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HomeLandlord Insurance AgentsCalifornia › San Clemente

Find Landlord Insurance Agents Near You in San Clemente, CA

Browse landlord insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated landlord insurance agent in San Clemente, California is Farmers Insurance - Lisa Newell, rated 5.0 stars across 286 reviews. Other highly rated options include Withers Insurance Services, General Insurance Services, Divel Insurance. This directory lists 20 landlord insurance agents serving San Clemente.

Showing 20 landlord insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
2Withers Insurance Services638 Camino De Los Mares(949) 637-2700
3General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
4Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
5Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
6Caitlin Ferraro - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 238-4200
7Goosehead Insurance - Bobby Legate946 Calle Amanecer Suite F(949) 533-0796
8Brynn Dorough - State Farm Insurance Agent802 Avenida Talega Suite 106(949) 528-6328
9Unity One Insurance629 Camino De Los Mares #202b(949) 450-1822
10Kim Forsyth - State Farm Insurance Agent802 Avenida Talega Suite 106(949) 366-0320
FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Landlord Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell serves San Clemente and the surrounding Orange County area as a landlord insurance agent. It helps property owners secure coverage for rental homes, duplexes, and condominiums against common risks like fire damage and liability claims. The agency also works to protect landlords from potential loss of rental income. Its services include customizing policies for single-family rentals and addressing vacancy coverage needs.

WI
638 Camino De Los Mares
Withers Insurance Services
Landlord Insurance Agent · San Clemente, CA

Withers Insurance Services in San Clemente, California provides a range of landlord insurance policies designed to protect rental properties and their owners. The agency works with clients to secure coverage that addresses property damage, liability concerns, and potential loss of rental income. Service and maintenance plans are tailored to the unique exposures of each rental operation, ensuring ongoing risk management. The company services single-family homes, apartments, retail spaces, and restaurants, helping landlords in the area secure appropriate protection for their diverse property holdings.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Landlord Insurance Agent · San Clemente, CA

General Insurance Services serves landlords and property managers in San Clemente, California, helping them secure coverage for rental properties such as single-family homes and small multifamily units. The company assists with policies addressing property damage, liability protection, and loss of rental income. Based in San Clemente, the agency also provides its landlord insurance services to clients in nearby Dana Point.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Landlord Insurance Agent · San Clemente, CA

Divel Insurance serves San Clemente and surrounding communities, providing coverage for landlords who rent out residential or commercial properties. The agency handles liability protection, property damage policies, and loss-of-income safeguards for rental unit owners. Navigating local regulations and tenant risks in Southern California requires careful policy selection. The agency approaches each client’s portfolio by reviewing their specific property inventory and rental history to tailor coverage limits and deductible options accordingly.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Landlord Insurance Agent · San Clemente, CA

Mundell Insurance Agency - Garrett Mundell, a Farmers Insurance provider in San Clemente, CA, distinguishes between one-time landlord policies tailored to a single rental property and recurring packages that cover multiple units. Their landlord insurance typically includes property damage coverage, liability protection, and loss of rental income options. Clients can rely on their local expertise for navigating California-specific landlord risks and policy nuances. The service structure allows customers to request assistance on a one-time, scheduled, or as-needed basis.

CF
940 Calle Negocio Ste 230
Caitlin Ferraro - State Farm Insurance Agent
Landlord Insurance Agent · San Clemente, CA

Caitlin Ferraro - State Farm Insurance Agent in San Clemente provides specialized landlord insurance policies designed to protect rental property owners. The agency also offers broader personal insurance coverage for homes, vehicles, and individual needs. Its landlord services focus on safeguarding investment properties against common risks like property damage and liability claims. For landlords in the San Clemente area, the agency helps address concerns such as tenant-related incidents or unexpected vacancy periods, particularly during seasonal changes when rental turnover increases.

GI
946 Calle Amanecer Suite F
Goosehead Insurance - Bobby Legate
Landlord Insurance Agent · San Clemente, CA

As coastal fog and seasonal rain threaten aging rental properties along the San Clemente shoreline, Goosehead Insurance - Bobby Legate provides tailored landlord insurance solutions designed to protect local real estate investors. The agency assists with policies that cover liability, dwelling protection, and loss of rental income, responding to the unique risks of California's coastal climate. Every policy evaluation begins with a thorough property inspection and an initial assessment of the landlord's specific coverage needs, ensuring no exposure is overlooked.

