The top-rated landlord insurance agent in San Ramon, California is Alex Mutch - State Farm Insurance Agent, rated 5.0 stars across 187 reviews. Other highly rated options include Farmers Insurance - Gail Mirchandani, AAA San Ramon Branch, Onstad's Insurance Agency. This directory lists 18 landlord insurance agents serving San Ramon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Mutch - State Farm Insurance Agent | 3 Crow Canyon Ct Ste 250 | (925) 575-9114 |
| 2 | Farmers Insurance - Gail Mirchandani | 3150 Crow Canyon Pl Ste 100 | (925) 244-1300 |
| 3 | AAA San Ramon Branch | 2435 San Ramon Valley Blvd Ste 5 | (925) 314-2600 |
| 4 | Onstad's Insurance Agency | 3130 Crow Canyon Pl Suite 425 | (925) 866-1444 |
| 5 | Farmers Insurance - Barth Howard | 2500 Old Crow Canyon Rd UNIT 410 | (925) 699-4200 |
| 6 | Roger Fernando - State Farm Insurance Agent | 2200 Camino Ramon | (925) 244-1700 |
| 7 | A.J. Franco at Comparion Insurance Agency | 2603 Camino Ramon Ste 210 | (925) 659-0419 |
| 8 | James H Foster Jr - State Farm Insurance Agent | 2819 Crow Canyon Rd #102 | (925) 820-1100 |
| 9 | Farmers Insurance - Tony Guerrero | 3180 Crow Canyon Pl UNIT 220 | (925) 242-0684 |
| 10 | Darrell Lee: Allstate Insurance | 2333 San Ramon Valley Blvd Suite 275 | (925) 904-4800 |
Alex Mutch - State Farm Insurance Agent serves San Ramon and the greater Contra Costa County area, specializing in landlord insurance solutions for residential property owners. The agency helps landlords protect their rental investments by offering policies that cover property damage, liability protection, and loss of rental income. Tenants and hosts can also discuss coverage options tailored for single-family homes or multi-unit dwellings. In this capacity, the agent handles policy customization for accidental property damage and offers guidance on personal liability claims specific to rental properties.
Farmers Insurance - Gail Mirchandani serves San Ramon and the surrounding communities of the East Bay area, handling landlord insurance coverage for property owners. It offers policies designed to protect rental properties, including dwellings and their liability exposures, as well as possible loss of rental income. The agency works with local landlords to identify appropriate coverage limits and deductible options. To manage a typical job, it reviews each property’s specific risks and financial needs before tailoring a policy that suits the client’s rental portfolio.
AAA San Ramon Branch provides a full range of landlord insurance services, including property coverage, liability protection, and loss of rent policies. It offers maintenance plan assistance to help property owners address routine upkeep and emergency repairs. The company operates in the San Ramon area, serving clients who own single-family homes and apartments. It also provides coverage for retail spaces and local restaurants.
Designed for homeowners, property managers, and small-scale investors in San Ramon, Onstad's Insurance Agency provides specialized coverage plans tailored to landlord liability, property damage, and rental income protection. Policies are structured to shield residential rental portfolios from common local risks, including tenant claims and unforeseen structural repairs. The agency also extends its landlord insurance expertise to property owners across nearby Danville and surrounding Contra Costa County communities.
Farmers Insurance - Barth Howard in San Ramon, CA provides landlord insurance agents services that cover both one-time policy setup for a single rental property and recurring protection for ongoing rental portfolios. Their typical coverage includes property damage, liability protection, and loss of rental income. Service is available on an as-needed basis, allowing property owners to request consultations or file claims only when issues arise.
Roger Fernando’s agency in San Ramon specializes in securing tailored landlord insurance policies that cover property damage, liability, and rental income loss. It serves residential and commercial property owners alike, helping mitigate risks from tenant incidents or natural disasters. For general insurance needs, it also offers auto, life, and business coverage. As Northern California enters wildfire season, the agency specifically advises landlords on adjusting deductibles and strengthening policies to protect their investment from smoke and fire damage.
As the rainy season approaches in San Ramon, protecting rental properties from potential water damage becomes a priority for landlords. A.J. Franco at Comparion Insurance Agency provides tailored landlord insurance policies that cover structural repairs, liability, and loss of rental income. Their agents work closely with property owners to assess coverage limits based on local building codes and vacancy risks. An initial consultation typically begins with a walkthrough of the property to identify exposures unique to each unit before finalizing a policy.
James H Foster Jr - State Farm Insurance Agent in San Ramon, CA provides landlord insurance policies tailored to protect rental properties. Coverage typically includes dwelling protection, liability safeguards, and loss of rental income provisions. The agency also offers specialty add-ons such as equipment breakdown and ordinance or law coverage for older buildings. Commercial sectors served include small retail offices, warehouses, and food service establishments requiring proper insurance for owned or leased premises.
Farmers Insurance - Tony Guerrero in San Ramon, CA provides residential landlord insurance to protect rental properties from liability and property damage. Commercial coverage is also available for small apartment complexes or multi-unit buildings in the local area. The agency works with landlords across San Ramon and surrounding communities to tailor policies to individual rental portfolios. After an initial policy is set, clients can expect proactive follow-up between regular visits to adjust coverage as properties or tenant situations change.
Darrell Lee: Allstate Insurance provides landlord insurance agent services in San Ramon, CA. This agency helps property owners secure coverage for rental dwellings, including protection for the building structure and liability exposure. The team works with local landlords to assess property-specific risks such as tenant damage or loss of rental income. Professional guidance is offered for standard claims processes and policy adjustments as property portfolios change. A specialty service that can be added on is coverage for vandalism or malicious mischief by tenants.
What Does a a Landlord Insurance Agent in San Ramon Cost?
In California, landlord insurance premiums generally range from 800 to 2,500 dollars annually for a single family rental. Factors such as property age, location in San Ramon, coverage limits, and deductible amounts affect the final price. Policies with higher liability limits or earthquake endorsements cost more. This is general information and not insurance advice.
About landlord insurance agents in San Ramon
Landlord insurance agents in San Ramon California help property owners protect their rental investments. California law requires landlords to disclose certain insurance details to tenants, such as whether the landlord carries fire or liability coverage. A local agent can explain how California specific risks like earthquakes and wildfires affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in San Ramon do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They can also advise on California specific requirements like earthquake coverage and liability limits for tenant injuries.
Is landlord insurance required by law in California?
California does not legally require landlord insurance, but most mortgage lenders require it. If you have a homeowners association, they may also require liability coverage. Without insurance, you could be personally liable for property damage or tenant injuries.
How much does landlord insurance cost in San Ramon California?
Costs vary based on property value, location, and coverage limits. In California, a typical landlord policy ranges from 800 to 2,500 dollars per year. Factors like wildfire risk in the Bay Area can increase premiums.
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