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Find Landlord Insurance Agents Near You in El Centro, CA

Browse landlord insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated landlord insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - James Gonzalez, Best Formula Insurance Services. This directory lists 20 landlord insurance agents serving El Centro.

Showing 20 landlord insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2Freeway Insurance422 N Imperial Ave(760) 706-6054
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Payless Auto Insurance Broker, Inc.301 N Imperial Ave #A(760) 353-1290
6Terrazas Insurance300 S Imperial Ave #3(760) 592-4315
7Steve Seibert - State Farm Insurance Agent1241 W State St(760) 352-7703
8Farmers Insurance - Rosemary Rodriguez120 N 4th St Ste 1(760) 791-2464
9Jasmin Rodriguez - State Farm Insurance Agent300 S Imperial Ave Ste 12(760) 352-0160
10Belellano Insurance Services610 S 8th St(760) 370-3090
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Landlord Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves El Centro, CA, with landlord insurance policies. It helps property owners protect rental dwellings against common threats like fire and liability claims. The agency assists with coverage for loss of rental income and property damage from tenants or natural events. Customized plans are available for single-family rentals and multi-unit apartment buildings. The agent specifically handles personal liability protection and building structure insurance for local landlords.

FI
422 N Imperial Ave
Freeway Insurance
Landlord Insurance Agent · El Centro, CA

Freeway Insurance provides landlord insurance services throughout the El Centro, California area. It offers customizable coverage options to protect rental properties from common liabilities and property damage. The company also assists clients in structuring ongoing maintenance plans that help preserve property value over time. Its policies are designed to support both residential and commercial holdings. Freeway Insurance serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants within the local community.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Landlord Insurance Agent · El Centro, CA

Farmers Insurance - James Gonzalez provides a range of landlord insurance services in El Centro, California, including property protection, liability coverage, and loss-of-rental-income policies. The agency helps property owners manage risk by offering customized plans that safeguard their investments against common hazards and tenant-related issues. Regular policy reviews ensure coverage remains aligned with changing property conditions and local rental market factors. This landlord insurance agent services single-family homes, apartments, retail spaces, and restaurants.

BF
808 N Imperial Ave
Best Formula Insurance Services
Landlord Insurance Agent · El Centro, CA

Serving homeowners, property managers, and investors with rental properties, Best Formula Insurance Services in El Centro, CA connects landlords with tailored coverage for liability, property damage, and loss of rental income. The agency helps clients compare policies to address risks such as tenant injuries, weather damage, or vacancy periods. It also guides landlords in adjusting coverage for multi-unit dwellings or short-term rentals. Its service area additionally reaches the neighboring community of Imperial, California, ensuring comprehensive support for rental property owners throughout the Imperial Valley.

PA
301 N Imperial Ave #A
Payless Auto Insurance Broker, Inc.
Landlord Insurance Agent · El Centro, CA

Payless Auto Insurance Broker, Inc. serves property owners, landlords, and small property managers in El Centro, California. The company provides landlord insurance policies to help protect rental properties and investment holdings in the area. Its work focuses on securing coverage for residential and commercial landlords facing local risks. Payless Auto Insurance Broker, Inc. also extends its landlord insurance services and coverage options to clients in the neighboring Imperial Valley communities surrounding the city.

TI
300 S Imperial Ave #3
Terrazas Insurance
Landlord Insurance Agent · El Centro, CA

Terrazas Insurance offers both one-time and ongoing service arrangements for landlords in El Centro, CA, tailoring options to individual property needs. Coverage typically protects rental structures against common perils such as fire, theft, and liability claims from tenants or visitors. Securing the right policy can also help safeguard rental income and cover legal defense costs if a dispute arises. Service operates on either a scheduled renewal cycle or an as-needed basis, depending on the landlord's preference and policy structure.

