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Landlord Insurance Agents in El Centro, CA

Looking for a landlord insurance agent in El Centro? Review the directory below to compare your options.

20 agents listed
Updated May 2026
El Centro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 landlord insurance agents in El Centro, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sierra Jaime - State Farm Insurance Agent
775 E Danenberg Dr #102, El Centro, CA 92243
(760) 312-9517 myagentsierra.com
Freeway Insurance
422 N Imperial Ave, El Centro, CA 92243
(760) 706-6054 locations.freeway.com
Farmers Insurance - James Gonzalez
430 N Imperial Ave, El Centro, CA 92243
(760) 352-0371 agents.farmers.com
Best Formula Insurance Services
808 N Imperial Ave, El Centro, CA 92243
(888) 242-9922 bestformulainsurance.com
Payless Auto Insurance Broker, Inc.
301 N Imperial Ave #A, El Centro, CA 92243
(760) 353-1290 paylessautoinsurance.net
Steve Seibert - State Farm Insurance Agent
1241 W State St, El Centro, CA 92243
(760) 352-7703 steveseibert.com
Terrazas Insurance
300 S Imperial Ave #3, El Centro, CA 92243
(760) 592-4315 facebook.com
Farmers Insurance - Rosemary Rodriguez
120 N 4th St Ste 1, El Centro, CA 92243
(760) 791-2464 agents.farmers.com
Payless Auto Insurance Broker, Inc.
2040 S 4th St, El Centro, CA 92243
(760) 353-5400 paylessautoinsurance.net
Martinez Insurance Services
292 S Imperial Ave, El Centro, CA 92243
(760) 336-0808
Jasmin Rodriguez - State Farm Insurance Agent
300 S Imperial Ave Ste 12, El Centro, CA 92243
(760) 352-0160 sfagentjasmin.com
Belellano Insurance Services
610 S 8th St, El Centro, CA 92243
(760) 370-3090 belellanoinsurance.com
Farmers Insurance - Rolando Romo
1028 Adams Ave Spc A, El Centro, CA 92243
(760) 353-5353 agents.farmers.com
Gunther Insurance Agency
458 N Imperial Ave, El Centro, CA 92243
(760) 352-4900 700medicare.net
Farmers Insurance - Erik McElvany
267 N 8th St, El Centro, CA 92243
(760) 352-3341 agents.farmers.com
Armorcrest Insurance Services LLC.
1122 W State St ste a, El Centro, CA 92243
(760) 693-5203 armorinsgrp.com
Farmers Insurance: Michael McElvany
267 N 8th St, El Centro, CA 92243
(760) 352-3341 farmersagent.com
Hart Insurance Center
1503 N Imperial Ave #102, El Centro, CA 92243
(760) 352-0422 insurehart.com
Thomas Insurance Agency
1000 Broadway, El Centro, CA 92243
(760) 353-7460
Nationwide Insurance
1225 Main St, El Centro, CA 92243
(760) 352-2618 tylerins.com

A landlord insurance agent in El Centro helps rental property owners secure coverage that meets California law and local risks. Policies typically include dwelling protection, liability coverage, and loss of rental income. With Imperial Valleys hot summers and occasional earthquakes, agents can tailor policies to address regional hazards.

What Does a Landlord Insurance Agent in El Centro Cost?

Typical landlord insurance in California costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in El Centro, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location near flood zones, and coverage limits affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in California?
Landlord insurance in California typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage.
Is landlord insurance required by law in El Centro?
California law does not require landlord insurance, but most mortgage lenders mandate it for rental properties. Without it you risk financial loss from fire, water damage, or liability claims.
How does California liability law affect landlord insurance?
Under California Civil Code Section 1941, landlords must maintain habitable premises. If a tenant is injured due to a maintenance issue your liability coverage can help pay legal costs and settlements. An agent can explain how this applies to your property.