The top-rated landlord insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 23 landlord insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 3400 Torrance Blvd #103 | (310) 214-0300 |
| 2 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 1311 Crenshaw Blvd suite e | (310) 533-6000 |
| 4 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 5 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 6 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 7 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 8 | Farmers Insurance - Dave Terpening | 22850 Crenshaw Blvd #206 | (310) 517-8222 |
| 9 | TCP Insurance | 21250 Hawthorne Blvd #450 | (800) 726-3701 |
| 10 | Mark Schoettler - State Farm Insurance Agent | 24572 Hawthorne Blvd | (310) 373-3211 |
Jeff Lowe - State Farm Insurance Agent serves the Torrance, California, area as a landlord insurance agency. It provides coverage designed specifically for property owners who rent out residential dwellings. Policies typically address property damage, liability protection, and potential loss of rental income. A landlord insurance agent helps secure financial safeguards for income properties against common risks like fire or tenant injury claims. This office assists with customized insurance plans for single-family rentals and multi-unit residential properties.
Freeway Insurance provides landlord insurance coverage for rental properties in the Torrance, California area. It offers policies that protect against property damage and liability risks. The company assists with selecting appropriate coverage limits and deductibles, helping landlords manage their specific insurance needs. Coverage options can be reviewed and adjusted as property portfolios change. Freeway Insurance services single-family homes, apartments, retail spaces, and restaurants seeking tailored landlord protections.
Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides landlord insurance agent services covering liability protection, property damage coverage, and loss of rental income. The agency offers ongoing policy reviews and claims assistance to help maintain appropriate coverage as property conditions change. It services a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Best California Insurance serves residential landlords and property managers in the Torrance area. The agency provides specialized coverage for rental dwellings, including protection against property damage and liability claims. It assists clients with policies tailored to single-family rentals and small multi-unit buildings. Its office assists landlords in navigating the unique insurance requirements for leased properties in Los Angeles County, also covering clients in the neighboring community of Redondo Beach.
Acrisure Torrance, CA (Peninsula General Ins.) serves Torrance and the surrounding South Bay communities, specializing in residential and commercial landlord insurance policies. The agency handles property protection, liability coverage, and loss-of-rent solutions designed for local rental property owners. Every policy assessment begins with a thorough evaluation of the client’s specific property type and tenant risk profile. From initial consultation through claims support, the team customizes coverage options to match each landlord’s unique needs while maintaining clear, ongoing communication throughout the underwriting process.
Olson Duncan Insurance Service, Inc in Torrance, CA helps landlords choose between one-time policies for a single rental project and recurring coverage for ongoing property portfolios. These landlord insurance plans generally protect against property damage, liability claims, and potential loss of rental income. The agency works with local regulations and typical lease arrangements common in the area. Their client services for landlords in Torrance are available on both a one-time and scheduled basis, depending on the specific property and policy needs.
Adelfia Insurance specializes in landlord insurance, helping property owners in Torrance, California, protect rental units from common liabilities and property damage. It also assists with broader coverage needs for residential real estate investments. The agency typically guides clients in selecting policies that address local risks, such as earthquake-related structural harm or losses from extended tenant vacancies during slower rental seasons.
When seasonal rains arrive or a tenant moves out unexpectedly, property owners in Torrance often need prompt guidance on protecting their investment. Farmers Insurance - Dave Terpening acts as a landlord insurance agent, offering insights into coverage options tailored for rental properties. Services typically include reviewing policies for liability and property damage common to multi-unit homes in the South Bay area. An initial consultation with the agent usually begins with a walk-through inspection of the unit to document its current condition and discuss any necessary adjustments to the policy.
TCP Insurance, based in Torrance, California, assists property owners with general landlord insurance policies designed for rental dwellings. This work typically covers core risks like property damage and liability for residential units. The agency also specializes in arranging add-on coverages that protect against loss of rental income and provide ordinance or law compliance. Clients managing commercial property portfolios benefit from these services as well, allowing the agency to serve a full range of commercial sectors including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Torrance Cost?
Typical landlord insurance in California costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Torrance, annual premiums often range from 800 to 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Torrance
A landlord insurance agent in Torrance California helps property owners protect their rental investments with specialized coverage. California law requires landlords to maintain certain liability protections and disclose insurance details to tenants. Working with a local agent ensures your policy meets Torrance city codes and state regulations for rental properties.
Frequently Asked Questions
What does landlord insurance cover in Torrance California?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In California, policies often include coverage for earthquake or fire risks common to the Torrance area. Your agent can tailor the policy to your specific rental property needs.
Do I need landlord insurance if I have a property manager in Torrance?
Yes, you still need landlord insurance even with a property manager. The property manager may carry their own liability coverage, but it does not protect your building or your personal assets. A dedicated landlord policy is required to cover your specific risks as the property owner.
How does California law affect landlord insurance requirements?
California law does not mandate landlord insurance, but it requires landlords to disclose if they have coverage for tenant personal property. Also, California Civil Code Section 1950.5 limits security deposit amounts and requires proper handling. Your insurance agent can help you understand how these laws interact with your policy.
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