Skip to main content

Find Landlord Insurance Agents Near You in San Clemente, CA

Directory of landlord insurance agents in San Clemente, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 landlord insurance agents in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Lisa Newell
940 Calle Negocio STE 220, San Clemente, CA 92673
(949) 487-5487 agents.farmers.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700 withersins.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201 gen-ins.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
(949) 829-3639 divelinsurance.com
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
2340 S El Camino Real # 1, San Clemente, CA 92672
(949) 269-7860 agents.farmers.com
Caitlin Ferraro - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 238-4200 myagentcaitlin.com
Goosehead Insurance - Bobby Legate
946 Calle Amanecer Suite F, San Clemente, CA 92673
(949) 533-0796 goosehead.com
Brynn Dorough - State Farm Insurance Agent
802 Avenida Talega Suite 106, San Clemente, CA 92673
(949) 528-6328 doroughinsurance.com
Unity One Insurance
629 Camino De Los Mares #202b, San Clemente, CA 92673
(949) 450-1822 orangecountyinsurancebroker.com
Kim Forsyth - State Farm Insurance Agent
802 Avenida Talega Suite 106, San Clemente, CA 92673
(949) 366-0320 kimforsyth.com
Chris Dolkas - State Farm Insurance Agent
800 E Avenida Pico Ste Q, San Clemente, CA 92673
(949) 492-5900 chrisdolkas.com
Cal Commercial Insurance
806 E Avenida Pico suite i-266, San Clemente, CA 92673
(949) 749-7044 calcommercialinsurance.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909 bearbowerinsurance.com
Shank Insurance Services
122 Avenida Del Mar C, San Clemente, CA 92672
(833) 878-2820 swartsmanning.com
Farmers Insurance - Greg Lerum
302 N El Camino Real Ste 118, San Clemente, CA 92672
(949) 492-7331 agents.farmers.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951 sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445 gisgalvezinsuranceservices.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400 georgebrowninsurance.com
Leger Insurance Agency
San Clemente, CA 92673
(949) 244-7611 legerinsuranceagency.com
State Farm
800 Avenida Pico, San Clemente, CA 92673
(949) 492-5900 statefarm.com

Landlord insurance agents in San Clemente help property owners protect their rental investments. California law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures you understand the specific risks and requirements for rental properties in Orange County.

What Does a Landlord Insurance Agent in San Clemente Cost?

The cost of landlord insurance in California typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in San Clemente, annual premiums often fall between 800 and 2,500 dollars, depending on property value, location, and coverage limits. Factors like proximity to fire zones, the age of the property, and the number of units also affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in San Clemente?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, policies may also include coverage for landlord-required upgrades like fire safety systems or earthquake damage, which is not covered by standard homeowners insurance.
Is landlord insurance required by California law?
California does not legally require landlord insurance, but most mortgage lenders mandate it for rental properties. Additionally, having liability coverage is strongly recommended because California law allows tenants to sue landlords for negligence or failure to maintain safe premises.
How do I choose a landlord insurance agent in San Clemente?
Look for an agent who specializes in rental property coverage and understands California landlord-tenant laws. Ask about their experience with local risks such as wildfires, coastal weather, and earthquake exposure. Compare quotes from multiple agents to find a policy that fits your property needs.