ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in Temecula, CA

Browse landlord insurance agents serving Temecula, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Freeway Insurance, Inszone Insurance Services, Kathy Jurgensen - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Temecula.

Showing 19 landlord insurance agents in Temecula, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Harbor Insurance Services43015 Black Deer Loop #201(951) 297-9740
2Freeway Insurance43094 Vía Dos Picos STE B(951) 842-3305
3Inszone Insurance Services27710 Jefferson Ave STE 100(951) 676-6000
4Kathy Jurgensen - State Farm Insurance Agent29377 Rancho California Rd Ste 204(951) 225-4940
5Hawkguard Insurance Services28545 Old Town Front St #201A(951) 494-7272
6Rick Douglas - State Farm Insurance Agent27300 Jefferson Ave Ste B(951) 296-5636
7Farmers Insurance - Austin Heiland27393 Ynez Rd #158(951) 676-6692
8Daniel Brooks - State Farm Insurance Agent32140 Temecula Pkwy STE 104(951) 699-0940
9Carver Insurance Services, Inc - Temecula33321 Temecula Pkwy Suite 102(951) 676-0540
10Elizabeth King - State Farm Insurance Agent32605 Temecula Pkwy Ste 302(951) 302-9647
OH
43015 Black Deer Loop #201
Old Harbor Insurance Services
Landlord Insurance Agent · Temecula, CA

Old Harbor Insurance Services serves landlords throughout Temecula and Riverside County, offering specialized property coverage for residential rental properties. The agency works with local property owners to secure insurance policies that address common rental risks, including liability protection and loss of rental income. Policies are tailored to cover structures, detached garages, and other landlord-owned amenities found on typical Southern California rental premises. The company handles both short-term vacation rental policies and long-term tenant dwelling coverage in this region.

FI
43094 Vía Dos Picos STE B
Freeway Insurance
Landlord Insurance Agent · Temecula, CA

Freeway Insurance serves Temecula and the surrounding communities of southwest Riverside County, offering landlord insurance coverage for rental properties. It handles protection for single-family homes, duplexes, and small multi-unit buildings. When working with a property owner, the agency begins by assessing the specific risks associated with the rental and the local market conditions. It then compares policies from multiple carriers to structure coverage that addresses liability, property damage, and potential loss of rental income, using a consultative approach to match each landlord’s individual needs.

II
27710 Jefferson Ave STE 100
Inszone Insurance Services
Landlord Insurance Agent · Temecula, CA

Inszone Insurance Services in Temecula provides landlord insurance where clients can choose between a one-time policy for a single property need or a recurring policy covering an ongoing portfolio of rentals. Coverage options typically protect against building damage, liability claims, and loss of rental income from covered events. Local property owners often seek such protection to safeguard their investments from unforeseen circumstances. The insurance professional determines service schedules individually, offering terms for one-time placements, scheduled renewals, or as-needed adjustments to fit changing property requirements.

KJ
29377 Rancho California Rd Ste 204
Kathy Jurgensen - State Farm Insurance Agent
Landlord Insurance Agent · Temecula, CA

Kathy Jurgensen - State Farm Insurance Agent provides specialized landlord insurance services, including coverage for property damage and liability. Its service offerings are designed to protect rental investments and address the unique risks of property ownership in the Temecula area. The agency manages insurance plans that can be tailored to maintain financial security for property owners. It services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

HI
28545 Old Town Front St #201A
Hawkguard Insurance Services
Landlord Insurance Agent · Temecula, CA

Hawkguard Insurance Services in Temecula, California serves homeowners and property managers who rent out residential units. Its agents help landlords secure coverage tailored to their rental properties, focusing on protecting against tenant-related damages and liability exposures. With a strong understanding of the local real estate market, the company assists clients in navigating policy options specific to California’s landlord-tenant regulations. This agency also extends its services to property owners in the neighboring community of Murrieta, providing similar specialized guidance for their rental investments.

RD
27300 Jefferson Ave Ste B
Rick Douglas - State Farm Insurance Agent
Landlord Insurance Agent · Temecula, CA

Rick Douglas - State Farm Insurance Agent serves Temecula, California and the surrounding communities, handling landlord insurance needs for property owners. The agency helps secure coverage for rental dwellings, addressing risks like property damage and liability claims from tenants. It focuses on protecting investment properties while explaining policy options clearly to clients. The typical job is approached by reviewing the specific property details, discussing deductible choices, and tailoring coverage to each landlord’s rental situation.

FI
27393 Ynez Rd #158
Farmers Insurance - Austin Heiland
Landlord Insurance Agent · Temecula, CA

Farmers Insurance - Austin Heiland in Temecula, CA offers both one-time policy reviews and recurring coverage management for rental property owners. Their landlord insurance plans protect against property damage, liability claims, and loss of rental income. Service in this area is available on an as-needed basis for policy updates or claims support, with scheduled options for annual policy renewals and coverage adjustments as tenancy situations change.

