The top-rated landlord insurance agent in San Francisco, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 616 reviews. Other highly rated options include Tiffany Won - State Farm Insurance Agent, Ben Carr - State Farm Insurance Agent, Sam & Associates Insurance Agency: Allstate Insurance. This directory lists 24 landlord insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Stewart - State Farm Insurance Agent | 490 Post St Suite 1606 | (415) 982-9033 |
| 2 | Tiffany Won - State Farm Insurance Agent | 1250 Missouri St UNIT 305 | (415) 872-5734 |
| 3 | Ben Carr - State Farm Insurance Agent | 3361 20th St | (415) 569-2277 |
| 4 | Sam & Associates Insurance Agency: Allstate Insurance | 2225 Taraval St | (415) 665-0181 |
| 5 | Janet Lin - State Farm Insurance Agent | 2190 3rd St | (415) 621-0140 |
| 6 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 7 | Alan Chan - State Farm Insurance Agent | 1820 Van Ness Ave | (415) 776-2190 |
| 8 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 9 | David Chacon - State Farm Insurance Agent | 3425 25th St | (415) 647-9900 |
| 10 | Broad Spectrum Insurance Services | 1000 Brannan St #205 | (888) 898-6999 |
Jake Stewart - State Farm Insurance Agent serves the San Francisco, CA metro area, specializing in landlord insurance for residential and commercial property owners. In this market, protecting rental investments requires policies tailored to liability, building damage, and loss of rental income. The agency helps property owners secure coverage that addresses local risks such as earthquake exposure and tenant-related claims. Common services handled in this area include dwelling fire insurance policies and customizable landlord liability protection.
Tiffany Won - State Farm Insurance Agent in San Francisco, CA, provides landlord insurance services designed to protect rental property investments. This agency offers property damage coverage and liability protection for landlords. Service plans include comprehensive policy reviews to ensure adequate protection against common rental risks like fire, theft, and water damage. Maintenance plans focus on guiding policyholders through the claims process after an incident occurs. The agency services a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Ben Carr’s agency serves homeowners, property managers, and businesses who need landlord insurance coverage in San Francisco. The agent helps clients protect rental properties with policies that address local risks and liability concerns common to the area. Services include customizing coverage for single-family homes, multi-unit buildings, and commercial rentals. Working with a State Farm agent provides access to national resources while receiving neighborhood-focused guidance. The agency also serves clients in the nearby communities of Daly City and South San Francisco.
Sam & Associates Insurance Agency: Allstate Insurance serves San Francisco and its surrounding communities, handling landlord insurance policies for residential and commercial rental properties. The agency manages coverage needs for property owners, including liability and building protection for local rentals. For a typical job, it assesses individual property risks and policy limits, offering tailored options to safeguard landlords from common claims in the area.
Janet Lin - State Farm Insurance Agent in San Francisco, California, advises landlord clients on choosing between a one-time policy for a single property vacancy or a recurring annual plan that covers ongoing rental exposures. Her services typically include property damage and liability protection tailored to local regulations. Coverage is designed to address common landlord risks such as tenant injuries or building repairs, helping property owners maintain financial security. Client consultations and routine policy updates are available on an as-needed basis, with no mandatory scheduling commitment.
Jessica Liu Insurance Services specializes in landlord insurance coverage for residential and multi-unit rental properties in San Francisco, California. It also provides general guidance on property protection for owners who lease out homes. This includes work on policy structures that guard against tenant liability, property damage, and lost rental income. An important seasonal concern the agency addresses is how to maintain coverage after a significant storm or earthquake event in the Bay Area.
For San Francisco landlords facing the unpredictable maintenance demands of the Bay Area’s foggy season, Alan Chan - State Farm Insurance Agent provides specialized landlord insurance services. The agency helps property owners evaluate coverage for older residential buildings common to local neighborhoods. They discuss policies that address potential water damage from persistent damp conditions, liability concerns with long-term tenants, and structural risks in earthquake-prone zones. The initial step in working with the company typically involves an agent reviewing the specific rental property’s condition and occupancy details during a preliminary risk assessment.
Mary Zell Spellman - State Farm Insurance Agent offers general property insurance guidance for property owners in San Francisco, with a specific focus on policies tailored for those who lease residential or commercial spaces to tenants. The agency helps address coverage for the structure itself, liability concerns, and potential loss of rental income. Protection extends to various commercial operations, including offices, warehouses, and food service establishments.
David Chacon, a State Farm Insurance Agent in San Francisco, California, provides residential landlord coverage in the local area, addressing property damage and liability needs. The agency also offers commercial insurance options for multi-unit or mixed-use rental properties throughout the broader Bay Area community. A client can receive policy guidance suitable for their specific holdings, followed by service adjustments or renewals between standard annual visits to maintain consistent protection.
What Does a a Landlord Insurance Agent in San Francisco Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in San Francisco annual premiums often fall between 800 and 2,500 dollars depending on the propertys value location and coverage limits. Factors like the number of units age of building and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in San Francisco
A landlord insurance agent in San Francisco can help you find a policy that covers rental property risks like fire water damage and tenant liability. California law requires landlords to maintain certain habitability standards and insurance can help protect against related claims. Working with a local agent ensures your policy addresses San Francisco specific risks such as earthquake exposure and rent control regulations.
Frequently Asked Questions
What does landlord insurance cover in San Francisco?
Landlord insurance typically covers the building structure liability for injuries on the property and loss of rental income if the unit becomes uninhabitable. In California policies often exclude earthquake damage so a separate policy may be needed.
Is landlord insurance required by law in California?
California law does not require landlord insurance but most mortgage lenders require it. Without insurance you could be personally liable for property damage or tenant injury which can be financially devastating.
How do I choose a landlord insurance agent in San Francisco?
Look for an agent licensed in California who specializes in rental property insurance. Ask about their experience with San Francisco specific issues like older buildings rent control and earthquake coverage options.
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