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Find Landlord Insurance Agents Near You in Cupertino, CA

Browse landlord insurance agents serving Cupertino, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Catherine Chen - State Farm Insurance Agent, Cheryl Ching - State Farm Insurance Agent, Farmers Insurance - Patricia Han. This directory lists 14 landlord insurance agents serving Cupertino.

Showing 14 landlord insurance agents in Cupertino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Stefely - State Farm Insurance Agent20395 Pacifica Dr STE 108(408) 255-3212
2Catherine Chen - State Farm Insurance Agent20132 Stevens Creek Blvd(408) 863-0000
3Cheryl Ching - State Farm Insurance Agent10025 S Tantau Ave(408) 777-9777
4Farmers Insurance - Patricia Han20567 Sunrise Dr(408) 865-0365
5Jim Liu - State Farm Insurance Agent21070 Homestead Rd #118(408) 738-1200
6Farmers Insurance - Ray Cheng20370 Town Center Ln Ste 105(408) 863-0180
7Farmers Insurance - Lily Zhao20432 Silverado Ave UNIT 211(408) 398-4616
8Farmers Insurance - Stacy Lane20410 Town Center Ln # 101(408) 715-3535
9JONATHAN CHIEM: Allstate Insurance10520 S De Anza Blvd Ste B(408) 252-3830
10Somerset Insurance Solutions Inc.10080 N. Wolfe Rd, 200 Suite SW3(408) 359-5758
JS
20395 Pacifica Dr STE 108
Jason Stefely - State Farm Insurance Agent
Landlord Insurance Agent · Cupertino, CA

Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area and surrounding communities in Santa Clara County. The agency specializes in landlord insurance for property owners who rent residential units. They help landlords protect their investments by tailoring coverage to local rental property needs. Common policies include property damage from fire or weather and liability protection for tenant injuries. The agent also assists with loss of rental income coverage when a unit becomes uninhabitable due to a covered claim.

CC
20132 Stevens Creek Blvd
Catherine Chen - State Farm Insurance Agent
Landlord Insurance Agent · Cupertino, CA

Catherine Chen - State Farm Insurance Agent in Cupertino, CA, provides a range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency helps property owners maintain adequate policies by reviewing coverage limits and recommending appropriate endorsements for changing needs. Commercial landlords with apartments, retail spaces, and restaurants are among the clients served, along with owners of single-family homes and residential rental properties.

CC
10025 S Tantau Ave
Cheryl Ching - State Farm Insurance Agent
Landlord Insurance Agent · Cupertino, CA

Cheryl Ching - State Farm Insurance Agent in Cupertino, California, provides landlord insurance solutions for property owners, real estate investors, and managers of residential rental properties. The agency assists clients with policies that help protect rental income streams and cover liability exposure associated with tenanted buildings. Its agent can explain how different coverage options apply to single-family rentals, duplexes, or multi-unit dwellings. The company also serves property owners in nearby communities like Sunnyvale within the Santa Clara Valley region.

FI
20567 Sunrise Dr
Farmers Insurance - Patricia Han
Landlord Insurance Agent · Cupertino, CA

Farmers Insurance - Patricia Han in Cupertino, CA assists landlords in distinguishing between the one-time policy setup for a new rental property and the recurring service needed to adjust coverage as tenants or buildings change. Coverage typically includes protection for the dwelling structure, liability for injuries on the premises, and loss of rental income if the property becomes uninhabitable. Business interruption endorsements may also be arranged. Service in this area runs on a scheduled basis, with periodic policy reviews to match current rental market conditions.

JL
21070 Homestead Rd #118
Jim Liu - State Farm Insurance Agent
Landlord Insurance Agent · Cupertino, CA

As a landlord insurance agent in Cupertino, CA, Jim Liu - State Farm Insurance Agent provides specialty services for residential and commercial property owners, including coverage for dwelling damage, liability protection, and loss of rental income. The agency offers general insurance advice on property maintenance and tenant screening. It helps landlords navigate seasonal risks such as water damage from winter storms or fire hazards during dry California months, ensuring policies remain up to date.

FI
20370 Town Center Ln Ste 105
Farmers Insurance - Ray Cheng
Landlord Insurance Agent · Cupertino, CA

Farmers Insurance - Ray Cheng serves Cupertino, California, and the surrounding South Bay communities. It handles landlord insurance policies designed to protect rental property owners from liability, property damage, and lost income. The agency works with both single-family and multi-unit residential landlords. To assess each client's exposure, it reviews the property's condition, lease terms, and local occupancy regulations before tailoring a coverage plan. This focused evaluation helps the agent match each policy to the specific risks of the rental property and its tenant situation.

