The top-rated landlord insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 544 reviews. Other highly rated options include Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc., Willow Street Insurance. This directory lists 12 landlord insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 3 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 4 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 5 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
| 6 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
| 7 | Farmers Insurance - Mark Landis | 650 El Camino Real # R | (650) 366-8274 |
| 8 | Red Cedar Insurance Agency | 855 Jefferson Ave #2669 | (844) 733-2332 |
| 9 | BAY TECH INSURANCE SERVICES | 3125 Middlefield Rd | (650) 260-2218 |
| 10 | Gordon Insurance | 20 El Camino Real | (650) 654-5555 |
For landlords in Redwood City, California, Cost-U-Less Insurance provides landlord insurance policies tailored to protect rental properties. Coverage options typically address property damage from perils like fire or storm, liability protection, and potential loss of rental income. Both one-time policies for short-term rentals and recurring annual plans for long-term leases are available, allowing property owners to select suitable coverage lengths. Service appointments and policy consultations run on a scheduled basis to accommodate landlord availability and specific rental timelines.
Charlotte Russell - State Farm Insurance Agent in Redwood City, CA provides a comprehensive range of landlord insurance policies tailored to protect rental property investments. These plans typically offer coverage for property damage, liability, and loss of rental income, with service and maintenance support available to help landlords manage risk. The agency ensures property owners receive the necessary coverage to meet their specific needs, serving single-family homes, apartments, mixed-use retail spaces, and local restaurants.
Divia Express Insurance Agency, Inc. serves Redwood City and the surrounding San Mateo County area as a landlord insurance agent. The company helps property owners protect their rental investments with tailored coverage solutions for residential and commercial buildings. Their policies typically address risks like fire damage, water damage, liability for tenant injuries, and loss of rental income. Specific services handled in this area include arranging dwelling fire policies for single-family rentals and general liability protection for small apartment complexes.
Willow Street Insurance serves property managers and resident landlords in Redwood City, California. The agency offers tailored insurance policies designed to protect rental income and cover property damage from tenants or natural events. Its staff works closely with local investors to assess the specific liability risks of residential and small commercial rentals. By focusing solely on landlord coverage, the team provides specialized guidance for loss prevention and claims filing. The agency also extends its services to property owners in nearby Atherton.
U D Side Insurance&Middlefield registration services serves Redwood City and the surrounding communities of San Mateo County. It handles all property types for landlords, from single-family rentals to small apartment buildings. Coverage typically includes protection against fire, water damage, and liability claims. To assess a property, the agent reviews the building's age, condition, and location to determine appropriate risk coverage. This approach ensures the policy aligns with the specific exposures of each rental unit.
CIS Insurance Agency in Redwood City specializes in policies that protect residential rental properties from property damage and liability claims. The agency also provides coverage for loss of rental income and legal expenses related to tenant disputes. Their general service work involves reviewing individual property risks and guiding landlords toward appropriate coverage limits and deductibles. As winter approaches, the company typically helps property owners address policy gaps related to storm-related damage and seasonal vacancy concerns.
Farmers Insurance - Mark Landis offers one-time consultations for immediate coverage needs or recurring policy reviews for ongoing protection. As a landlord insurance agent in Redwood City, CA, they help property owners secure policies that typically cover dwelling damage, liability claims, and loss of rental income. Each client receives guidance tailored to local rental market risks and insurance requirements. Service runs on an as-needed basis, allowing landlords to request support whenever a new property is acquired or an existing policy requires adjustment.
With rental demand fluctuating across the San Francisco Peninsula each season, property owners in Redwood City require reliable protection against vacancy and tenant-related liabilities. Red Cedar Insurance Agency provides tailored landlord insurance solutions that address common local risks such as water damage and liability claims. Their process begins with a thorough review of the property’s current coverage gaps and rental history. An initial on-site inspection is then scheduled to assess the specific condition and exposure of each unit before a policy is crafted.
BAY TECH INSURANCE SERVICES delivers essential property coverage for landlords in Redwood City, California. The agency specializes in policies that protect rental properties from common losses such as fire, water damage, and liability claims. Additional coverage options may include loss of rental income, ordinance or law upgrades, and umbrella liability for added asset protection. The agency serves commercial sectors including office buildings, warehouses, and food service facilities, tailoring each policy to the specific risk profile of the property type.
Gordon Insurance provides residential landlord insurance services in Redwood City, California, including coverage for single-family rentals and small multi-unit properties. They also handle commercial landlord policies for local property owners in the surrounding Bay Area communities. Their consultations focus on liability protection and property damage risks typical of the region’s climate and rental market. Clients can schedule follow‑up policy reviews or adjust coverage between regular lease periods for ongoing service continuity.
What Does a a Landlord Insurance Agent in Redwood City Cost?
Typical landlord insurance costs in California range from 800 to 2500 dollars per year for a single-family rental property. For multi-unit buildings premiums can be 3000 to 8000 dollars per year or more. Factors affecting cost include property age location construction type and coverage limits. Earthquake and flood endorsements add extra premiums. This is general information and not insurance advice.
About landlord insurance agents in Redwood City
A landlord insurance agent in Redwood City California helps property owners find coverage for rental homes and multi-unit buildings. California law requires landlords to maintain certain safety standards and liability protections. An agent can explain how local risks like earthquakes and wildfires affect your policy options.
Frequently Asked Questions
What does a landlord insurance agent in Redwood City do?
A landlord insurance agent helps you compare policies from different carriers to cover your rental property. They explain coverage for property damage liability loss of rental income and legal expenses. They also advise on California-specific requirements like earthquake coverage and dwelling fire policies.
Is landlord insurance required by law in California?
California law does not require landlord insurance but most mortgage lenders and property management companies do require it. Without coverage you could be personally liable for tenant injuries or property damage. Some cities in California also have additional rental property insurance requirements.
How much does landlord insurance cost in Redwood City California?
Landlord insurance in Redwood City typically costs between 15 and 30 percent more than standard homeowners insurance. A basic policy for a single-family rental can range from 800 to 2000 dollars per year. Costs depend on property value location and coverage limits.
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