The top-rated landlord insurance agent in Santa Clara, California is Alexandra Anderson - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include Chi Jiang - State Farm Insurance Agent, Jon Barron - State Farm Insurance Agent, Farmers Insurance - Richard So. This directory lists 12 landlord insurance agents serving Santa Clara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexandra Anderson - State Farm Insurance Agent | 980 El Camino Real #350 | (408) 244-4400 |
| 2 | Chi Jiang - State Farm Insurance Agent | 1765 Scott Blvd Ste 212 | (408) 899-4171 |
| 3 | Jon Barron - State Farm Insurance Agent | 5251 Stevens Creek Blvd | (408) 564-8880 |
| 4 | Farmers Insurance - Richard So | 1572 Los Padres Blvd Ste 201 | (408) 249-7726 |
| 5 | GS Insurance Solutions, Inc. | 5201 Great America Pkwy Suite 320 | (844) 694-7467 |
| 6 | Be Well Insurance Solutions | 1092 Scott Blvd | (408) 615-1280 |
| 7 | Michelle Adams: Allstate Insurance | 3280 El Camino Real | (408) 216-0253 |
| 8 | Ruth Barron - State Farm Insurance Agent | 5251 Stevens Creek Blvd | (408) 380-4404 |
| 9 | Les Adler: Allstate Insurance | 3375 Scott Blvd Ste 208 | (408) 764-0230 |
| 10 | Kevin Love: Allstate Insurance | 1713 El Camino Real | (408) 247-7995 |
Serving Campbell and the surrounding communities in Santa Clara County, Alexandra Anderson - State Farm Insurance Agent handles landlord insurance for residential property owners. This agency focuses on protecting rental properties from common risks such as property damage and liability claims. To manage a typical job, the agent evaluates the specific needs of each property and its risk factors. By discussing the policy details thoroughly with the client, the agent then customizes coverage to match the unique situation of the rental investment.
Chi Jiang - State Farm Insurance Agent serves Santa Clara County and provides landlord insurance solutions for property owners. As a local agency, it helps clients protect rental homes and investment properties from common risks. Policies typically cover dwelling damage, liability protection, and loss of rental income. The agency assists landlords in Santa Clara with customizing coverage for both short-term and long-term rentals, including managing policy updates for tenant transitions. This includes evaluating property value and rental loss exposures.
Jon Barron - State Farm Insurance Agent in Santa Clara, CA provides landlord insurance coverage tailored to protect rental property investments. The agency offers policies that address property damage, liability risks, and loss of rental income, helping landlords manage unforeseen events. Its service plans are designed to meet the varying needs of property owners, ensuring each policy aligns with individual requirements. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Richard So serves homeowners, property managers, and investors in Santa Clara, California, offering landlord insurance policies that protect rental properties against liability claims and physical damage. The agency helps clients understand coverage options for single-family homes and multi-unit dwellings. General work in this area includes advising on loss of rental income protection and addressing local landlord insurance needs. The company also provides services for property owners in the neighboring community of Sunnyvale.
GS Insurance Solutions, Inc. serves property owners in Santa Clara, CA, and the surrounding communities with specialized landlord insurance policies. It handles coverage for rental dwellings, liability protection, and loss of rental income for local landlords. For a typical job, the agency customizes a policy to match the specific property type and risk profile of each client. This approach ensures coverage aligns with individual investment needs.
Be Well Insurance Solutions in Santa Clara, CA specializes in crafting comprehensive landlord insurance policies for property owners. It provides general brokerage services, helping clients navigate the complexities of liability and property damage coverage for rental units. The company assists landlords in finding policies tailored to their specific property types and portfolios. Throughout the year, it addresses the heightened need for adjusted coverage that often arises when a tenant moves out, ensuring unoccupied units remain fully protected against weather-related or vandalism risks.
Michelle Adams: Allstate Insurance in Santa Clara, CA offers both one-time transactions for individual property protection and ongoing service options for landlords with multiple rentals. Their coverage includes standard perils such as fire, theft, and liability, extending to loss of rental income if a unit becomes uninhabitable. The service is available on an as-needed basis, allowing property owners to request consultations or policy adjustments whenever their portfolio or needs change.
Ruth Barron - State Farm Insurance Agent in Santa Clara, CA provides property and liability coverage for rental property owners. Its landlord insurance agent services focus on protecting residential and commercial investment properties against common risks such as fire, water damage, and liability claims. Tailored policies can address loss of rental income and property damage repairs. The company serves a variety of commercial sectors including offices, warehouses, and food service establishments.
As the rainy season approaches in Santa Clara, property owners often review their coverage needs for potential water damage or tenant liabilities. Les Adler: Allstate Insurance provides landlord insurance policies that address these local risks, offering protection for rental dwellings from unforeseen weather or liability issues. Each policy is tailored to the specific property type and rental situation, ensuring compliance with California landlord-tenant regulations. To begin, the agent schedules an on-site inspection of the rental unit to assess its condition and recommend appropriate coverage levels.
Kevin Love: Allstate Insurance in Santa Clara, CA, provides comprehensive landlord insurance services for residential rental properties, including single-family homes and multi-unit dwellings. The agency also offers commercial coverage solutions for larger income-producing buildings in the surrounding area. Policies are designed to protect property owners against common rental risks and liability concerns. After an initial consultation and policy setup, clients can expect clear follow-up for renewals and any necessary adjustments between regular property visits.
What Does a a Landlord Insurance Agent in Santa Clara Cost?
In California landlord insurance premiums typically range from 500 to 2000 dollars per year for a single family rental property. Factors like location property age and coverage limits affect the price. Santa Clara properties may cost more due to higher property values and wildfire risk. This is general information not insurance advice.
About landlord insurance agents in Santa Clara
A landlord insurance agent in Santa Clara California helps rental property owners find policies that cover property damage liability and loss of rental income. California law requires landlords to maintain certain safety standards and insurance can help cover legal costs if a tenant sues. Working with a local agent ensures your policy meets Santa Clara county requirements and addresses risks like earthquakes or wildfires common in the state.
Frequently Asked Questions
What does landlord insurance cover in Santa Clara California?
Landlord insurance typically covers the building structure liability protection and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage in most cases. California law does not require landlord insurance but mortgage lenders often do.
Is landlord insurance required by California law?
California law does not mandate landlord insurance for rental property owners. However your mortgage lender may require a policy and it is strongly recommended to protect against lawsuits and property damage. Without it you could be personally liable for costs from tenant injuries or natural disasters.
How does California tenant law affect landlord insurance needs?
California Civil Code Section 1940.9 requires landlords to disclose certain hazards like mold or lead paint. Insurance can help cover legal defense if a tenant claims you failed to disclose a known risk. Also California limits security deposits to two months rent for unfurnished units which makes insurance important for covering unpaid rent or damage.
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