The top-rated landlord insurance agent in Simi Valley, California is Farmers Insurance - Shaun Yates, rated 5.0 stars across 323 reviews. Other highly rated options include Rancho Simi Insurance Agency, Ramiro Alvarez - State Farm Insurance Agent, TWFG Insurance Services. This directory lists 19 landlord insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Shaun Yates | 3355 Cochran St Ste 106 | (818) 900-3239 |
| 2 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 3 | Ramiro Alvarez - State Farm Insurance Agent | 5775 E Los Angeles Ave Ste 127 | (805) 522-5750 |
| 4 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 5 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 6 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
| 7 | Simi Valley Insurance Services | 737 E Los Angeles Ave | (805) 527-1414 |
| 8 | Koning Insurance agency | 45 W Easy St Ste 8 | — |
| 9 | The Office Insurance Agency | 1357 E Los Angeles Ave | (818) 823-0215 |
| 10 | Chun & Reynolds Insurance Services | 2655 First St UNIT 250 | (805) 869-1700 |
Farmers Insurance - Shaun Yates serves the Simi Valley, California area as a landlord insurance agent. The agency provides coverage specifically designed for residential rental property owners in this region. Property investors can access policies that protect against tenant-related risks and liability exposures. The agent assists with structuring plans for single-family rentals and multi-unit dwellings. In Simi Valley the office handles loss of rental income coverage and property damage protection for landlords.
Rancho Simi Insurance Agency in Simi Valley, California, provides a full range of landlord insurance agent services, including helping property owners secure appropriate liability protection and building coverage. The agency typically works with clients to review policy details and can facilitate routine maintenance to ensure properties remain insurable. Its service plans often involve regular policy check-ins to accommodate changing tenant situations or local regulations. Properties served include single-family homes, apartments, retail spaces, and restaurants.
Ramiro Alvarez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Simi Valley, California, with specific landlord insurance solutions. The agency helps clients protect rental properties, including single-family homes and multi-unit dwellings, against common risks such as property damage and liability claims. Coverage options are tailored to address the unique needs of local landlords, from vacant units to tenant-related exposures. The agent also extends service to nearby Moorpark, providing similar support for rental property owners throughout the eastern Ventura County area.
TWFG Insurance Services serves landlord insurance needs for Simi Valley, California, and its surrounding communities in Ventura County. It handles coverage tailored for residential rental properties, including protection for structures, liability, and loss of rental income. The agency evaluates each client's specific portfolio risks and property values before matching them with policies from its available markets. When handling a typical job, it reviews current coverage gaps and policy limits before recommending adjustments to ensure adequate protection against common landlord exposures such as tenant damage or weather-related claims.
At Hayes Company Insurance Brokers in Simi Valley, California, property owners can choose a one-time policy review for a single property or secure an ongoing service plan that covers a portfolio of rentals. Their landlord insurance agent work typically includes protection against property damage, liability claims, and loss of rental income. The company arranges coverage options such as dwelling protection and personal liability for landlords. Service for clients in Simi Valley operates on both a one-time consultation and an as-needed basis, depending on the individual property owner’s requirements.
With seasonal rains threatening rental properties in Simi Valley, Tailored Werks Insurance Agency LLC provides landlord insurance policies designed to protect against water damage and tenant liability claims common in the area. This agency structures coverage options that address the specific risks property owners face, including lost rental income and property repairs. The process begins with a thorough inspection of the unit to identify exposures and ensure that the policy aligns precisely with the landlord’s needs and the property’s condition.
Simi Valley Insurance Services specializes in customizing landlord policies for residential and commercial properties in the Simi Valley area. The agency helps property owners secure liability coverage and protection against fire, storm, and vandalism damage. General consulting addresses legal requirements for rental dwellings and proper insurance limits. When seasonal wildfires threaten local hillsides, the company advises landlords on additional living expense coverage for displaced tenants.
The Office Insurance Agency in Simi Valley, CA primarily serves residential landlords by structuring policies for rental homes and duplexes. Commercial coverage is also available for larger multi-unit properties throughout Ventura County. Regular communication after each policy renewal maintains clear contact for clients. Additional follow-up service between annual visits ensures that coverage adjustments are made for new tenants or property improvements.
Chun & Reynolds Insurance Services, based in Simi Valley, specializes in securing policies tailored for residential rental properties. The company handles insurance needs specific to local landlords, covering liability protection and property damage for single-family homes and small multifamily units in Ventura County. They work with clients to evaluate individual property risks and match coverage limits accordingly. For landlords requiring additional financial safeguards, the agency also offers a dedicated loss-of-rent endorsement, ensuring income protection during unexpected vacancy periods.
What Does a a Landlord Insurance Agent in Simi Valley Cost?
Typical landlord insurance costs in California range from 800 to 2,000 dollars per year for a single family rental. In Simi Valley, factors like proximity to wildfire zones and the age of the property affect the premium. Higher liability limits and additional endorsements for earthquake or vandalism increase the price. This is general information and not insurance advice.
About landlord insurance agents in Simi Valley
A landlord insurance agent in Simi Valley helps property owners protect their rental investments. California law requires landlords to disclose certain insurance details to tenants, such as whether the building has fire insurance. An agent can explain the difference between a standard homeowners policy and a landlord policy, which typically covers the dwelling, liability, and loss of rental income.
Frequently Asked Questions
What does a landlord insurance agent in Simi Valley do?
A landlord insurance agent helps you find a policy that covers your rental property. They assess risks like fire, earthquake, and tenant liability. They also explain California specific requirements, such as coverage for loss of rent if the property becomes uninhabitable.
Is landlord insurance required by law in California?
California does not legally require landlord insurance. However, most mortgage lenders require it. Additionally, California Civil Code Section 1950.5 limits security deposits and does not cover property damage, making insurance important for financial protection.
How much does landlord insurance cost in Simi Valley?
Costs vary based on property value, location, and coverage limits. In Simi Valley, a basic landlord policy may range from 800 to 1,500 dollars per year. Earthquake and flood endorsements add extra cost. Each policy is unique to the property and its risks.
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