The top-rated landlord insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 16 landlord insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Kenton Insurance | 2050 Spring St Suite C | (805) 227-0954 |
Ted Hamm Insurance Agency serves the Paso Robles, California area as a local landlord insurance agent. The company helps property owners secure coverage for residential rental dwellings, protecting against common risks such as property damage and liability claims. With a focus on the needs of landlords, the agency works to tailor policies that address the unique exposures found in this agricultural and wine-country region. Two specific services it handles are loss-of-rent coverage and protection for vacant rental units.
As a landlord insurance agent, Steve Weber - State Farm Insurance Agent of Paso Robles, CA provides a range of personal and property coverage options for rental investments. Services are tailored to help protect owners from common risks, including property damage, liability claims, and loss of rental income, with policies designed for ongoing maintenance of assets. The agency services single-family homes, apartments, retail locations, and restaurants.
Rick Goree, a local landlord insurance agent in Paso Robles, California, serves homeowners, property managers, and real estate investors. He offers tailored coverage options that protect rental properties, including liability and dwelling protection. His guidance helps clients understand the specific risks associated with renting out homes and duplexes in this area. By focusing on individual policy needs, he ensures property owners receive appropriate financial safeguards. His services also extend to clients in the nearby community of Atascadero.
Farmers Insurance - Gregory Byrne in Paso Robles specializes in landlord insurance policies tailored for rental property owners. It provides coverage for single-family homes, duplexes, and small multifamily units, addressing property damage and liability risks. The agency also offers guidance on policy bundles to protect investment portfolios. Regular consultations help landlords understand deductible options and replacement cost valuations. With variable weather patterns in Paso Robles, the agency is especially useful for advising on policy adjustments before the peak wildfire season or after severe winter storms damage rental roofs.
As the Central Coast approaches the typical fire season, Paso Robles property owners face heightened risk for their rental units. Chely Insurance Services helps landlords protect their investments by offering dedicated landlord insurance agent services. They assess each property’s unique exposure to local hazards and liability concerns. New clients begin with a thorough inspection of the rental property to evaluate its current coverage needs and identify any potential gaps in protection.
Bryan Butler: Allstate Insurance serves property owners in Paso Robles and the surrounding communities of San Luis Obispo County. It handles landlord insurance solutions tailored to the protection needs of residential and small commercial rental properties in this Central Coast region. The agency structures coverage to account for local fire risks and common liability exposures associated with tenant-occupied dwellings. For each client, it takes a straightforward approach by reviewing the specific property features and vacancy concerns before recommending an appropriate policy limit.
KNOCKOUT INSURANCE SERVICES, LLC offers clients the choice between a single policy for a specific rental property and ongoing coverage for a portfolio of units. Their landlord insurance plans address common risks such as property damage, liability claims, and loss of rental income. Serving landlords in Paso Robles, CA, the agency can tailor policies to match local regulations and market conditions. Service runs on a one-time or as-needed basis, allowing property owners to adjust coverage when acquiring or selling a rental.
Del Paso Insurance Services in Paso Robles, California, helps property owners manage the risks associated with renting out residential and commercial real estate. Its specialty services include liability protection and coverage for property damage caused by tenants. Policies often address loss of rental income and the financial impact of legal disputes. The agency can serve commercial sectors that include professional offices, warehouses, and food service operations.
Henry Elisarraraz - State Farm Insurance Agent in Paso Robles, CA provides residential landlord insurance for single-family rental properties. Commercial coverage is also available for multi-unit residential buildings and small apartment complexes in Paso Robles and surrounding areas of San Luis Obispo County. Local agents tailor policies to protect rental income, property structures, and liability exposures. Clients often schedule an initial consultation and then remain in contact for periodic policy reviews or updates between regular property visits.
Kenton Insurance in Paso Robles, California, serves homeowners and property managers who need specialized coverage for rental dwellings. The agency provides landlord insurance policies that help protect against property damage, liability claims, and potential loss of rental income. Property owners in the Paso Robles area can access guidance on structuring a policy to match their specific rental risks. Kenton Insurance also extends its services to clients managing rental properties in the neighboring community of Atascadero.
What Does a a Landlord Insurance Agent in Paso Robles Cost?
Typical landlord insurance costs in California range from 15 to 30 percent more than standard homeowners insurance. A basic policy for a single family rental in Paso Robles may cost 800 to 1500 dollars per year. Actual premiums depend on property value location coverage limits and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Paso Robles
A landlord insurance agent in Paso Robles California helps rental property owners secure coverage that meets state requirements. California law does not require landlord insurance but mortgage lenders often do. Local agents understand risks specific to the Paso Robles area including wildfire and earthquake exposure.
Frequently Asked Questions
What does a landlord insurance agent in Paso Robles do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain dwelling coverage liability protection and loss of rental income options. Agents also advise on California specific issues like tenant laws and fire risk.
Is landlord insurance required by law in California?
California state law does not require landlord insurance. However most mortgage lenders require a policy that covers the dwelling. Some city ordinances in California may also require liability coverage for rental properties.
How do I choose a landlord insurance agent in Paso Robles?
Look for an agent licensed in California with experience in rental property coverage. Ask about their knowledge of local risks like wildfire and flood zones. Verify they can quote policies from multiple insurance carriers.
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