Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 landlord insurance agents in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115
johncho.org
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276
agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Pike Insurance Services
3910 Vista Way STE 107, Oceanside, CA 92056
(800) 411-7453
pikeinsure.com
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900
ericopdahl.com
Serra Benefits & Insurance Services
2821 Oceanside Blvd Unit E, Oceanside, CA 92054
(760) 439-9700
serrabenefits.com
Aloha West Insurance
4225 Oceanside Blvd, Oceanside, CA 92056
(760) 547-2626
alohawestinsurance.com
Kalina Johnson - Farmers Insurance
2103 S El Camino Real #102, Oceanside, CA 92054
(760) 434-7200
agents.farmers.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500
amaxinsurance.com
Munro Insurance Services
1155 Sportfisher Dr suite 140, Oceanside, CA 92054
(760) 621-3844
munroinsuranceservices.net
Expressway Insurance and Financial Services Inc
650 Douglas Dr Ste. #110, Oceanside, CA 92058
(760) 400-1066
expresswayinsurefinance.com
Beau Breese: Allstate Insurance
3650 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 231-7999
agents.allstate.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747
michellemcgowan.com
Ben Shore Insurance
603 Seagaze Dr #217, Oceanside, CA 92054
(760) 966-9180
Farmers Insurance - Adam Jungk
815 Mission Ave Ste 205, Oceanside, CA 92054
(760) 203-2433
agents.farmers.com
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196
leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474
insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334
mercuryinsurance.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990
gibbsinsurance.com
Landlord insurance agents in Oceanside California help property owners protect their rental investments. They offer policies that cover dwelling damage, liability, and loss of rental income. California law requires landlords to disclose certain insurance details to tenants under Civil Code Section 1950.5.
What Does a Landlord Insurance Agent in Oceanside Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental in Oceanside you might pay between 800 and 1,500 dollars per year. Factors like property age, location near the coast, and coverage limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Oceanside California?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings. California policies may also include coverage for earthquake or wildfire depending on location.
Do I need landlord insurance if I have a homeowners policy?
A standard homeowners policy does not cover rental properties. If you rent out a home in Oceanside you need a landlord insurance policy. Using a homeowners policy for a rental can lead to claim denial under California insurance rules.
How do I choose a landlord insurance agent in Oceanside?
Look for an agent licensed in California who has experience with rental properties. Ask about coverage limits for liability and loss of rent. Check if they offer policies from multiple carriers to compare options for your specific Oceanside property.