The top-rated landlord insurance agent in San Mateo, California is Jim Breen - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Catalli Insurance Brokers, Wilson Ku - State Farm Insurance Agent, EWD Insurance Services Inc. This directory lists 18 landlord insurance agents serving San Mateo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Breen - State Farm Insurance Agent | 1900 S Norfolk St # 216 | (650) 349-7800 |
| 2 | Catalli Insurance Brokers | 60 41st Ave | (650) 349-1803 |
| 3 | Wilson Ku - State Farm Insurance Agent | 4204 Olympic Ave | (650) 525-3800 |
| 4 | EWD Insurance Services Inc | 414 E 3rd Ave | (650) 342-1801 |
| 5 | Craig Ichiuji - State Farm Insurance Agent | 461 1st Ave | (650) 342-8857 |
| 6 | Tammie Pereira Insurance | 1606 S El Camino Real | (650) 655-2022 |
| 7 | James K Mason Insurance Services LLC | 300 San Mateo Dr # 1 | (650) 401-6040 |
| 8 | Farmers Insurance - Bravo Insurance Agency Inc | 635 Mariners Island Blvd # 100 | (650) 931-8610 |
| 9 | Freeway Insurance | 2095 Palm Ave | (650) 683-7049 |
| 10 | Rob Winters - State Farm Insurance Agent | 306 6th Ave Ste D | (650) 375-7050 |
Jim Breen - State Farm Insurance Agent serves the San Mateo County area, offering landlord insurance tailored for property owners who rent out residential or commercial units. This type of policy generally covers the building structure, liability protection, and loss of rental income if a covered incident makes a unit uninhabitable. Policies can also extend to appliances and fixtures within the leased space. Jim Breen - State Farm Insurance Agent specifically assists clients with fire and theft protections for rental properties.
Catalli Insurance Brokers in San Mateo offers a range of landlord insurance services designed to protect rental property investments. The agency works with property owners to develop comprehensive coverage plans, addressing liability and property damage risks. It assists clients with navigating policy options, ensuring adequate protection for their buildings and income streams. Services include regular policy reviews and consultations to adjust coverage as needs evolve. Catalli Insurance Brokers serves various property types, including single-family homes, apartments, retail spaces, and restaurants.
Wilson Ku - State Farm Insurance Agent serves homeowners, property managers, and small business landlords throughout San Mateo, California. The agency provides coverage for rental properties, including protection against tenant damage, liability claims, and loss of rental income. Policies are tailored to address the specific risks of leasing residential or commercial units in the area. The office also assists clients in the neighboring city of Foster City with similar landlord insurance needs.
EWD Insurance Services Inc serves San Mateo, California, and the surrounding communities, handling landlord insurance policies for residential and commercial rental property owners. The company addresses the unique coverage needs that property managers face, including protection for structures, liability, and loss of rental income. Each assignment begins with a careful review of the property’s exposure to local weather risks and tenant occupancy patterns, followed by a systematic comparison of available policy terms to match a landlord’s specific responsibilities and financial objectives.
Craig Ichiuji - State Farm Insurance Agent in San Mateo, CA assists property owners with landlord insurance, distinguishing between one-time policies for short-term rentals and ongoing coverage for long-term lease properties. This coverage typically protects against building damage, liability claims, and lost rental income. Service options are tailored to each client’s needs, including a one-time consultation, scheduled policy reviews, or on-demand assistance as required.
Tammie Pereira Insurance specializes in tailored landlord insurance policies for property owners in San Mateo. The agency structures coverage to protect rental properties against common risks such as fire damage, vandalism, and liability claims from tenants. As part of its work, the agency clarifies how a standard homeowner policy typically does not extend to rented dwellings and helps clients understand the specific endorsements their portfolio requires. During tenant turnover periods or before a new lease begins, the agency reviews current coverage limits to guard against potential gaps in protection.
As the rainy season approaches in San Mateo, property owners often worry about water damage from aging roofs or clogged drains. James K Mason Insurance Services LLC responds to these concerns by offering landlord insurance policies tailored to protect rental investments from common local risks. Agents explain how liability coverage and dwelling protection work for residential or small commercial properties, helping landlords plan for repairs or tenant disputes. The initial step involves a thorough inspection of the building and a review of current lease requirements.
Farmers Insurance - Bravo Insurance Agency Inc provides comprehensive landlord insurance coverage in San Mateo, California. Its policies help property owners protect rental dwellings against common risks such as property damage and liability claims. The agency offers specialized endorsements that can address loss of rental income and vandalism. Written policies can be tailored to cover residential homes, multi-unit apartment buildings, and commercial properties. Available commercial sectors served include offices, warehouses, and food service establishments.
Freeway Insurance provides specific landlord insurance agent services in San Mateo, California, focusing on policies that protect rental property owners from liability and property damage. It serves local landlords requiring coverage through the general process of assessing risk and matching policies to individual rental portfolios. The agency helps address common situational concerns such as tenant injury claims that arise during seasonal turnovers and property repairs related to winter weather conditions.
Rob Winters - State Farm Insurance Agent provides landlord insurance services for residential rental properties in San Mateo, California. Commercial coverage is also available for small rental businesses operating within the broader Bay Area service region. Policies are designed to help protect residential structures and commercial assets from common property risks. The agency focuses on clear policy explanations to ensure landlords understand their coverage limits and options. Clients can expect continued follow-up and policy adjustments as needed between regular visits to accommodate changing rental circumstances.
What Does a a Landlord Insurance Agent in San Mateo Cost?
The cost of a landlord insurance policy in California typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in San Mateo, annual premiums often fall between 800 and 2,500 dollars depending on coverage limits, property age, and location. Factors like earthquake risk in the Bay Area can increase costs. This is general information, not insurance advice.
About landlord insurance agents in San Mateo
A landlord insurance agent in San Mateo helps property owners protect their rental investments with tailored policies. California law requires landlords to disclose certain insurance details to tenants, such as whether the landlord carries liability coverage. Working with a local agent ensures your policy meets San Mateo city regulations and state requirements like California Civil Code Section 1950.5.
Frequently Asked Questions
What does a landlord insurance agent in San Mateo do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They explain California-specific rules like earthquake coverage options and liability for tenant injuries. The agent also advises on policy limits based on your property value and location in San Mateo.
Is landlord insurance required by law in California?
California does not legally require landlord insurance, but most mortgage lenders and property management companies do require it. Without it, you risk paying out of pocket for tenant injuries or property damage. A local agent can help you understand what coverage is necessary for your San Mateo rental.
How do California laws affect landlord insurance policies?
California laws like Civil Code Section 1940.9 require landlords to disclose if they have insurance covering the property. Also, state law limits security deposits and dictates how liability claims are handled. A San Mateo agent can explain how these laws influence your policy choices.
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