The top-rated landlord insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include John E. Peakes Insurance Agency, Inc., Forward Insurance Agency, Best Access Insurance. This directory lists 18 landlord insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 3 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 4 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 5 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 6 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
| 7 | Sather's Insurance Service | 5725 Ralston St Ste 214 | (805) 644-8600 |
| 8 | LATINOS INSURANCE AGENCY | 500 N Ventura Ave suite A | (805) 667-8620 |
| 9 | Kenton Insurance | 2047 E Thompson Blvd | (805) 652-1400 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 196 S Fir St | (805) 585-6100 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California area and offers landlord insurance policies designed to protect rental property owners. These policies help cover dwellings and liability risks that come with leasing residential units. The agency works with landlords to match coverage limits to individual property needs and local regulations. Its services include dwelling protection for the physical structure and personal liability coverage for accidents on the premises. The agent also assists with loss-of-rent coverage and claims support specific to rental properties.
John E. Peakes Insurance Agency, Inc. serves homeowners, rental property owners, and small business operators who need coverage for their income‑producing real estate. It offers landlord insurance policies that protect against property damage, liability claims, and loss of rental income. The agency writes policies for residential and commercial rental properties throughout Ventura, California. It also extends its landlord insurance services to clients in nearby Oxnard and the surrounding Ventura County area.
Forward Insurance Agency in Ventura, California, offers a full range of landlord insurance services, including property damage protection, liability coverage, and loss of rental income policies. It provides ongoing service through policy reviews and updates to keep coverage aligned with changing local rental markets. Claim assistance is available to support property owners through the reporting and resolution process. The agency serves diverse property types such as single-family homes, apartments, retail spaces, and restaurants throughout the Ventura area.
Specializing in tailored coverage for homeowners, businesses, and property managers, Best Access Insurance serves the growing rental market in the Ventura area. As a dedicated landlord insurance agent, the agency assists clients in securing policies that address property damage, liability, and loss of rental income. Protecting investment properties is its primary focus, helping owners manage risks inherent to leasing residential and commercial units. Supporting property owners across the region, its coverage also extends to neighboring communities such as Oxnard and other parts of the Ventura County metro.
Venture Casualty Insurance Services serves landlords and property investors in Ventura and the surrounding communities of Southern California’s coastline. The company focuses on handling landlord insurance policies tailored to residential rental properties, including coverage for dwelling damage, liability protection, and loss of rental income. For each client, it evaluates the specific risks associated with the property location and tenant type to ensure appropriate limits and deductibles are in place. An agent typically reviews the policy with the property owner to account for any recent upgrades or changes in occupancy.
Direct Service Insurance in Ventura, CA, offers both one-time liability consultations for a single rental property and ongoing coverage management for multiple units. Their landlord insurance policies typically protect against property damage, lost rental income, and liability claims from tenants or visitors. Services are available on a one-time, scheduled, or as-needed basis to accommodate varying property owner needs.
Sather’s Insurance Service specializes in landlord insurance coverage in Ventura, CA, focusing on policies that protect rental property owners from liability claims, property damage, and loss of rental income. The agency assists landlords in navigating coverage options for residential and commercial rental units, helping to secure policies that address local risks such as fire, water damage, and liability from tenant injuries. The company also helps evaluate coverage needs before peak wildfire season or when adding new rental properties to a portfolio.
As a landlord insurance agent in Ventura, CA, LATINOS INSURANCE AGENCY provides residential policies for rental properties, including single-family homes and duplexes. They also arrange commercial coverage for larger multi-unit apartment buildings or mixed-use spaces. Their services extend throughout Ventura County, helping property owners manage liability risks and protect their investments. Between regular property visits, they assist with policy updates or claims follow-up, ensuring ongoing coverage needs are addressed.
Kenton Insurance serves as a landlord insurance agent in Ventura, California, offering liability protection and property coverage for residential rental dwellings. The agency specializes in securing policies that address additional exposures common to local landlords, such as vandalism and loss of rental income. For commercial clients, it helps structure appropriate insurance programs tailored to offices, warehouses, and food service operations.
As coastal weather shifts into the Ventura dry season, property owners face elevated brush-fire and deferred-maintenance risks to their rental units. Gallagher Insurance, Risk Management & Consulting works with local landlords to review existing hazard exposure and match coverage to seasonal liabilities. Their consultation includes discussions on appropriate dwelling limits, liability protection, and loss-of-rent endorsements tailored to specific property profiles. An agent typically begins by scheduling a physical walk-through of the rental dwelling to document its current condition and identify any immediate safety concerns needing an initial assessment.
What Does a a Landlord Insurance Agent in Ventura Cost?
Typical landlord insurance premiums in California range from 800 to 2500 dollars annually for a standard single family rental. Higher risk areas like Ventura may see rates up to 3000 dollars due to wildfire exposure. Costs vary based on property value, coverage amount, deductible, and claims history. This is general information and not insurance advice.
About landlord insurance agents in Ventura
Landlord insurance agents in Ventura California help property owners secure coverage tailored to rental homes and apartments. California law requires that landlords maintain certain liability protections and disclose insurance details to tenants per Civil Code Section 1950.5. Local agents understand Ventura market conditions and can guide you through policies that cover fire damage, water leaks, and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In California, it may also include coverage for earthquake or wildfire if added as an endorsement. A standard policy does not cover tenant personal belongings.
Is landlord insurance required by law in Ventura?
California law does not require landlord insurance, but most mortgage lenders and property management companies require it. Without it, you could be personally liable for damages or legal claims. Local agents in Ventura can help you meet these requirements.
How much does landlord insurance cost in California?
Costs for landlord insurance in California range from 800 to 2500 dollars per year for a single family rental. Factors include property location, age, coverage limits, and deductible. Ventura properties near the coast may have higher premiums due to wildfire or flood risk.
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