. They review your specific property type and location to recommend appropriate coverage limits. In California, agents must be licensed by the state Department of Insurance.
Is landlord insurance required by law in California?
California law does not require landlord insurance, but most mortgage lenders require it as a condition of the loan. Without it, you could be personally liable for property damage or injuries to tenants. An agent can help you meet lender requirements and protect your assets.
How do California laws affect landlord insurance coverage?
California Civil Code sections 1940 through 1954.1 outline landlord responsibilities for habitability and safety. Landlord insurance can cover legal defense costs if a tenant sues for negligence. Agents in Brawley can also advise on coverage for earthquake damage, which is not included in standard policies.
Landlord Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Baldwin Park · Banning · Beaumont · Bellflower · Benicia · Beverly Hills · Brea