DB
32140 Temecula Pkwy STE 104
Daniel Brooks - State Farm Insurance Agent
Landlord Insurance Agent · Temecula, CA

Daniel Brooks - State Farm Insurance Agent in Temecula, CA specializes in landlord insurance policies designed to protect rental property investments. It also provides comprehensive personal insurance services, including auto, home, and life coverage for local residents. The agency helps rental property owners address the unique liability risks and property damage concerns that come with leasing residential units. During the summer rental season, when tenant turnover often raises the potential for claims, it assists clients in adjusting their coverage to match new occupancy.

CI
33321 Temecula Pkwy Suite 102
Carver Insurance Services, Inc - Temecula
Landlord Insurance Agent · Temecula, CA

Rising insurance costs during wildfire season concern Temecula rental property owners, and Carver Insurance Services, Inc works to align coverage with evolving local risks. Landlord insurance agents in this region frequently address vacancy clauses, liability limits, and dwelling replacement calculations. A standard consultation for a multi-unit property involves reviewing lease requirements and lender obligations. The initial assessment typically includes an inspection of the building exterior and current policy documents to determine appropriate coverage gaps.

EK
32605 Temecula Pkwy Ste 302
Elizabeth King - State Farm Insurance Agent
Landlord Insurance Agent · Temecula, CA

Elizabeth King in Temecula, CA provides comprehensive landlord insurance agent services, focusing on standard property policies and specialty add-ons such as liability protection and loss of rental income coverage. The agency tailors its work to the specific needs of local property owners, addressing risks common to residential and commercial rental units. It serves a wide range of sectors, including office spaces, warehouses, and food service establishments, offering coverage suited to each commercial environment.

PI
27292 Vía Industria
PSA Insurance Services
Landlord Insurance Agent · Temecula, CA
(800) 772-5531
psainsurance.com
IA
42072 5th St Suite 202D
Insurance Allstars Agency
Landlord Insurance Agent · Temecula, CA
(951) 397-4010
insuranceallstarsagency.com
GI
28693 Old Town Front St Suite 300-B
Goosehead Insurance - Bryan Watson
Landlord Insurance Agent · Temecula, CA
(949) 304-1700
goosehead.com/agents/ca/temecula/bryan-watson
FI
31285 Temecula Pkwy Ste C8-245
Farmers Insurance - Joe Tesmer
Landlord Insurance Agent · Temecula, CA
(858) 605-1910
agents.farmers.com/ca/temecula/joseph-tesmer
FI
27570 Commerce Center Dr #219
Friant Insurance Agency, Inc.
Landlord Insurance Agent · Temecula, CA
(800) 486-5108
friantinsurance.com
DC
26111 Ynez Rd Ste C1
Deanne Carlson Insurance Services
Landlord Insurance Agent · Temecula, CA
(951) 308-0003
dcarlsoninsurance.com
LI
28936 Old Town Front St
LPK Insurance Services Inc.
Landlord Insurance Agent · Temecula, CA
(714) 467-2170
lpkinsurance.com/contact
PI
42103 Rio Nedo Rd #107
Pynn Insurance Agency, LLC
Landlord Insurance Agent · Temecula, CA
(951) 239-0038
pynninsurance.com/index.html
FI
27713 Jefferson Ave
Farmers Insurance of Temecula
Landlord Insurance Agent · Temecula, CA
(951) 676-3057

What Does a a Landlord Insurance Agent in Temecula Cost?

Typical landlord insurance costs in California range from 15 to 30 percent more than standard homeowners insurance, with average annual premiums between 800 and 2,500 dollars for single-family rentals. Factors like property location in Temecula, wildfire risk, property age, and coverage limits affect the price. Costs can be higher for multi-unit properties or if you add earthquake or flood endorsements. This is general information and not insurance advice.

About landlord insurance agents in Temecula

A landlord insurance agent in Temecula can help you protect your rental property with a policy that meets California legal standards. California law requires landlords to maintain certain safety and liability protections, and a knowledgeable agent can explain how local risks like wildfires and earthquakes affect your coverage. Working with a local agent ensures you understand the specific insurance needs for Temecula rental properties.

Frequently Asked Questions

What does a landlord insurance agent in Temecula do?

A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They can explain California-specific requirements such as the need for earthquake coverage or compliance with local building codes. The agent also assists with claims and policy adjustments as your property changes.

Is landlord insurance required by law in California?

California law does not require landlords to carry insurance, but most mortgage lenders and property management companies do require it. Without a policy, you risk financial loss from tenant damage, liability lawsuits, or natural disasters. A local agent can help you meet lender requirements and protect your investment.

How does California wildfire risk affect landlord insurance in Temecula?

Temecula is in a high-risk wildfire zone, which can increase premiums and limit coverage options. Many carriers require additional wildfire mitigation measures, such as defensible space or fire-resistant roofing. A landlord insurance agent can help you find a policy that includes wildfire protection and explain California FAIR Plan options if standard coverage is unavailable.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.