The top-rated landlord insurance agent in Modesto, California is Cost-U-Less Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include SaveDirect Insurance Agency, LLC, Acceptance Insurance, The Source Auto Insurance Agency LLC. This directory lists 21 landlord insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 123 Burney St | (209) 560-6118 |
| 2 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 3 | Acceptance Insurance | 2045 W Briggsmore Ave Ste A-6 | (209) 375-7112 |
| 4 | The Source Auto Insurance Agency LLC | 822 9th St #1 | (209) 661-7171 |
| 5 | Freeway Insurance | 1801 H St Ste A1 | (209) 585-3788 |
| 6 | TopFlight Insurance Services | 901 N Carpenter Rd #37 | (209) 622-4622 |
| 7 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 8 | Insureone Insurance Solutions | 316 Needham St | (209) 779-0700 |
| 9 | insureCAL Insurance Agency | 3508 Dale Rd | (209) 250-0269 |
| 10 | The Giuliano Insurance Agency Inc: Allstate Insurance | 1508 Coffee Rd Suite G | (209) 578-1059 |
Cost-U-Less Insurance in Modesto, California, is known for providing tailored coverage for residential rental properties. Its services as a Landlord Insurance Agent range from protecting single-family rental homes to multi-unit dwellings against property damage and liability claims. The company guides landlords in Modesto and the surrounding Central Valley area through policy options that address local weather and tenant risks. For added protection, it can include loss of rental income coverage as a specialty service.
SaveDirect Insurance Agency, LLC serves the Modesto, California metropolitan area as a landlord insurance agent. The company helps rental property owners obtain essential coverage for their residential investment properties. Their services include policies that protect against property damage from common perils like fire and storm. They also assist with liability coverage to shield landlords from tenant injury claims. Additionally, the agency handles loss of rental income policies to replace revenue when a unit is uninhabitable due to a covered incident.
Acceptance Insurance serves the Modesto, California area as a landlord insurance agent, offering policies designed to protect rental property owners. It provides coverage options tailored for residential and commercial rental structures, helping landlords manage risks associated with tenant occupancy and property damage. The company assists local property owners in securing adequate liability protection and loss-of-income coverage in the event of uninhabitable conditions. Specific services it handles in this area include dwelling protection policies and coverage for loss of rental income.
The Source Auto Insurance Agency LLC in Modesto, CA provides landlord insurance agent services including coverage for property damage, liability protection, and lost rental income. It offers standard policy reviews and can assist with claims filing to help maintain rental property investments. The agency serves a variety of property types within the local area, ranging from single-family homes and apartments to retail spaces and restaurants.
Freeway Insurance in Modesto, California provides a comprehensive range of landlord insurance services, including property coverage and liability protection. The agency offers long-term maintenance plans that help property owners safeguard their investments against common risks like fire damage or tenant-related losses. These plans assist in preserving property value over time. Freeway Insurance services a variety of property types, from single-family homes and apartment complexes to retail spaces and restaurants in the local area.
TopFlight Insurance Services in Modesto, California provides coverage solutions for residential landlords, property managers, and real estate investors seeking to protect their rental investments. The agency focuses on structuring policies that address liability concerns, property damage risks, and loss of rental income for local property owners. Clients receive guidance on navigating regional insurance requirements for multi-family dwellings and single-family rental homes. The company also serves property owners located in the surrounding areas of Ceres and Riverbank.
TSM Insurance Services serves Modesto and the surrounding communities in California's Central Valley, handling specialized landlord insurance policies for residential and small commercial rental properties. The company manages coverage tailored to protect property owners against risks like tenant damage, liability claims, and loss of rental income. To support a typical job, it reviews each landlord's specific property portfolio and then compares policy options from multiple carriers to find appropriate coverage limits and deductibles.
Insureone Insurance Solutions, based in Modesto, CA, distinguishes between one-time landlord policies and recurring coverage options to match different property investment strategies. Their landlord insurance agent services address common local risks, including property damage from tenant wear and unanticipated vacancy issues. Liability protection is also factored into the coverage structure they arrange. For each client, service operates on an as-needed basis, allowing property owners to request policy adjustments or new quotes whenever their rental situation changes.
When Central Valley winter rains threaten rental properties or summer heat strains aging systems, insureCAL Insurance Agency in Modesto provides local landlords with tailored coverage solutions. They explain how standard homeowners policies leave rental units exposed, then design protection that addresses tenant liability and property damage. Their work often begins with a thoughtful walk-through of each building, identifying structural vulnerabilities and insurance gaps before recommending a suitable landlord policy.
The Giuliano Insurance Agency Inc: Allstate Insurance in Modesto, California, specializes in crafting coverage for rental properties, addressing the unique liabilities faced by landlords. It also provides a full range of property and casualty insurance services to local residents and businesses. The agency works with clients to protect income streams and assets against common risks. During the winter months, it helps property owners safeguard their investments from potential damage caused by freezing pipes, storms, or tenant-related incidents in rented dwellings.
What Does a a Landlord Insurance Agent in Modesto Cost?
Typical landlord insurance costs in California range from 800 to 2,500 dollars per year for a single-family rental home. Factors include property age, location in Modesto, coverage amount, and deductible chosen. Policies with earthquake or flood endorsements cost more. This is general information, not insurance advice.
About landlord insurance agents in Modesto
A landlord insurance agent in Modesto California helps rental property owners protect their investments with policies tailored to local risks. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Working with a local agent ensures your policy meets Modesto city codes and state regulations.
Frequently Asked Questions
What does landlord insurance cover in Modesto California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies often include coverage for earthquake or wildfire damage as optional add-ons. A local agent can explain what perils are common in the Modesto area.
Is landlord insurance required by law in California?
California does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Landlords should also carry liability coverage to protect against tenant injury claims. A Modesto agent can help you meet lender requirements and state liability standards.
How much does landlord insurance cost in Modesto California?
Costs vary based on property value, location, and coverage limits. In California, annual premiums for a single-family rental often range from 800 to 2,500 dollars. A Modesto agent can provide quotes specific to your property and risk factors.
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