FI
20432 Silverado Ave UNIT 211
Farmers Insurance - Lily Zhao
Landlord Insurance Agent · Cupertino, CA

As autumn rainfall increases in the Bay Area, Cupertino property owners often examine their rental portfolios for flood and liability exposures. Farmers Insurance - Lily Zhao provides landlord insurance agents services tailored to these local needs, guiding clients through policies that protect both structures and rental income from common seasonal and tenant-related risks. Every coverage discussion acknowledges the unique challenges of the competitive Silicon Valley housing market. The introductory process typically begins with a detailed property inspection and a thorough assessment of current lease agreements to identify all exposures.

FI
20410 Town Center Ln # 101
Farmers Insurance - Stacy Lane
Landlord Insurance Agent · Cupertino, CA

Farmers Insurance - Stacy Lane in Cupertino, CA helps property owners manage risk by offering general landlord coverage for rental dwellings. It supplements that core protection with specialized add-ons such as loss-of-rent coverage and liability shields for tenant-related claims. The agency works with a variety of commercial sectors, tailoring policies for small offices, storage warehouses, and food service establishments that require additional liability and equipment protection.

JC
10520 S De Anza Blvd Ste B
JONATHAN CHIEM: Allstate Insurance
Landlord Insurance Agent · Cupertino, CA

JONATHAN CHIEM: Allstate Insurance offers residential landlord insurance services in Cupertino, California, securing rental properties against common risks. Commercial coverage is also available for larger income-producing buildings in Cupertino and the surrounding area. Policies are tailored to protect property owners from liability, structural damage, and lost rental income. The agency helps clients understand required deductibles and policy limits. Detailed explanations are provided upon first consultation. Routine check-ins after each policy review help ensure coverage remains current for the property’s changing needs until the next scheduled visit.

SI
10080 N. Wolfe Rd, 200 Suite SW3
Somerset Insurance Solutions Inc.
Landlord Insurance Agent · Cupertino, CA
SB
21060 Homestead Rd Suite 100
South Bay Bonding
Landlord Insurance Agent · Cupertino, CA
(650) 903-0088
southbaybonding.com
FI
10055 N Portal Ave #120
Farmers Insurance - Nathan Lee
Landlord Insurance Agent · Cupertino, CA
(408) 333-9809
agents.farmers.com/ca/cupertino/nathan-lee
FI
10055 N Portal Ave #120
Farmers Insurance - Rajivkumar Patel
Landlord Insurance Agent · Cupertino, CA
(408) 516-0961
agents.farmers.com/ca/cupertino/rajivkumar-patel
HS
10080 N Wolfe Rd
Home Services Insurance Agency
Landlord Insurance Agent · Cupertino, CA
(858) 436-1779
homeservicesins-ca.com

What Does a a Landlord Insurance Agent in Cupertino Cost?

Landlord insurance agent fees in Cupertino are usually included in the policy premium, not charged separately. Typical annual premiums for a single-family rental in California range from 800 to 2000 dollars, depending on coverage limits and property location. Multi-unit properties may cost more. This is general information and not insurance advice.

About landlord insurance agents in Cupertino

Landlord insurance agents in Cupertino California help property owners protect their rental investments. California law requires landlords to maintain certain insurance coverages including liability protection for tenant injuries. Agents in Cupertino understand local market conditions and can tailor policies for single-family homes or multi-unit buildings in Santa Clara County.

Frequently Asked Questions

What does landlord insurance cover in Cupertino California?

Landlord insurance typically covers property damage from fire or weather, liability for tenant injuries, and loss of rental income. In California, policies may also include coverage for earthquake damage, which is not standard but recommended for Cupertino properties.

Is landlord insurance required by California law?

California law does not require landlords to carry insurance, but mortgage lenders often require it. Additionally, California Civil Code Section 1950.5 limits security deposits, making insurance important to cover gaps from tenant damage or unpaid rent.

How much does a landlord insurance policy cost in Cupertino?

Costs vary based on property value, location, and coverage limits. In California, a typical landlord insurance policy ranges from 25 to 50 percent more than a standard homeowners policy, often costing between 800 and 2000 dollars per year for a single-family rental.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.