The top-rated landlord insurance agent in Rancho Cucamonga, California is Adriana's Insurance Services, rated 4.8 stars across 2,869 reviews. Other highly rated options include Just Auto Insurance Services, Barranca Insurance Services, Inc., Kessler Alair Insurance Services, Inc.. This directory lists 20 landlord insurance agents serving Rancho Cucamonga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adriana's Insurance Services | 9445 Charles Smith Ave | (909) 552-8911 |
| 2 | Just Auto Insurance Services | 8010 Haven Ave | (909) 291-4155 |
| 3 | Barranca Insurance Services, Inc. | 8647 Haven Ave STE 100 | (909) 475-6195 |
| 4 | Kessler Alair Insurance Services, Inc. | 12487 N Mainstreet #240 | (909) 931-1500 |
| 5 | Freeway Insurance | 9950 Foothill Blvd Ste C | (909) 527-7234 |
| 6 | Alsop & Associates Insurance Agency: Allstate Insurance | 9155 Archibald Ave ste h | (909) 365-1828 |
| 7 | Agency One Insurance Services, Inc | 8350 Archibald Ave Suite #204 | (661) 723-0404 |
| 8 | S&R Insurance Services Inc | 10370 Commerce Center Dr # 120 | (909) 740-6800 |
| 9 | Supreme Choice Insurance Solutions | 10700 Jersey Blvd STE 310 | (909) 587-4223 |
| 10 | David Grossberg - State Farm Insurance Agent | 9613 Arrow Route J | (909) 986-3218 |
Adriana's Insurance Services works with property owners in Rancho Cucamonga to secure landlord insurance policies, including standard coverage for dwelling protection and liability. Add-ons like loss of rental income and ordinance or law coverage can be included for broader protection. The agency serves commercial sectors such as offices seeking general liability, warehouses needing property insurance for inventory, and food service operations that require combined coverage for equipment and premises risk.
Just Auto Insurance Services serves landlords throughout San Bernardino County from its base in Rancho Cucamonga, California. The agency helps property owners obtain coverage tailored to rental dwellings, addressing risks like tenant damage, liability claims, and loss of rental income. Its work involves matching policies to the unique needs of local real estate investors and residential landlords. The company handles landlord liability protection and building property coverage for single-family and multifamily rental units.
Barranca Insurance Services, Inc. provides landlord insurance policies designed to protect rental property investments in the Rancho Cucamonga area. It helps property owners secure coverage for building structures and liability protection against tenant or visitor claims. The company offers guidance on maintenance plans, focusing on preventive measures that may reduce claim risks and help preserve property value. Barranca Insurance Services services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Kessler Alair Insurance Services, Inc. serves property managers, landlords, and real estate investors in Rancho Cucamonga, California. The agency provides landlord insurance policies that help protect residential and commercial rental properties from common risks like property damage and liability claims. It works with clients who own single-family rentals, duplexes, or small apartment buildings to find coverage suited to their specific needs. The company also extends its services to property owners in the nearby city of Ontario.
Freeway Insurance provides residential landlord coverage for property owners in Rancho Cucamonga, California, addressing the protection needs of rental homes and duplexes. Commercial policies are also available for multi-unit apartment buildings and commercial properties within the surrounding region. The agency works with owners to structure policies that cover property damage and liability exposures between tenant transitions. Follow-up service is readily provided when circumstances change or a new lease period requires a policy review between scheduled visits.
Alsop & Associates Insurance Agency: Allstate Insurance in Rancho Cucamonga, California, provides landlords with coverage for rental properties, including dwelling protection and liability insurance. The agency assists local property owners in securing policies that address risks associated with tenant damages and income loss. Its service area encompasses the immediate region and surrounding communities. For additional coverage, the agency can also offer specialized protection for vacant rental properties.
Agency One Insurance Services, Inc serves property owners throughout Rancho Cucamonga and the surrounding Southern California communities, handling a full range of landlord insurance needs for residential and commercial rental properties. Its agents work to identify coverage gaps in policies such as liability protection and property damage. For each typical job, it reviews the specific property type and lease terms to recommend tailored coverage limits.
S&R Insurance Services Inc in Rancho Cucamonga, CA specializes in landlord insurance policies that protect rental property investments. The company works with local property owners to secure appropriate liability coverage, property damage protection, and loss-of-rent provisions for residential or commercial units. It helps landlords address concerns unique to Southern California, such as ensuring adequate coverage for wildfire season or earthquake-related damage to rental structures.
Landlord insurance may be selected as a single policy for one property or as a recurring plan covering multiple units, with each option providing liability protection and coverage for building damage or lost rental income. Supreme Choice Insurance Solutions, based in Rancho Cucamonga, works with property owners to choose the appropriate structure for their portfolios. Policies are issued on a one-time basis for individual needs, as a scheduled recurring plan, or as an as-needed service.
As seasonal rains and shifting tenant patterns create new exposures for rental properties in Rancho Cucamonga, David Grossberg - State Farm Insurance Agent provides tailored coverage designed to protect local landlords. This agent specializes in safeguarding residential and commercial rental investments against common liabilities and property damage risks typical of the Inland Empire. By reviewing each policyholder’s portfolio and local risk factors, the agency focuses on aligning each plan with the unique requirements of landlord insurance. An initial consultation includes a thorough walk-through assessment of the insured property conditions.
What Does a a Landlord Insurance Agent in Rancho Cucamonga Cost?
In California, landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Rancho Cucamonga, annual costs can range from 800 to 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Rancho Cucamonga
A landlord insurance agent in Rancho Cucamonga helps property owners protect their rental investments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand the specific risks for properties in San Bernardino County including fire season and earthquake exposure.
Frequently Asked Questions
What does landlord insurance cover in Rancho Cucamonga?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, policies may also include coverage for vandalism or tenant damage. Earthquake coverage is usually a separate endorsement.
Is landlord insurance required by California law?
California does not legally require landlord insurance, but most mortgage lenders and HOAs require it. California Civil Code Section 1950.5 limits security deposits and does not mandate insurance, but having it protects against liability claims.
How do I choose a landlord insurance agent in Rancho Cucamonga?
Look for an agent who specializes in rental property coverage and understands local risks like wildfires or earthquakes. Ask about policy limits, deductibles, and whether the policy covers fair rental value. Compare quotes from multiple agents.
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