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Find Landlord Insurance Agents Near You in Modesto, CA

Browse landlord insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Modesto, California is Cost-U-Less Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include SaveDirect Insurance Agency, LLC, Acceptance Insurance, The Source Auto Insurance Agency LLC. This directory lists 21 landlord insurance agents serving Modesto.

Showing 21 landlord insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance123 Burney St(209) 560-6118
2SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
3Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
4The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
5Freeway Insurance1801 H St Ste A1(209) 585-3788
6TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
7TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
8Insureone Insurance Solutions316 Needham St(209) 779-0700
9insureCAL Insurance Agency3508 Dale Rd(209) 250-0269
10The Giuliano Insurance Agency Inc: Allstate Insurance1508 Coffee Rd Suite G(209) 578-1059
CU
123 Burney St
Cost-U-Less Insurance
Landlord Insurance Agent · Modesto, CA

Cost-U-Less Insurance in Modesto, California, is known for providing tailored coverage for residential rental properties. Its services as a Landlord Insurance Agent range from protecting single-family rental homes to multi-unit dwellings against property damage and liability claims. The company guides landlords in Modesto and the surrounding Central Valley area through policy options that address local weather and tenant risks. For added protection, it can include loss of rental income coverage as a specialty service.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Landlord Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves the Modesto, California metropolitan area as a landlord insurance agent. The company helps rental property owners obtain essential coverage for their residential investment properties. Their services include policies that protect against property damage from common perils like fire and storm. They also assist with liability coverage to shield landlords from tenant injury claims. Additionally, the agency handles loss of rental income policies to replace revenue when a unit is uninhabitable due to a covered incident.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Landlord Insurance Agent · Modesto, CA

Acceptance Insurance serves the Modesto, California area as a landlord insurance agent, offering policies designed to protect rental property owners. It provides coverage options tailored for residential and commercial rental structures, helping landlords manage risks associated with tenant occupancy and property damage. The company assists local property owners in securing adequate liability protection and loss-of-income coverage in the event of uninhabitable conditions. Specific services it handles in this area include dwelling protection policies and coverage for loss of rental income.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Landlord Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC in Modesto, CA provides landlord insurance agent services including coverage for property damage, liability protection, and lost rental income. It offers standard policy reviews and can assist with claims filing to help maintain rental property investments. The agency serves a variety of property types within the local area, ranging from single-family homes and apartments to retail spaces and restaurants.

FI
1801 H St Ste A1
Freeway Insurance
Landlord Insurance Agent · Modesto, CA

Freeway Insurance in Modesto, California provides a comprehensive range of landlord insurance services, including property coverage and liability protection. The agency offers long-term maintenance plans that help property owners safeguard their investments against common risks like fire damage or tenant-related losses. These plans assist in preserving property value over time. Freeway Insurance services a variety of property types, from single-family homes and apartment complexes to retail spaces and restaurants in the local area.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Landlord Insurance Agent · Modesto, CA

TopFlight Insurance Services in Modesto, California provides coverage solutions for residential landlords, property managers, and real estate investors seeking to protect their rental investments. The agency focuses on structuring policies that address liability concerns, property damage risks, and loss of rental income for local property owners. Clients receive guidance on navigating regional insurance requirements for multi-family dwellings and single-family rental homes. The company also serves property owners located in the surrounding areas of Ceres and Riverbank.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Landlord Insurance Agent · Modesto, CA

TSM Insurance Services serves Modesto and the surrounding communities in California's Central Valley, handling specialized landlord insurance policies for residential and small commercial rental properties. The company manages coverage tailored to protect property owners against risks like tenant damage, liability claims, and loss of rental income. To support a typical job, it reviews each landlord's specific property portfolio and then compares policy options from multiple carriers to find appropriate coverage limits and deductibles.

II
316 Needham St
Insureone Insurance Solutions
Landlord Insurance Agent · Modesto, CA

Insureone Insurance Solutions, based in Modesto, CA, distinguishes between one-time landlord policies and recurring coverage options to match different property investment strategies. Their landlord insurance agent services address common local risks, including property damage from tenant wear and unanticipated vacancy issues. Liability protection is also factored into the coverage structure they arrange. For each client, service operates on an as-needed basis, allowing property owners to request policy adjustments or new quotes whenever their rental situation changes.

II
3508 Dale Rd
insureCAL Insurance Agency
Landlord Insurance Agent · Modesto, CA

When Central Valley winter rains threaten rental properties or summer heat strains aging systems, insureCAL Insurance Agency in Modesto provides local landlords with tailored coverage solutions. They explain how standard homeowners policies leave rental units exposed, then design protection that addresses tenant liability and property damage. Their work often begins with a thoughtful walk-through of each building, identifying structural vulnerabilities and insurance gaps before recommending a suitable landlord policy.

GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Landlord Insurance Agent · Modesto, CA

The Giuliano Insurance Agency Inc: Allstate Insurance in Modesto, California, specializes in crafting coverage for rental properties, addressing the unique liabilities faced by landlords. It also provides a full range of property and casualty insurance services to local residents and businesses. The agency works with clients to protect income streams and assets against common risks. During the winter months, it helps property owners safeguard their investments from potential damage caused by freezing pipes, storms, or tenant-related incidents in rented dwellings.

TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Landlord Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
CB
1505 G St
C-B Associates Insurance
Landlord Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Landlord Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
TI
3501 Coffee Rd #1a
Toste Insurance Services INC
Landlord Insurance Agent · Modesto, CA
(209) 338-3585
tosteins.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Landlord Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
MI
3025 McHenry Ave suite m
Modesto Insurance Center
Landlord Insurance Agent · Modesto, CA
(209) 529-0745
RL
142 N 9th St #8
Royal Lion Insurance Agency
Landlord Insurance Agent · Modesto, CA
(209) 846-9349
royallioninsurance.com
GI
1133 N Carpenter Rd #2
Got It All Insurance Agency
Landlord Insurance Agent · Modesto, CA
(209) 887-8000
gotitallagency.com
MC
609 14th St
My Choice Insurance
Landlord Insurance Agent · Modesto, CA
(209) 604-6758
mychoiceins.net
MV
1231 8th St #100
Mc Vey Insurance
Landlord Insurance Agent · Modesto, CA
(209) 577-0177
JL
Modesto, CA 95354
JP Lane Hurlbert, CA Insurance Agent
Landlord Insurance Agent · Modesto, CA
(209) 571-1990
linkedin.com/in/jphurlbert

What Does a a Landlord Insurance Agent in Modesto Cost?

Typical landlord insurance costs in California range from 800 to 2,500 dollars per year for a single-family rental home. Factors include property age, location in Modesto, coverage amount, and deductible chosen. Policies with earthquake or flood endorsements cost more. This is general information, not insurance advice.

About landlord insurance agents in Modesto

A landlord insurance agent in Modesto California helps rental property owners protect their investments with policies tailored to local risks. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Working with a local agent ensures your policy meets Modesto city codes and state regulations.

Frequently Asked Questions

What does landlord insurance cover in Modesto California?

Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies often include coverage for earthquake or wildfire damage as optional add-ons. A local agent can explain what perils are common in the Modesto area.

Is landlord insurance required by law in California?

California does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Landlords should also carry liability coverage to protect against tenant injury claims. A Modesto agent can help you meet lender requirements and state liability standards.

How much does landlord insurance cost in Modesto California?

Costs vary based on property value, location, and coverage limits. In California, annual premiums for a single-family rental often range from 800 to 2,500 dollars. A Modesto agent can provide quotes specific to your property and risk factors.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.