The top-rated landlord insurance agent in Costa Mesa, California is Acceptance Insurance, rated 5.0 stars across 664 reviews. Other highly rated options include Choice Plus Insurance Services, Chrysalis Insurance Agency, Virnie Tordera - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3033 Bristol St Ste 121 | (714) 442-9504 |
| 2 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 3 | Chrysalis Insurance Agency | 3001 Red Hill Ave Suite 2-226 | (714) 464-8080 |
| 4 | Virnie Tordera - State Farm Insurance Agent | 355 Bristol St Ste M | (714) 890-1010 |
| 5 | Roadquest Insurance | 1500 Adams Ave #202 | (714) 429-0470 |
| 6 | Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 668-6502 |
| 7 | Goosehead Insurance - Ty Robertson | 555 Anton Blvd suit 150 | (714) 252-4558 |
| 8 | EZ Insurance Services Inc | 2960 Harbor Blvd D | (800) 895-7033 |
| 9 | Randy Wong: Allstate Insurance | 1525 Mesa Verde Dr E Ste 107 | (714) 434-5906 |
| 10 | Goosehead Insurance - Geoff Dopheide | 2942 Century Pl Suite 708 | (949) 345-1219 |
Acceptance Insurance offers landlord insurance for residential rental properties in Costa Mesa, California, and also provides commercial coverage for larger multifamily units. The agency serves property owners seeking protection within the local market. A policyholder can review coverage details during an initial consultation and then return for ongoing adjustments as tenants or property conditions change. This makes it simple to address new needs between regular scheduled visits.
Choice Plus Insurance Services serves Orange County and the greater Costa Mesa area as a landlord insurance agent. It helps property owners secure coverage tailored for rental dwellings, protecting against property damage and liability risks. The agency works with residential and small commercial landlords to address unique exposure concerns like loss of rental income and tenant-related claims. Specific services handled here include policies for single-family rental homes and multi-unit apartment buildings.
Chrysalis Insurance Agency in Costa Mesa, CA provides landlord insurance, including general liability and property hazard coverage. It also offers protection for loss of rental income during periods when a unit is uninhabitable after damage. The agency routinely discusses building code upgrade coverage and flood insurance options during consultations. Its maintenance plan assistance can help property owners coordinate immediate repairs following a covered claim. The agency serves single-family homes, apartments, retail spaces, and restaurants.
Virnie Tordera - State Farm Insurance Agent serves homeowners, business owners, and property managers in Costa Mesa, California, addressing their risk management needs. It offers tailored landlord insurance policies that help protect residential and commercial rental properties from common perils. These services assist property owners in mitigating potential financial losses associated with tenant issues or structural damage. Its coverage options are designed to complement standard homeowner or business policies. The agency also provides its landlord insurance services to property owners and managers in nearby Irvine.
Roadquest Insurance serves the Costa Mesa, California area and its surrounding communities. As a landlord insurance agent, it handles policies designed specifically for property owners who rent out residential units. Its coverage typically addresses risks such as property damage, liability claims, and loss of rental income. The agency takes a straightforward approach to each job by thoroughly reviewing a client's specific property portfolio and matching that profile with appropriate standard coverage options from its available insurers.
Comparion Insurance Agency in Costa Mesa, California, offers both one-time and recurring service options for landlord insurance agents. Coverage typically protects rental properties against common perils such as fire, theft, and liability claims arising from tenant injuries or property damage. The agency helps property owners assess their specific needs, including dwelling coverage for structural repairs and loss of rental income during rebuilds. Service runs on either a scheduled renewal cycle or an as-needed basis, depending on the policy term and client preference.
Goosehead Insurance - Ty Robertson specializes in landlord insurance policies, offering tailored coverage for rental property owners. It provides general risk management services, including protection against property damage and liability claims. The agency serves clients throughout Costa Mesa and helps secure policies that safeguard income properties. For landlords navigating seasonal challenges such as tenant turnover during summer months or increased vacancy risks in winter, it offers guidance on adjusting coverage to address these shifting rental market conditions.
EZ Insurance Services Inc works with property owners throughout the Costa Mesa area to align their coverage with local rental risks. It offers specialized landlord insurance add-ons that address tenant liability protection and loss-of-rent scenarios. These policies are designed to cover typical multifamily residential properties common across Orange County. Additionally, the company arranges commercial coverage tailored for rentals like offices, warehouses, and food service establishments.
Goosehead Insurance - Geoff Dopheide in Costa Mesa, CA, provides residential landlord insurance for property owners renting out single-family homes, duplexes, and condos. Their services extend to commercial rental properties, including small apartment buildings and mixed-use spaces, serving clients throughout the greater Orange County region. They analyze coverage needs for liability and property damage unique to landlords. Policyholders can contact the agency between scheduled inspections for coverage updates or to discuss tenant-related changes. Follow-up or repeat service is available to adjust policies as leases renew or properties are acquired.
What Does a a Landlord Insurance Agent in Costa Mesa Cost?
In California, landlord insurance premiums typically range from 25 to 50 percent more than a standard homeowners policy. For a single-family rental in Costa Mesa, you might pay between 800 and 1,500 dollars per year. Costs vary based on property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Costa Mesa
Landlord insurance agents in Costa Mesa help rental property owners secure coverage for their buildings, liability, and loss of rental income. California law does not require landlord insurance, but many mortgage lenders and HOAs do require it. Agents can explain how local risks like wildfires or earthquakes may affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Costa Mesa?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property or earthquake damage unless you add separate coverage.
Is landlord insurance required by California law?
California state law does not require landlord insurance. However, your mortgage lender or homeowners association may require it. Many landlords also carry it to protect against liability claims and property damage.
How can a landlord insurance agent help me?
An agent can compare policies from different carriers, explain coverage limits and exclusions, and help you comply with California landlord-tenant laws. They can also advise on additional coverage for things like vandalism or fire.
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