The top-rated landlord insurance agent in San Juan Capistrano, California is Acrisure Capistrano, CA (Insurance Solutions), rated 5.0 stars across 345 reviews. Other highly rated options include Stephanie Frisch Insurance 101 Services, John Kerkes - State Farm Insurance Agent, Richard Dong - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving San Juan Capistrano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Capistrano, CA (Insurance Solutions) | 33302 Valle Rd suite 200 | (800) 969-8082 |
| 2 | Stephanie Frisch Insurance 101 Services | 30320 Rancho Viejo Rd #16 | (949) 292-4958 |
| 3 | John Kerkes - State Farm Insurance Agent | 31815 Camino Capistrano #26 | (949) 661-0485 |
| 4 | Richard Dong - State Farm Insurance Agent | 27130 Paseo Espada Ste 503 | (949) 855-1310 |
| 5 | McDonough Insurance Services | 27136 Paseo Espada #103 | (949) 361-8471 |
| 6 | Taylor Oda - State Farm Insurance Agent | 31831 Camino Capistrano Ste 113 | (949) 429-5711 |
| 7 | Hackett Insurance Services - Farmers Insurance | 33161 Camino Capistrano k2 | (949) 943-3610 |
| 8 | King Insurance Support Systems | 31381 Rancho Viejo Rd #101 | (949) 488-2255 |
| 9 | Mares Insurance Services | 32122 Camino Capistrano Suite 210 | (949) 525-0570 |
| 10 | Lorinda Sloss - Sloss Insurance Services | 31431 Rancho Viejo Rd #102 | (949) 276-4500 |
Acrisure Capistrano, CA (Insurance Solutions) serves the San Juan Capistrano area and surrounding Orange County communities as a landlord insurance agent. It helps property owners manage risks associated with rental homes and multi-family dwellings. The company provides coverage for property damage, liability protection, and loss of rental income. Policies are designed to address hazards common to this Southern California region. Its specific services include securing tailored protection for single-family rental properties. Additionally, it handles insurance for landlords needing coverage against tenant-related damages and vacancy-related exposures.
Stephanie Frisch Insurance 101 Services provides landlord insurance coverage for rental property owners in the San Juan Capistrano area, offering policies that protect against property damage and liability claims. Its service approach includes assistance with policy selection for different rental types and guidance on coverage limits for ongoing maintenance needs. The company also helps structure insurance plans that address the specific risks of managing occupied or vacant units. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
John Kerkes - State Farm Insurance Agent in San Juan Capistrano, CA serves homeowners, business owners, and property managers who need coverage for rental properties. The agency provides landlord insurance policies that typically protect against property damage, liability claims, and lost rental income. Property investors and landlords in the area can bring their specific rental risks to this agent for insurance solutions. The agency also covers clients in neighboring communities such as Dana Point.
Richard Dong - State Farm Insurance Agent serves property owners in San Juan Capistrano and surrounding Orange County communities, handling landlord insurance policies for rental homes, condos, and investment properties. It provides coverage that typically includes dwelling protection, liability, and loss of rental income. The agency assists landlords in understanding policy options suited to their specific rental situations. It approaches each job by reviewing the property details and the landlord’s risk exposure to recommend appropriate coverage limits.
McDonough Insurance Services in San Juan Capistrano distinguishes between one-time landlord policies for single-lease terms and recurring annual policies that renew to maintain continuous liability and property damage coverage. The agency works with local property owners to secure protection tailored to rental units. Their service is handled on a scheduled annual basis to ensure policy renewals and adjustments are completed before each lease term begins.
Taylor Oda - State Farm Insurance Agent in San Juan Capistrano offers specialized coverage for residential rental properties, including policies for single-family homes and multi-unit dwellings. It provides general landlord insurance services, addressing property damage, liability protection, and loss of rental income. As seasonal wildfire risks intensify in Southern California, the agency helps property owners review their policies for adequate replacement cost coverage and additional living expense provisions for tenants.
Hackett Insurance Services - Farmers Insurance in San Juan Capistrano, California, helps property owners secure coverage for rental dwellings. The agency offers options tailored specifically for landlord insurance, including protection for loss of rental income and liability related to tenant-occupied properties. Addressing local real estate risks, these policies typically cover building damage, personal property for maintenance equipment, and legal defense costs. Agents assist clients insuring various commercial properties through Farmers, such as offices, warehouses, and food service establishments.
As the peak of wildfire season approaches in San Juan Capistrano, property owners face increased risk to their rental investments. King Insurance Support Systems provides tailored landlord coverage to protect against fire, liability, and vacancy exposures in this hillside community. Every policy is reviewed to ensure compliance with local landlord ordinances and lender requirements. Their process begins with a detailed walkthrough inspection, assessing both structural safety and tenant liability risks before quoting.
Mares Insurance Services in San Juan Capistrano, California, provides residential landlord insurance to property owners, covering dwellings and liability exposures. Commercial coverage is also available for multi-unit buildings and small rental portfolios across Orange County. An agent reviews each policy to align with local market risks and insurance requirements. Clients often return between regular visits to update coverage as rental conditions change or new properties are acquired.
Lorinda Sloss - Sloss Insurance Services is known for providing landlord insurance policies to property owners in San Juan Capistrano, California. The company helps residential rental property holders protect their investments by covering structures, liability, and potential loss of rental income. Their work includes guiding landlords through the specific insurance requirements of the local housing market. A specialty service this agent can add on is coverage for vacant rental units between tenants.
What Does a a Landlord Insurance Agent in San Juan Capistrano Cost?
Typical landlord insurance costs in California range from 800 to 2500 dollars per year for a single family rental property. Factors include property location, coverage limits, deductible amount, and the age of the building. In San Juan Capistrano, wildfire risk may increase premiums. This is general information and not insurance advice.
About landlord insurance agents in San Juan Capistrano
Landlord insurance agents in San Juan Capistrano help property owners protect their investments with policies tailored to rental housing. California law requires landlords to disclose certain insurance details to tenants, such as liability coverage limits. A local agent can guide you on dwelling coverage, loss of rent protection, and liability insurance specific to California regulations.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers property damage, loss of rental income, and liability for injuries on the premises. In California it may also include coverage for earthquake or wildfire damage as separate endorsements. Policies do not cover tenant personal property.
Is landlord insurance required by law in California?
California does not require landlords to carry insurance by statute. However mortgage lenders often require dwelling coverage. Additionally liability protection is strongly recommended to cover legal costs from tenant injuries or property damage claims.
How do I choose a landlord insurance agent in San Juan Capistrano?
Look for an agent with experience in California rental property insurance and knowledge of local risks like wildfires or earthquakes. Ask about policy options for single family homes, multi unit buildings, and short term rentals. Compare quotes from multiple agents to find suitable coverage.
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