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HomeLandlord Insurance AgentsCalifornia › Bakersfield

Find Landlord Insurance Agents Near You in Bakersfield, CA

Browse landlord insurance agents serving Bakersfield, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Bakersfield, California is Elizabeth Cardenas - State Farm Insurance Agent, rated 5.0 stars across 499 reviews. Other highly rated options include Johnny Williamson - State Farm Insurance Agent, Acceptance Insurance, Omni Safe Insurance Bakersfield. This directory lists 20 landlord insurance agents serving Bakersfield.

Showing 20 landlord insurance agents in Bakersfield, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elizabeth Cardenas - State Farm Insurance Agent5201 California Ave Suite 230(661) 327-0838
2Johnny Williamson - State Farm Insurance Agent915 17th St(661) 324-8700
3Acceptance Insurance3512 Ming Ave Ste A(661) 430-2008
4Omni Safe Insurance Bakersfield3401 Pacheco Rd suite i(661) 381-2200
5Dugan Insurance Services Inc.15007 Oakencroft Dr(661) 343-5414
6Saber Insurance Agency8120 Rosedale Hwy Suite 100(661) 365-0100
7InsureOne Insurance2100 F St(661) 430-2004
8OLIVER INSURANCE AGENCY LLC6300 White Ln suite a(661) 836-6525
9NavSav Insurance - Bakersfield525 H St(661) 322-1888
10Personal Express Insurance5301 Truxtun Ave STE 100(661) 634-4600
EC
5201 California Ave Suite 230
Elizabeth Cardenas - State Farm Insurance Agent
Landlord Insurance Agent · Bakersfield, CA

Elizabeth Cardenas - State Farm Insurance Agent serves the Bakersfield, California metro area, specializing in landlord insurance for residential and commercial property owners. The agency helps landlords protect rental properties against common risks such as fire, theft, and liability claims. Policies typically cover loss of rental income when a unit becomes uninhabitable. Clients can also access coverage for vandalism, water damage, and personal liability protection for property owners.

JW
915 17th St
Johnny Williamson - State Farm Insurance Agent
Landlord Insurance Agent · Bakersfield, CA

Johnny Williamson - State Farm Insurance Agent in Bakersfield, CA delivers a full range of landlord insurance services, including property damage, liability, and loss of rental income coverage. The agency helps property owners create a tailored policy to protect their investment while maintaining a straightforward maintenance and claims assistance plan. Regular policy reviews ensure coverage keeps pace with changing property values and local rental market conditions. This agent serves single-family homes, apartment complexes, retail spaces, and restaurants.

AI
3512 Ming Ave Ste A
Acceptance Insurance
Landlord Insurance Agent · Bakersfield, CA

Acceptance Insurance in Bakersfield, California, is a provider of landlord insurance policies tailored for property owners seeking to protect rental investments. Its service range includes coverage for property damage, liability protection, and loss of rental income from tenant-related issues. The company also addresses common regional risks, such as earthquakes or wildfires, that affect residential and commercial rental properties in Kern County. For an added specialty, landlords can secure additional coverage options like vandalism or equipment breakdown insurance.

OS
3401 Pacheco Rd suite i
Omni Safe Insurance Bakersfield
Landlord Insurance Agent · Bakersfield, CA

Omni Safe Insurance Bakersfield serves property owners and landlords who need coverage for rental dwellings in Bakersfield, California. The company specializes in landlord insurance policies that protect against property damage, liability claims, and lost rental income. Its agents help clients understand coverage options tailored to managing single-family homes or multi-unit properties. Omni Safe Insurance also assists with risk assessment and policy bundling for residential rental portfolios. The agency extends its landlord insurance services to clients in the neighboring community of Oildale within the greater Bakersfield metro area.

DI
15007 Oakencroft Dr
Dugan Insurance Services Inc.
Landlord Insurance Agent · Bakersfield, CA

For property owners in Bakersfield, Dugan Insurance Services Inc. offers both one-time and recurring landlord insurance solutions tailored to different investment strategies. Standard coverage typically protects against property damage, liability claims, and potential loss of rental income. Whether managing a single rental or multiple units, clients can secure essential financial safeguards for their real estate holdings. All services are available on an as-needed basis, allowing landlords to adjust their coverage as their rental portfolio evolves.

SI
8120 Rosedale Hwy Suite 100
Saber Insurance Agency
Landlord Insurance Agent · Bakersfield, CA

As Bakersfield’s hot, dry summers increase the risk of fire damage to rental properties, Saber Insurance Agency provides tailored landlord insurance solutions in the area. The company works with property owners to secure coverage that addresses local hazards like wildfire and drought liability. Their policies focus on protecting landlords from the financial impact of property damage and tenant-related claims common in Kern County. To ensure proper protection, Saber Insurance Agency conducts a detailed initial assessment of each rental property before finalizing a policy.

