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Find Landlord Insurance Agents Near You in Encinitas, CA
Browse landlord insurance agents serving Encinitas, California. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 landlord insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875
agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
Farmers Insurance - Taylor Swoy
162 S Rancho Santa Fe Rd F-45, Encinitas, CA 92024
(760) 943-4000
agents.farmers.com
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
A landlord insurance agent in Encinitas helps property owners protect their rental investments with tailored coverage. California law requires landlords to maintain certain liability protections and disclose insurance details to tenants. Local agents understand the unique risks of coastal properties and the specific requirements of the California Civil Code.
What Does a Landlord Insurance Agent in Encinitas Cost?
Typical landlord insurance costs in California range from 800 to 2,500 dollars per year for a single family rental. Factors include property value, location, deductible amount, and additional coverages like earthquake or flood insurance. Encinitas properties near the coast may see higher premiums due to increased risk of wildfire and water damage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Encinitas do?
A landlord insurance agent helps rental property owners find policies that cover property damage, liability, and loss of rental income. They assess your specific property type and location to recommend appropriate coverage limits. Agents also advise on California specific requirements like earthquake or flood endorsements.
Is landlord insurance required by law in California?
California law does not require landlord insurance by statute, but most mortgage lenders and homeowners associations require it. Without coverage, you could be personally liable for tenant injuries or property damage. It is strongly recommended for any rental property in Encinitas.
How much does landlord insurance cost in Encinitas California?
Costs vary based on property value, location, and coverage limits. In California, a typical landlord policy ranges from 800 to 2,500 dollars per year. Coastal properties in Encinitas may have higher premiums due to fire and flood risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.