The top-rated landlord insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,581 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Veronica's Insurance Oxnard. This directory lists 20 landlord insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 5 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 6 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
| 7 | Torres & Associates | 2069 N Oxnard Blvd | (805) 983-2400 |
| 8 | Leslie Carpenter-Henley: Allstate Insurance | 750 W Gonzales Rd #180 | (805) 984-7000 |
| 9 | Bucio Insurance | 1049 S Ventura Rd B | (805) 985-0351 |
| 10 | Austin Reilley & Doud Insurance Services | 200 W 7th St | (805) 483-2217 |
Pacific Preferred Insurance serves Oxnard and Ventura County as a landlord insurance agent. The agency helps property owners secure comprehensive coverage for rental dwellings, including single-family homes and small multifamily units. Policies typically protect against property damage, liability claims, and loss of rental income due to covered perils. The company works with local landlords to address specific risks associated with coastal and inland rental properties. Pacific Preferred Insurance handles landlord liability protection and dwelling fire insurance policies for residential income properties.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA, offers tailored coverage options for local property owners, including liability protection and dwelling coverage for rental properties. This agency provides individualized service consultations to help landlords choose appropriate plan limits and deductibles based on their specific investment needs. Its policies are designed to safeguard against common risks such as fire damage, water damage, or tenant-related incidents. The firm typically works with clients who own single-family homes, apartments, retail, restaurants.
Charles Allison - State Farm Insurance Agent in Oxnard, CA serves homeowners, landlords, and property managers who need tailored protection for rental properties. This agency offers landlord insurance policies that help cover dwellings, liability, and potential loss of rental income against common risks. The local team assists clients in reviewing coverage options suited to different property types and tenant situations. They also serve property owners in nearby Ventura and the greater Oxnard metro area.
Serving Oxnard and the surrounding communities of Ventura County, Veronica's Insurance Oxnard specializes in landlord insurance agent work, handling policies for residential rental properties and small multi-unit dwellings. The agency manages coverage for property damage, liability protection, and loss of rental income. To handle a typical job, the company conducts a thorough assessment of the property's condition and tenant occupancy risks before arranging a customized policy.
Located in Oxnard, Ceja Insurance Agency helps property owners choose between a single policy for one rental and ongoing coverage for multiple units. Landlord insurance typically protects buildings, liability, and lost rental income from tenant damage or natural disasters common to the coastal area. Property-specific risks in Ventura County influence the coverage needs addressed here. The agency offers services on both a one-time policy purchase basis for new landlords or scheduled renewals for established portfolios.
As Oxnard’s seasonal rains approach, property owners face increased risk of water damage and tenant liability. Onix Insurance Services provides specialized landlord insurance coverage tailored to these local weather patterns. The agency reviews each rental property’s unique exposures, from older coastal units to single-family homes near agricultural areas. Thorough policy comparison helps ensure necessary protection without unnecessary costs. An initial on-site property inspection follows consultation, identifying current conditions to refine coverage recommendations.
Torres & Associates specializes in landlord insurance policies tailored to rental property owners throughout Oxnard, California. It works closely with landlords to structure liability protections and property coverage for single-family homes, duplexes, and small apartment buildings. The agency also assists clients with local regulatory requirements for insuring income properties and maintaining proper documentation. Seasonal concerns it regularly addresses include arranging adequate coverage for tenant turnovers and providing guidance on flood insurance during Oxnard's winter storm periods.
Leslie Carpenter-Henley: Allstate Insurance provides landlord insurance services in Oxnard, California. The agency addresses property protection for rental dwellings, including coverage for structures and liability exposure. Specialized landlord policy add-ons can be arranged to guard against loss of rental income or damage from tenant-caused incidents. The agency serves commercial real estate sectors such as office buildings, warehouses, and food service establishments.
Bucio Insurance provides residential landlord insurance services to property owners in Oxnard, California, along with commercial coverage for multi-unit rental buildings or mixed-use properties. Serving clients throughout Ventura County and the surrounding coastal region, the agency works with local landlords to secure appropriate policies for habitational risks. This company undertakes periodic account reviews to address policy adjustments, and it follows up with clients between regular renewal cycles to help maintain consistent coverage.
What Does a a Landlord Insurance Agent in Oxnard Cost?
Landlord insurance in California typically costs 15 to 25 percent more than standard homeowners insurance. For an Oxnard rental property average annual premiums range from 800 to 1500 dollars depending on property value location and coverage limits. Earthquake and flood endorsements add 200 to 500 dollars per year. This is general information not insurance advice.
About landlord insurance agents in Oxnard
Landlord insurance agents in Oxnard help property owners protect rental homes and apartments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand Oxnard coastal risks like flood and earthquake that standard policies may not cover.
Frequently Asked Questions
What does landlord insurance cover in Oxnard California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California policies often exclude earthquake and flood damage which require separate endorsements. Agents can help you add these coverages for Oxnard properties near the coast.
Is landlord insurance required by law in California?
California does not legally require landlord insurance but most mortgage lenders mandate it. Without coverage you could be personally liable for tenant injuries or property damage. Some cities like Oxnard may have local rental registration requirements that ask for proof of insurance.
How do California tenant laws affect landlord insurance?
California Civil Code Section 1950.5 limits security deposits and requires specific disclosures. Landlord insurance helps cover legal costs if a tenant sues for habitability issues or wrongful eviction. Agents can advise on liability limits that match state tenant protection laws.
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