II
2100 F St
InsureOne Insurance
Landlord Insurance Agent · Bakersfield, CA

InsureOne Insurance serves landlords throughout the Bakersfield, California metro area, offering specialized property coverage tailored to rental property owners. The agency helps clients secure policies that protect against damage from tenants, weather events, and liability claims common in the local market. Landlords in Bakersfield often require robust dwelling coverage, loss of rental income protection, and liability insurance for their investments. InsureOne works with property owners to structure these essential coverages to match individual rental portfolios. The agency routinely handles both single-family rental and multi-unit dwelling insurance policies.

OI
6300 White Ln suite a
OLIVER INSURANCE AGENCY LLC
Landlord Insurance Agent · Bakersfield, CA

OLIVER INSURANCE AGENCY LLC offers residential landlord insurance solutions in Bakersfield, California, plus additional commercial coverage for rental properties and service throughout the local area. Policies protect property owners from tenant-related damages, liability claims, and unexpected vacancy losses. The agency follows up with clients after initial policies are issued, providing adjustments and repeat service between regular visits to match changing rental circumstances.

NI
525 H St
NavSav Insurance - Bakersfield
Landlord Insurance Agent · Bakersfield, CA

NavSav Insurance - Bakersfield serves Bakersfield and the surrounding communities in Kern County, handling tailored landlord insurance policies for rental property owners. It manages coverage for single-family homes, multi-unit dwellings, and other income properties. The agency helps protect landlords from liability, property damage, and lost rental income. To handle a typical job, it reviews each client's unique property portfolio, clarifies policy options, and customizes a plan to match the specific risks and needs of the rental investment.

PE
5301 Truxtun Ave STE 100
Personal Express Insurance
Landlord Insurance Agent · Bakersfield, CA

Personal Express Insurance provides property coverage solutions for landlords in Bakersfield, California, focusing on the unique risks associated with rental investments. Their services can protect multi-unit dwellings, single-family rentals, and vacation homes. Policies address liability concerns and structural damage. The company also offers specialized add-ons such as loss of rent coverage and flood insurance to safeguard income streams. It can serve commercial sectors including offices, warehouses, and food service establishments, ensuring broad property protection for diverse business types.

OI
2508 Niles St
Oliver Insurance Agency LLC
Landlord Insurance Agent · Bakersfield, CA
(661) 363-8078
oliverinsuranceagencyllc.com
OF
400 H St
Omega Financial & Insurance Services Inc
Landlord Insurance Agent · Bakersfield, CA
(661) 326-6870
quoteomega.com
FR
1701 G St
Fallgatter Rhodes Insurance Services
Landlord Insurance Agent · Bakersfield, CA
(661) 324-2424
frins.com
PI
238 H St
Praise Insurance
Landlord Insurance Agent · Bakersfield, CA
(661) 873-4983
CC
111 H St
Crosby and Crosby Insurance Services
Landlord Insurance Agent · Bakersfield, CA
(661) 327-5531
CB
1800 19th St #108
Clifford & Bradford Insurance Agency
Landlord Insurance Agent · Bakersfield, CA
(661) 283-8100
cliffordandbradford.com
BI
8200 Stockdale Hwy Ste. M-10
Bakersfield Insurance Agency
Landlord Insurance Agent · Bakersfield, CA
(661) 206-2011
bakersfieldinsuranceagency.com
SI
7702 Meany Ave Ste 102
Stockdale Insurance Agency Inc.
Landlord Insurance Agent · Bakersfield, CA
(661) 327-3321
stockdaleinsurance.com
HI
4939 Calloway Dr #104
Hay Insurance Agency
Landlord Insurance Agent · Bakersfield, CA
(661) 829-8933
hayins.com
KI
5405 Stockdale Hwy Ste 101
Kern Insurance Associates
Landlord Insurance Agent · Bakersfield, CA
(661) 835-4542
kern.com

What Does a a Landlord Insurance Agent in Bakersfield Cost?

Typical costs for a landlord insurance policy in California range from 15 to 30 percent more than a standard homeowners policy. For a single-family rental, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Higher-risk areas like wildfire zones may see premiums above 2,500 dollars. This is general information and not insurance advice.

About landlord insurance agents in Bakersfield

A landlord insurance agent in Bakersfield helps property owners protect their rental investments with tailored policies. California law requires landlords to maintain certain liability coverages, and a local agent can explain how state regulations like rent control or habitability standards affect your policy. Working with an agent ensures you meet legal requirements while covering risks specific to Kern County properties.

Frequently Asked Questions

What does a landlord insurance agent in Bakersfield do?

A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They assess your specific rental property needs and compare options from multiple carriers. In California, agents also advise on coverage for earthquake or wildfire risks common to the region.

Is landlord insurance required by California law?

California does not legally require landlord insurance, but most mortgage lenders mandate it. The law does require landlords to maintain a habitable property, and liability coverage protects you if a tenant is injured. Without insurance, you could face significant out-of-pocket costs for lawsuits or repairs.

How does California rent control affect my insurance needs?

California rent control laws, such as the Tenant Protection Act of 2019, limit annual rent increases and require just cause for evictions. These laws can affect your loss of rental income coverage if a tenant stops paying rent. Your agent can help you adjust your policy to account for these legal constraints.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.