The top-rated landlord insurance agent in Burlingame, California is Sammy Yim - State Farm Insurance Agent, rated 5.0 stars across 305 reviews. Other highly rated options include Brandon Yim - State Farm Insurance Agent, GOLDEN BENCHMARK INS SVCS, Farmers Insurance - Steven Parker. This directory lists 21 landlord insurance agents serving Burlingame.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sammy Yim - State Farm Insurance Agent | Fox Mall, 1419 Burlingame Ave 2nd Floor, Ste P | (650) 344-2541 |
| 2 | Brandon Yim - State Farm Insurance Agent | 1419 Burlingame Ave Suite P | (650) 595-4900 |
| 3 | GOLDEN BENCHMARK INS SVCS | 533 Airport Blvd. #400 | (510) 818-9877 |
| 4 | Farmers Insurance - Steven Parker | 1815 El Camino Real #6 | (650) 697-4450 |
| 5 | Abraham Chiu: Allstate Insurance | 1799 Old Bayshore Hwy #118 | (650) 375-5983 |
| 6 | Trish Le: Allstate Insurance | 1220 Howard Ave Ste 209 | (415) 644-9791 |
| 7 | PJF Properties Insurance Agency | 1350 Old Bayshore Hwy Ste. 520 | (650) 697-2966 |
| 8 | Rona Stefani - State Farm Insurance Agent | 1813 El Camino Real Ste 7 | (650) 552-9079 |
| 9 | Aries Insurance Agency | 1601 Old Bayshore Hwy #223 | (650) 697-8325 |
| 10 | Socher Insurance Agency, Inc. | One Bay Plaza, 1350 Old Bayshore Hwy # 630 | (877) 317-9300 |
Sammy Yim - State Farm Insurance Agent serves the Burlingame, California area and the greater San Mateo County region, specializing in landlord insurance solutions for property owners. This agency helps residential rental property investors protect their income streams through customized policies that address the unique risks of leasing homes, condos, or apartment units. Standard coverage often includes dwelling protection, liability for tenant injuries, and reimbursement for lost rental income following a covered loss. Loss of rent coverage and property damage liability are two specific services this agency handles for local landlords.
Brandon Yim - State Farm Insurance Agent, based in Burlingame, CA, provides a range of landlord insurance services tailored to protect rental property investments. The agency offers assistance with policy creation, coverage reviews, and plan adjustments to meet changing needs. It helps landlords secure policies for residential properties through its maintenance and service support plans, which address liability and property protection. The company services single-family homes, apartments, retail spaces, and restaurants.
In offering either a one-time policy evaluation or ongoing risk management service, Golden Benchmark Ins Svcs in Burlingame helps landlords protect rental properties from liability, property damage, and income loss. A single engagement might assess coverage needs for a new investment, while recurring service adapts policies as tenancies change. Beyond basic building protection, they can arrange loss-of-rent coverage for vacancies and umbrella liability for multi-unit holdings. Their service operates on a scheduled or as-needed basis, according to each landlord’s preference and portfolio demands.
Farmers Insurance - Steven Parker provides specialized landlord insurance services for property owners in Burlingame, CA, offering tailored coverage for rental dwellings against liability and property damage. It also handles a full range of related insurance needs, including policies for homeowners and small businesses. The agency helps local landlords manage risks unique to this area, such as water damage from heavy rains during the wet winter months or liability concerns like tenant slip-and-fall accidents on icy walkways.
Abraham Chiu: Allstate Insurance serves the Burlingame area and surrounding communities across San Mateo County, offering landlord insurance policies for both single-family and multi-unit residential properties. This agency helps property owners handle coverage for rental structures, liability risks, and potential loss of rental income from tenant vacancies or damage. To address a typical property protection need, it first reviews the specific features of the rental property and then recommends a policy that matches the landlord’s exposure.
Trish Le: Allstate Insurance in Burlingame, CA, serves homeowners and property managers who need coverage for residential rental properties, offering standard landlord insurance policies that protect against common risks like property damage and liability claims. The agency can explain how such insurance typically covers loss of rental income and structural repairs. Its Burlingame location also serves neighboring communities such as San Mateo for local rental property protection.
As the rainy season approaches in the Bay Area, many Burlingame property owners seek to protect their rental investments from potential water damage and liability claims. PJF Properties Insurance Agency, based in Burlingame, offers landlord insurance tailored to the specific risks of local rental properties, including coverage for dwelling structure and loss of rental income. The agency works with landlords to understand their property portfolios and identify key exposures unique to California rentals. A typical first step involves a thorough review of current policies and a property inspection to assess coverage gaps.
Rona Stefani - State Farm Insurance Agent in Burlingame, CA, provides landlord insurance to property owners seeking financial protection for rental dwellings. This coverage typically safeguards against risks like property damage, liability claims, and loss of rental income. The agent offers the specialty add-on of rent default coverage, which helps landlords if tenants fail to pay rent. Her commercial landlord insurance services can accommodate various business sectors, including multi-tenant offices, warehouse facilities, and food service properties such as restaurants.
For residential rental property owners, Socher Insurance Agency, Inc. in Burlingame, CA provides landlord insurance coverage to protect against tenant damage and liability claims. They also extend their service to commercial landlords needing property and income protection throughout the area. Their agents work with clients to review policy needs regularly, encouraging follow-up contact between standard renewal visits to adjust coverage as property conditions or local requirements change.
What Does a a Landlord Insurance Agent in Burlingame Cost?
Landlord insurance in California typically costs between 15 and 25 percent more than standard homeowners insurance due to higher liability risks and natural disaster exposure. For a single family rental in Burlingame, annual premiums often range from 800 to 1500 dollars. Costs depend on property value, location, coverage limits, and deductible chosen. This is general information and not insurance advice.
About landlord insurance agents in Burlingame
Landlord insurance agents in Burlingame help property owners secure coverage for rental homes and multi-unit buildings. California law requires landlords to disclose certain insurance details to tenants, and agents can guide you on liability protection and dwelling coverage. Working with a local agent ensures your policy meets Burlingame city requirements and state regulations.
Frequently Asked Questions
What does a landlord insurance agent in Burlingame do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They understand California specific risks like earthquakes and wildfires. They also explain how your policy interacts with tenant security deposit laws under California Civil Code Section 1950.5.
Is landlord insurance required by law in California?
California law does not require landlord insurance, but your mortgage lender may require it. Many landlords choose coverage to protect against liability claims and property damage. Agents can help you meet any lender requirements and advise on adequate coverage limits.
How does California tenant law affect landlord insurance?
California Civil Code Section 1950.5 limits security deposit amounts and requires itemized deductions. Landlord insurance does not cover tenant damage beyond what a deposit covers, but it can protect you from liability if a tenant is injured on the property. Agents can explain how your policy works alongside these legal rules.
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