SS
1241 W State St
Steve Seibert - State Farm Insurance Agent
Landlord Insurance Agent · El Centro, CA

Steve Seibert - State Farm Insurance Agent serves El Centro, California, and the surrounding Imperial Valley communities. The agency handles landlord insurance policies for residential and commercial rental properties in the area. A typical job involves assessing the specific risks a property owner faces, such as tenant damage or liability claims, and matching coverage to those exposures. The process includes a thorough discussion of the property's unique features and the landlord's financial goals.

FI
120 N 4th St Ste 1
Farmers Insurance - Rosemary Rodriguez
Landlord Insurance Agent · El Centro, CA

Farmers Insurance - Rosemary Rodriguez offers tailored landlord insurance policies for property owners in El Centro, California. It generally assists clients with property protection planning and risk management for residential rental units. The agency helps landlords structure coverage that addresses liability issues and building damage from common perils. In El Centro’s hot summer months, the agency specifically aids with claims related to air conditioning failures and heat-related wear on rental homes.

JR
300 S Imperial Ave Ste 12
Jasmin Rodriguez - State Farm Insurance Agent
Landlord Insurance Agent · El Centro, CA

Serving El Centro and the surrounding Imperial Valley communities, Jasmin Rodriguez - State Farm Insurance Agent handles landlord insurance policies for residential and commercial rental properties in this area. Coverage typically includes protection for the dwelling structure, liability claims, and loss of rental income due to covered damages. The agency works closely with property owners to assess risk factors unique to local rentals, then tailors each policy to match specific coverage needs while maintaining clear communication throughout the application process.

BI
610 S 8th St
Belellano Insurance Services
Landlord Insurance Agent · El Centro, CA
PA
2040 S 4th St
Payless Auto Insurance Broker, Inc.
Landlord Insurance Agent · El Centro, CA
(760) 353-5400
paylessautoinsurance.net
MI
292 S Imperial Ave
Martinez Insurance Services
Landlord Insurance Agent · El Centro, CA
(760) 336-0808
FI
1028 Adams Ave Spc A
Farmers Insurance - Rolando Romo
Landlord Insurance Agent · El Centro, CA
(760) 353-5353
agents.farmers.com/ca/el-centro/rolando-romo
GI
458 N Imperial Ave
Gunther Insurance Agency
Landlord Insurance Agent · El Centro, CA
(760) 352-4900
700medicare.net
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Landlord Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
FI
267 N 8th St
Farmers Insurance - Erik McElvany
Landlord Insurance Agent · El Centro, CA
(760) 352-3341
agents.farmers.com/ca/el-centro/erik-mcelvany
FI
267 N 8th St
Farmers Insurance: Michael McElvany
Landlord Insurance Agent · El Centro, CA
(760) 352-3341
farmersagent.com/mmcelvany
TI
1000 Broadway
Thomas Insurance Agency
Landlord Insurance Agent · El Centro, CA
(760) 353-7460
HI
1503 N Imperial Ave #102
Hart Insurance Center
Landlord Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com
NI
1225 Main St
Nationwide Insurance
Landlord Insurance Agent · El Centro, CA
(760) 352-2618
tylerins.com/home-&-auto-insurance/nationwide-insurance

What Does a a Landlord Insurance Agent in El Centro Cost?

Typical landlord insurance in California costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in El Centro, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location near flood zones, and coverage limits affect the price. This is general information and not insurance advice.

About landlord insurance agents in El Centro

A landlord insurance agent in El Centro helps rental property owners secure coverage that meets California law and local risks. Policies typically include dwelling protection, liability coverage, and loss of rental income. With Imperial Valleys hot summers and occasional earthquakes, agents can tailor policies to address regional hazards.

Frequently Asked Questions

What does landlord insurance cover in California?

Landlord insurance in California typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage.

Is landlord insurance required by law in El Centro?

California law does not require landlord insurance, but most mortgage lenders mandate it for rental properties. Without it you risk financial loss from fire, water damage, or liability claims.

How does California liability law affect landlord insurance?

Under California Civil Code Section 1941, landlords must maintain habitable premises. If a tenant is injured due to a maintenance issue your liability coverage can help pay legal costs and settlements. An agent can explain how this applies to your property.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.