BD
802 Avenida Talega Suite 106
Brynn Dorough - State Farm Insurance Agent
Landlord Insurance Agent · San Clemente, CA

Brynn Dorough - State Farm Insurance Agent in San Clemente, CA assists clients with their general insurance needs, including property coverage for residential rentals. A key specialty is landlord insurance, which protects property owners against rental-related risks such as damage and liability. The agency can provide tailored policies for various commercial sectors, including offices, warehouses, and food service operations.

UO
629 Camino De Los Mares #202b
Unity One Insurance
Landlord Insurance Agent · San Clemente, CA

Unity One Insurance provides residential landlord insurance for property owners in San Clemente, California. The agency also offers commercial coverage options for larger rental holdings throughout the surrounding area. Their policies are designed to protect income properties against common risks like damage, liability, and loss of rent. Clients can obtain personalized guidance when structuring their coverage. The agency maintains regular contact with policyholders to review changing needs, ensuring timely follow-up and consistent repeat service between scheduled visits.

KF
802 Avenida Talega Suite 106
Kim Forsyth - State Farm Insurance Agent
Landlord Insurance Agent · San Clemente, CA

Kim Forsyth - State Farm Insurance Agent in San Clemente, CA is known for providing landlord insurance policies to property owners in the region. The agency assists local landlords in securing coverage for rental dwellings. Services typically include protection for property damage, liability claims, and loss of rental income. The agency also helps clients evaluate their specific coverage needs. A specialty service Kim Forsyth can add on is coverage for short-term vacation rental properties common in beachside communities.

CD
800 E Avenida Pico Ste Q
Chris Dolkas - State Farm Insurance Agent
Landlord Insurance Agent · San Clemente, CA
(949) 492-5900
chrisdolkas.com
CC
806 E Avenida Pico suite i-266
Cal Commercial Insurance
Landlord Insurance Agent · San Clemente, CA
(949) 749-7044
calcommercialinsurance.com
BI
501 N El Camino Real #200
Bearbower Insurance Services
Landlord Insurance Agent · San Clemente, CA
(949) 347-9909
bearbowerinsurance.com
SI
122 Avenida Del Mar C
Shank Insurance Services
Landlord Insurance Agent · San Clemente, CA
(833) 878-2820
swartsmanning.com/shank
FI
302 N El Camino Real Ste 118
Farmers Insurance - Greg Lerum
Landlord Insurance Agent · San Clemente, CA
(949) 492-7331
agents.farmers.com/ca/san-clemente/greg-lerum
SC
501 N El Camino Real #200
San Clemente Insurance Services
Landlord Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Landlord Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
GL
1005 Calle Recodo
George L Brown Insurance
Landlord Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com
LI
San Clemente, CA 92673
Leger Insurance Agency
Landlord Insurance Agent · San Clemente, CA
(949) 244-7611
legerinsuranceagency.com
SF
800 Avenida Pico
State Farm
Landlord Insurance Agent · San Clemente, CA
(949) 492-5900
statefarm.com/agent

What Does a a Landlord Insurance Agent in San Clemente Cost?

The cost of landlord insurance in California typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in San Clemente, annual premiums often fall between 800 and 2,500 dollars, depending on property value, location, and coverage limits. Factors like proximity to fire zones, the age of the property, and the number of units also affect pricing. This is general information and not insurance advice.

About landlord insurance agents in San Clemente

Landlord insurance agents in San Clemente help property owners protect their rental investments. California law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures you understand the specific risks and requirements for rental properties in Orange County.

Frequently Asked Questions

What does landlord insurance cover in San Clemente?

Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, policies may also include coverage for landlord-required upgrades like fire safety systems or earthquake damage, which is not covered by standard homeowners insurance.

Is landlord insurance required by California law?

California does not legally require landlord insurance, but most mortgage lenders mandate it for rental properties. Additionally, having liability coverage is strongly recommended because California law allows tenants to sue landlords for negligence or failure to maintain safe premises.

How do I choose a landlord insurance agent in San Clemente?

Look for an agent who specializes in rental property coverage and understands California landlord-tenant laws. Ask about their experience with local risks such as wildfires, coastal weather, and earthquake exposure. Compare quotes from multiple agents to find a policy that fits your property needs.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.