The top-rated landlord insurance agent in Rancho Cordova, California is Inszone Insurance Services, rated 4.7 stars across 248 reviews. Other highly rated options include Cost-U-Less Insurance, Fiesta Auto Insurance & Tax Service, JD Snead - State Farm Insurance Agent. This directory lists 12 landlord insurance agents serving Rancho Cordova.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 2721 Citrus Rd suite a | (877) 308-9663 |
| 2 | Cost-U-Less Insurance | 2274 Sunrise Blvd | (916) 604-4198 |
| 3 | Fiesta Auto Insurance & Tax Service | 10401 Folsom Blvd #E | (916) 573-1040 |
| 4 | JD Snead - State Farm Insurance Agent | 2941 Sunrise Blvd Ste 280 | (916) 638-4300 |
| 5 | Progressive Insurance | 10940 White Rock Rd #100 | (855) 347-3939 |
| 6 | Fred Loya Insurance | 10345 Folsom Blvd Ste A1 | (916) 735-4211 |
| 7 | Farmers Insurance - David Oyler | 2933 Gold Pan Ct STE E | (916) 635-0444 |
| 8 | Travelers | 11070 White Rock Rd | — |
| 9 | Golden Partners | 11185 White Rock Rd suite b | (916) 299-0555 |
| 10 | Coastal Valley Insurance | Sunrise Blvd #140 | (916) 436-2600 |
Inszone Insurance Services in Rancho Cordova, California helps property owners secure coverage for rental dwellings, addressing liabilities such as property damage and loss of rental income. The agency also provides specialty endorsements, including coverage for vandalism, weather-related perils, and landlord legal liability exposures. Its commercial packages serve various real estate sectors, including multi-unit residential offices, warehouses, and food service operations.
Cost-U-Less Insurance in Rancho Cordova, California, provides residential landlord insurance designed to protect rental properties from common risks like property damage and liability issues. The agency also offers commercial coverage for multi-unit apartment buildings or mixed-use spaces throughout the greater Sacramento area. Policies are tailored to help property owners manage local rental market exposures. After a policy is issued or a claim is resolved, the company follows up to discuss any needed adjustments before the next regular renewal or property inspection.
Fiesta Auto Insurance & Tax Service, based in Rancho Cordova, California, is known for providing specialized landlord insurance policies that protect rental property investments. Its services cover both residential and commercial landlord needs, including property damage and liability coverage. The agency assists local property owners in securing policies tailored to California’s rental market. As an extra specialty, it offers umbrella liability policies to provide additional coverage beyond standard landlord insurance limits.
JD Snead - State Farm Insurance Agent serves the Sacramento County area, including Rancho Cordova, California, providing landlord insurance solutions for residential and commercial property owners. The agency assists landlords in protecting rental properties against common risks such as property damage, liability claims, and loss of rental income. Tailored policies are available to cover single-family homes, duplexes, and multi-unit buildings. Specific services include dwelling coverage for structure repairs and liability protection for incidents on the premises.
Progressive Insurance offers a comprehensive range of landlord insurance services in Rancho Cordova, California, including property damage coverage and liability protection. It provides routine policy reviews and claim assistance to help property owners maintain adequate coverage and resolve issues efficiently. The company services local residential properties such as single-family homes, apartments, and also extends coverage to commercial categories, including retail spaces and restaurants.
Fred Loya Insurance serves the Rancho Cordova area in Sacramento County, specializing in landlord insurance policies for property owners. The agency helps local landlords protect rental homes and apartment buildings from common financial risks such as property damage, liability claims, and loss of rental income. Agents work with clients to find coverage that meets the specific needs of their rental properties. This includes services like customized dwelling protection policies and liability coverage tailored for residential rental owners in the surrounding community.
Farmers Insurance - David Oyler serves Rancho Cordova, California, and surrounding communities with specialized landlord insurance coverage. The agency handles policies that protect rental property owners from risks such as property damage, liability claims, and loss of rental income. Each client’s specific investment property needs are addressed through a careful review of available coverage options. The typical job begins with a consultation to assess the property’s unique exposures, followed by a tailored selection of policy limits to ensure adequate protection.
Golden Partners in Rancho Cordova, CA offers both one-time policy reviews and recurring landlord insurance services. Their coverage typically protects rental property owners from financial losses due to property damage, liability claims, and loss of rental income. Service consultations identify specific risks associated with local rental regulations and common tenant issues. Coverage options may be tailored to single-family homes or multi-unit properties. Service runs on a one-time, scheduled, or as-needed basis depending on each landlord's policy preferences and property portfolio changes.
Coastal Valley Insurance provides comprehensive coverage options for property owners managing rental investments in Rancho Cordova, California. As a Landlord Insurance Agent, it specializes in policies that protect against property damage, liability claims, and loss of rental income. Standard service plans include routine policy reviews to ensure adequate coverage as property values and local regulations change. The agency also offers guidance on adjusting deductibles and endorsements to match specific risk tolerances. Coastal Valley Insurance serves landlords owning single-family homes, apartments, retail spaces, and restaurants in the greater Sacramento area.
What Does a a Landlord Insurance Agent in Rancho Cordova Cost?
Typical landlord insurance in California costs between 25 and 50 percent more than standard homeowners insurance. For a single family rental in Rancho Cordova you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Rancho Cordova
Landlord insurance agents in Rancho Cordova help property owners protect their rental investments. California law requires landlords to maintain certain safety standards and liability coverage. A local agent can explain how state regulations like the California Tenant Protection Act affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Rancho Cordova?
Landlord insurance typically covers property damage lost rental income and liability protection. In California policies often include coverage for fire water damage and tenant injuries. Your agent can help you add endorsements for earthquake or flood risks common in the region.
Is landlord insurance required in California?
California law does not require landlord insurance but most mortgage lenders do. Without it you could face large out of pocket costs for property damage or lawsuits. A local agent can explain the minimum coverage needed for your specific property.
How does California law affect landlord insurance costs?
California rent control laws and eviction restrictions can increase your risk profile. Agents consider these factors when pricing your policy. The state also requires landlords to disclose certain hazards which may affect your liability coverage.
Landlord Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Baldwin Park · Banning · Beaumont · Bellflower · Benicia · Beverly Hills · Brawley