Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 landlord insurance agents in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ERGO NEXT (NEXT Insurance)
975 California Ave, Palo Alto, CA 94304
(855) 222-5919
nextinsurance.com
Candice Kistner - State Farm Insurance Agent
576 Cambridge Ave, Palo Alto, CA 94306
(650) 424-1100
insurancebycandice.com
WHINS Insurance Agency
300 Hamilton Ave #1002, Palo Alto, CA 94301
(650) 899-1115
whins.com
Farmers Insurance - Jay Schmidt
459 Hamilton Ave UNIT 207, Palo Alto, CA 94301
(650) 329-8711
agents.farmers.com
Allstate Insurance Agent Harold Lorber
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191
agents.allstate.com
Amanda Martin - State Farm Insurance Agent
Charleston Shopping Center, 3968 Middlefield Rd, Palo Alto, CA 94303
(650) 494-1404
amandajmartin.com
Dworkin Insurance Services
624 University Ave #203, Palo Alto, CA 94301
(650) 329-1330
dworkininsurance.com
Insurance by Lee Aldinger Insurance
460 California Ave Suite #203, Palo Alto, CA 94306
(650) 326-3350
aldingerins.com
Allied Brokers Insurance Agency, Inc.
591 Lytton Ave, Palo Alto, CA 94301
(650) 328-1000
alliedbrokers.com
Marketside Insurance Services
4083 Transport St, Palo Alto, CA 94303
(650) 858-1123
marketside.net
Farmers Insurance
948 Industrial Ave, Palo Alto, CA 94303
(650) 321-7637
agents.farmers.com
What Does a Landlord Insurance Agent in Palo Alto Cost?
Typical costs for landlord insurance in California range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Palo Alto, annual premiums often fall between 1,200 and 3,000 dollars. Costs depend on property value, location, coverage limits, and deductible. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Palo Alto do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They explain California-specific requirements, such as coverage for earthquake or flood risks. They also guide you on policy limits to match your property value.
Is landlord insurance required by law in California?
California law does not require landlord insurance, but most mortgage lenders and property management companies do. Without it, you could face large out-of-pocket costs for tenant injuries or property damage. A local agent can help you meet lender requirements.
How does California tenant law affect landlord insurance?
California Civil Code Section 1940.9 requires landlords to disclose if a property is in a flood or seismic hazard zone. Your insurance policy should cover these risks. An agent can help you choose endorsements for earthquake or flood damage.