The top-rated landlord insurance agent in Palm Desert, California is Janelle Cyrus - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Palm Desert Insurance, Daniel King - State Farm Insurance Agent, Farmers Insurance - Jocsan Rendon. This directory lists 18 landlord insurance agents serving Palm Desert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janelle Cyrus - State Farm Insurance Agent | 42335 Washington St Ste A | (760) 834-8833 |
| 2 | Palm Desert Insurance | 73241 CA-111 ste 1-b | (760) 341-2345 |
| 3 | Daniel King - State Farm Insurance Agent | 44740 Monterey Ave | (760) 776-1800 |
| 4 | Farmers Insurance - Jocsan Rendon | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 5 | Carmen Valencia | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 6 | Paul Dix Insurance Adjusters | 72960 Fred Waring Dr # 16 | (760) 474-0006 |
| 7 | Insurance Incorporated - Palm Desert | 77564 Country Club Dr Ste 204D | (760) 867-0111 |
| 8 | Ascend Insurance Agency | 36917 Cook St STE 101 | (760) 341-3477 |
| 9 | Collective Insurance Solutions LLC | 77-711 Flora Rd Suite 325 | (760) 600-5605 |
| 10 | Jump Insurance Services | 77682 Country Club Dr STE I | (760) 610-6145 |
Janelle Cyrus - State Farm Insurance Agent serves the Palm Desert, California area as a landlord insurance agent. The agency provides protection plans for rental property owners, covering buildings and liability risks. Landlord policies here typically address property damage from fire or weather and loss of rental income. Janelle Cyrus - State Farm Insurance Agent handles coverage for single-family rentals and multi-unit properties.
Palm Desert Insurance provides landlord insurance services tailored to rental property owners in the Palm Desert area. Its service offerings include liability coverage, property damage protection, and loss-of-income provisions for landlords. These plans are designed to help property owners secure their investments against common risks such as tenant damage, fire, or weather events. Ongoing account maintenance and policy adjustments are available as tenant situations change. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Daniel King - State Farm Insurance Agent in Palm Desert, CA, serves the Coachella Valley and surrounding communities, handling landlord insurance policies for residential rental properties. These policies protect property owners from financial losses due to property damage, liability claims, and lost rental income. For a typical job, the agent assesses the specific risks of each rental property, such as location and building condition, to customize coverage limits and deductibles that align with the landlord’s financial needs and local market conditions.
Farmers Insurance - Jocsan Rendon serves local homeowners, property managers, and small business owners who need comprehensive coverage for rental properties in Palm Desert, California. The agency specializes in landlord insurance policies that help protect investment properties from common risks such as property damage, liability claims, and loss of rental income. Each policy is tailored to meet the specific needs of landlords managing single-family homes or multi-unit dwellings throughout the desert region. The agent also serves clients in the neighboring community of Cathedral City.
Landlord insurance through Carmen Valencia in Palm Desert, CA, can be arranged as either a singular policy for a single property or as a scheduled, ongoing program covering multiple rentals. Coverage typically protects against property damage, liability claims from tenant injuries, and loss of rental income during repairs. Services such as policy reviews, claim assistance, and new property additions are provided on an as-needed basis to address each landlord’s changing portfolio.
Paul Dix Insurance Adjusters in Palm Desert, CA offers landlord insurance agent services focused on property loss assessment and policy navigation for rental property owners. It provides comprehensive coverage evaluation, claims documentation, and risk management guidance tailored to local real estate investors. The firm assists with the unique exposures of desert properties, including wildfire damage and seasonal tenant turnover. It helps resolve disputes between landlords and tenants after unexpected storm events.
During California’s peak wildfire and heat season, Palm Desert landlords face increased exposure to property damage claims and liability issues. Insurance Incorporated - Palm Desert assists local property owners by structuring landlord-specific policies that address these heightened seasonal risks, including vacancy coverage and tenant-related protections. This agency works with clients to understand their unique rental portfolios and identify coverage gaps specific to desert properties. The typical engagement begins with a thorough walkthrough of the rental unit or complex to assess current conditions and document any existing maintenance concerns.
Ascend Insurance Agency provides property insurance for residential and commercial buildings in the Palm Desert area, specializing in landlord policies that cover rental risks. These policies can be enhanced with add-ons such as liability protection for tenant injuries and coverage for loss of rental income due to property damage. The agency serves a range of commercial sectors, including office complexes, warehouses, and food service establishments that require tailored risk management.
Collective Insurance Solutions LLC in Palm Desert, CA is known for providing specialized protection for residential rental property owners. Its service range includes policies that cover landlords against property damage, liability claims from tenants or visitors, and loss of rental income during repairs. These plans are tailored to the unique risks of renting out homes, condos, or multi-unit buildings in the local climate. An add-on specialty service the company can offer is ordinance or law coverage, which helps pay for needed building upgrades after a covered loss.
What Does a a Landlord Insurance Agent in Palm Desert Cost?
Typical landlord insurance in California costs between 800 and 2500 dollars per year for a single family rental property. Factors include property value location and coverage limits. Properties in high fire risk areas like parts of Palm Desert may have higher premiums. This is general information not insurance advice.
About landlord insurance agents in Palm Desert
A landlord insurance agent in Palm Desert California helps property owners protect their rental investments. California law requires landlords to maintain certain insurance coverages for liability and property damage. Local agents understand the specific risks in the Coachella Valley including wildfire and earthquake exposure.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers property damage liability and loss of rental income. In California policies often exclude earthquake and flood damage which require separate coverage. An agent can explain these exclusions and recommend appropriate endorsements.
Is landlord insurance required by California law?
California law does not require landlord insurance but most mortgage lenders require it. Without coverage a landlord could be personally liable for tenant injuries or property damage. An agent can help you meet lender requirements and state liability standards.
How do California rent control laws affect insurance needs?
California has statewide rent control limits under the Tenant Protection Act of 2019. These laws affect how much you can raise rent and may influence your loss of income coverage needs. A local agent can help you align your policy with these regulations.
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